<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL
INFORMATION EXTRACTED FROM THE COMPANY'S CONSOLIDATED
FINANCIAL STATEMENTS AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<DEBT-HELD-FOR-SALE> 21,552,300
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 298,500
<MORTGAGE> 1,460,000
<REAL-ESTATE> 0
<TOTAL-INVEST> 25,300,400
<CASH> 1,264,800
<RECOVER-REINSURE> 680,800
<DEFERRED-ACQUISITION> 4,512,000 <F1>
<TOTAL-ASSETS> 58,893,900
<POLICY-LOSSES> 24,131,200
<UNEARNED-PREMIUMS> 0
<POLICY-OTHER> 776,300
<POLICY-HOLDER-FUNDS> 263,700
<NOTES-PAYABLE> 19,795,200 <F2>
2,401,500
484,700
<COMMON> 2,908,800
<OTHER-SE> 1,156,500 <F3>
<TOTAL-LIABILITY-AND-EQUITY> 58,893,900
3,195,200
<INVESTMENT-INCOME> 2,773,900
<INVESTMENT-GAINS> (227,900)
<OTHER-INCOME> 385,200 <F4>
<BENEFITS> 3,086,700
<UNDERWRITING-AMORTIZATION> 422,300 <F5>
<UNDERWRITING-OTHER> 519,400
<INCOME-PRETAX> (857,000)
<INCOME-TAX> (212,700)
<INCOME-CONTINUING> (644,300)
<DISCONTINUED> 0
<EXTRAORDINARY> (5,000)
<CHANGES> (55,300)
<NET-INCOME> (814,600)
<EPS-BASIC> (2.52)
<EPS-DILUTED> (2.52)
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
<FN>
<F1> Includes $1,988,400 of cost of policies purchased.
<F2> Includes $3,660,900 related to finance debt and $10,944,600 related to
securitized finance receivables.
<F3> Includes retained earnings of $2,005,500 and accumulated other
comprehensive losses of $849,000.
<F4> Includes gain on sale on whole-loan sales of $4,500 and fee revenue
and other income of $380,700.
<F5> Includes amortization of cost of policies purchased of $220,800 and
amortization of cost of policies produced of $201,500.
</FN>
</TABLE>