<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL
INFORMATION EXTRACTED FROM THE COMPANY'S CONSOLIDATED
FINANCIAL STATEMENTS AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 21,574,100
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 305,400
<MORTGAGE> 1,470,400
<REAL-ESTATE> 0
<TOTAL-INVEST> 26,032,300
<CASH> 1,515,800
<RECOVER-REINSURE> 707,400
<DEFERRED-ACQUISITION> 4,527,200 <F1>
<TOTAL-ASSETS> 58,051,400
<POLICY-LOSSES> 24,556,700
<UNEARNED-PREMIUMS> 0
<POLICY-OTHER> 783,400
<POLICY-HOLDER-FUNDS> 274,800
<NOTES-PAYABLE> 18,443,900 <F2>
2,399,200
482,500
<COMMON> 2,905,600
<OTHER-SE> 1,524,300 <F3>
<TOTAL-LIABILITY-AND-EQUITY> 58,051,400
2,121,100
<INVESTMENT-INCOME> 1,943,300
<INVESTMENT-GAINS> (153,500)
<OTHER-INCOME> 260,200 <F4>
<BENEFITS> 2,086,700
<UNDERWRITING-AMORTIZATION> 328,700 <F5>
<UNDERWRITING-OTHER> 433,000
<INCOME-PRETAX> (285,400)
<INCOME-TAX> (32,900)
<INCOME-CONTINUING> (252,500)
<DISCONTINUED> 0
<EXTRAORDINARY> (100)
<CHANGES> 0
<NET-INCOME> (327,300)
<EPS-BASIC> (1.02)
<EPS-DILUTED> (1.02)
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
<FN>
<F1> Includes $2,103,500 of cost of policies purchased.
<F2> Includes $5,679,100 related to finance debt and $9,136,400 related to
securitized finance receivables.
<F3> Includes retained earnings of $2,495,000 and accumulated other
comprehensive losses of $970,700.
<F4> Includes gain on sale on whole-loan sales of $2,600 and fee revenue
and other income of $257,600.
<F5> Includes amortization of cost of policies purchased of $162,100 and
amortization of cost of policies produced of $166,600.
</FN>
</TABLE>