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Previous: CONSECO INC ET AL, 8-K, 1996-12-30 |
Next: SCUDDER STATE TAX FREE TRUST, 24F-2NT, 1996-12-30 |
<PAGE> 31
SIGNATURES
Pursuant to the requirements of Sections 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be
signed on its behalf by the undersigned, thereunto duly authorized.
First Citizens Bancshares, Inc.
(Registrant)
Date: November 13, 1996 /s/Stallings Lipford
Stallings Lipford,Chairman
Date: November 13, 1996 /s/Jeff Agee
Jeff Agee,
Senior Vice President &
Chief Financial Officer
First Citizens National Bank
(Principal Subsidiary)
<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000719264
<NAME> FIRST CITIZENS BANCSHARES
<S> <C> <C> <C> <C>
<PERIOD-TYPE> 3-MOS 3-MOS 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-1996 DEC-31-1995 DEC-31-1996 DEC-31-1995
<PERIOD-END> SEP-30-1996 SEP-30-1995 SEP-30-1996 SEP-30-1995
<CASH> 11,624 11,407 11,624 11,407
<INT-BEARING-DEPOSITS> 0 0 0 0
<FED-FUNDS-SOLD> 0 0 0 0
<TRADING-ASSETS> 0 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 43,788 20,092 43,788 20,092
<INVESTMENTS-CARRYING> 31,194 47,328 31,194 47,328
<INVESTMENTS-MARKET> 0 0 0 0
<LOANS> 215,541 192,170 215,541 192,170
<ALLOWANCE> 2,511 2,247 2,511 2,247
<TOTAL-ASSETS> 314,871 283,878 314,871 283,878
<DEPOSITS> 252,407 230,055 252,407 230,055
<SHORT-TERM> 26,221 17,689 26,221 17,689
<LIABILITIES-OTHER> 3,442 3,093 3,442 3,093
<LONG-TERM> 4,015 6,696 4,015 6,696
0 0 0 0
0 0 0 0
<COMMON> 739 731 739 731
<OTHER-SE> 28,047 25,614 28,047 25,614
<TOTAL-LIABILITIES-AND-EQUITY> 314,871 283,878 314,871 283,878
<INTEREST-LOAN> 5,189 4,646 14,706 13,061
<INTEREST-INVEST> 1,248 1,076 3,705 3,390
<INTEREST-OTHER> 16 41 64 149
<INTEREST-TOTAL> 6,453 5,763 18,475 16,600
<INTEREST-DEPOSIT> 2,679 2,635 7,860 7,466
<INTEREST-EXPENSE> 3,103 2,950 8,913 8,368
<INTEREST-INCOME-NET> 3,350 2,813 9,562 8,232
<LOAN-LOSSES> 163 107 402 258
<SECURITIES-GAINS> 13 36 192 60
<EXPENSE-OTHER> 2,334 2,267 7,069 6,826
<INCOME-PRETAX> 1,607 1,161 4,581 3,215
<INCOME-PRE-EXTRAORDINARY> 1,042 755 2,986 2,121
<EXTRAORDINARY> 0 0 0 0
<CHANGES> 0 0 0 0
<NET-INCOME> 1,042 755 2,986 2,121
<EPS-PRIMARY> 1.42 1.04 4.06 2.93
<EPS-DILUTED> 1.42 1.04 4.06 2.93
<YIELD-ACTUAL> 4.61 4.33 4.39 4.23
<LOANS-NON> 1,523 893 1,523 893
<LOANS-PAST> 171 315 171 315
<LOANS-TROUBLED> 0 0 0 0
<LOANS-PROBLEM> 3,485 2,665 3,485 2,665
<ALLOWANCE-OPEN> 2,359 2,186 2,216 2,054
<CHARGE-OFFS> 50 80 218 196
<RECOVERIES> 39 34 111 131
<ALLOWANCE-CLOSE> 2,511 2,247 2,511 2,247
<ALLOWANCE-DOMESTIC> 2,511 2,247 2,511 2,247
<ALLOWANCE-FOREIGN> 0 0 0 0
<ALLOWANCE-UNALLOCATED> 0 0 0 0
</TABLE>
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