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Previous: FIRST CITIZENS BANCSHARES INC /TN/, 10-Q, 1997-11-13 |
Next: FIRST NATIONAL CORP /VA/, 10-QT, 1997-11-13 |
AMENDMENT
I am filing this amendment to include the Financial Data Schedule
with our 10-Q for September 30, 1997.
SIGNATURES
Pursuant to the requirements of Sections 13 or 15(d) of the
Securities Exchange Act of 1934, the registrant has duly caused
this report to be signed on its behalf by the undersigned,
thereunto duly authorized.
First Citizens Bancshares, Inc.
(Registrant)
Date: November 13, 1997 /s/Stallings Lipford
Stallings Lipford,
Chairman
Date: November 13, 1997 /s/Jeff Agee
Jeff Agee,
Senior Vice President &
Chief Financial Officer
First Citizens National Bank
Principal Subsidiary)
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000719264
<NAME> FIRST CITIZENS BANCSHARES
<S> <C> <C> <C> <C>
<PERIOD-TYPE> 3-MOS 3-MOS 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996 DEC-31-1997 DEC-31-1996
<PERIOD-END> SEP-30-1997 SEP-30-1996 SEP-30-1997 SEP-30-1996
<CASH> 14,605 11,624 14,605 11,624
<INT-BEARING-DEPOSITS> 0 0 0 0
<FED-FUNDS-SOLD> 0 0 0 0
<TRADING-ASSETS> 0 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 46,606 43,788 46,606 43,788
<INVESTMENTS-CARRYING> 27,204 31,194 27,204 31,194
<INVESTMENTS-MARKET> 0 0 0 0
<LOANS> 234,627 215,541 234,627 215,541
<ALLOWANCE> 2,788 2,511 2,788 2,511
<TOTAL-ASSETS> 338,217 314,871 338,217 314,871
<DEPOSITS> 257,342 252,407 257,342 252,407
<SHORT-TERM> 35,394 26,221 35,394 26,221
<LIABILITIES-OTHER> 3,415 3,442 3,415 3,442
<LONG-TERM> 9,360 4,015 9,360 4,015
0 0 0 0
0 0 0 0
<COMMON> 748 739 748 739
<OTHER-SE> 31,958 28,047 31,958 28,047
<TOTAL-LIABILITIES-AND-EQUITY> 338,217 314,871 338,217 314,871
<INTEREST-LOAN> 5,605 5,189 15,797 14,706
<INTEREST-INVEST> 1,261 1,248 3,913 3,705
<INTEREST-OTHER> 11 16 84 64
<INTEREST-TOTAL> 6,877 6,453 19,794 18,475
<INTEREST-DEPOSIT> 2,775 2,679 8,217 7,860
<INTEREST-EXPENSE> 3,313 3,103 9,463 8,913
<INTEREST-INCOME-NET> 3,564 3,350 10,331 9,562
<LOAN-LOSSES> 180 163 541 402
<SECURITIES-GAINS> 48 13 67 192
<EXPENSE-OTHER> 2,500 2,334 7,269 7,069
<INCOME-PRETAX> 1,796 1,607 5,320 4,581
<INCOME-PRE-EXTRAORDINARY> 1,165 1,042 3,492 2,986
<EXTRAORDINARY> 0 0 0 0
<CHANGES> 0 0 0 0
<NET-INCOME> 1,165 1,042 3,492 2,986
<EPS-PRIMARY> 1.57 1.42 4.69 4.06
<EPS-DILUTED> 1.57 1.42 4.69 4.06
<YIELD-ACTUAL> 4.62% 4.61% 4.47% 4.39%
<LOANS-NON> 514 1,523 514 1,523
<LOANS-PAST> 290 171 290 171
<LOANS-TROUBLED> 0 0 0 0
<LOANS-PROBLEM> 2,708 3,485 2,708 3,485
<ALLOWANCE-OPEN> 2,596 2,359 2,282 2,216
<CHARGE-OFFS> 24 50 142 218
<RECOVERIES> 36 39 107 111
<ALLOWANCE-CLOSE> 2,788 2,511 2,788 2,511
<ALLOWANCE-DOMESTIC> 2,788 2,511 2,788 2,511
<ALLOWANCE-FOREIGN> 0 0 0 0
<ALLOWANCE-UNALLOCATED> 0 0 0 0
</TABLE>
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