SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(AMENDMENT #2)
FIRST CITIZENS BANCSHARES, INC.
(Name of Issuer)
COMMON CAPITAL STOCK
(Title of Class of Securities)
319462-10
(CUSIP Number)
Check the following box if a fee is being paid with this statement __.
1) Name and S. S. Number of Reporting Person
First Citizens National Bank Employee Stock Ownership Plan and Trust
62-0201100
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2) Check the Appropriate Box if a Member of a Group (See
Instructions)
(a) X
(b) _____________________________________________________________
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3) SEC Use Only ___________________________________________________
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4) Citizenship or Place of Organization Dyersburg, Tennessee
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Number of (5) Sole Voting Power 715,535
Shares Bene- -------------------------------------------------------------
ficially (6) Shared Voting Power 0
Owned by -------------------------------------------------------------
Each Report- (7) Sole Dispositive Power 715,535
ing Person ------------------------------------------------------------
With (8) Shared Dispositive Power 0
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9) Aggregate Amount Beneficially Owned by Reporting Person 715,535
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10) Check if the Aggregate Amount in Row (9) Excludes Certain Shares
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11) Percent of Class Represented by Amount in Row 9 19.31%
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12) Type of Reporting Person EP
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Item 4. Ownership as of December 31, 1999
(a) Amount Beneficially Owned:
715,535
(b) Percent of Class:
19.31%
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the vote 715,535
(ii) shared power to vote or to direct the vote 0
(iii) sole power to dispose or to direct the
disposition of 0
(iiii) shared power to dispose or to direct
the disposition of 715,535
Item 10. Certification.
By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were acquired in the ordinary course of
business and were not acquired for the purpose of and do not have the effect of
changing or influencing the control of the issuer of such securities and were
not acquired in connection with or as a participant in any transaction having
such purposes or effect.
Signature.
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this statement is true,
complete and correct.
February 7, 2000
Date
/s/Tommy Lipford
Tommy Lipford/Administrator of First Citizens National Bank ESOP
Plan & Trust
/s/Kerrie Heckethorn
Kerrie Heckethorn/Administrator of First Citizens National Bank
ESOP Plan & Trust
/s/Judy Long
Judy Long/Administrator of First Citizens National Bank ESOP
Plan & Trust
/s/Jeff Agee
Jeff Agee/Administrator of First Citizens National Bank ESOP
Plan & Trust
/s/Ben Ragan
Ben Ragan/Administrator of First Citizens National Bank ESOP
Plan & Trust
