<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000719264
<NAME> FIRST CITIZENS BANCSHARES
<MULTIPLIER> 1,000
<S> <C> <C> <C> <C>
<PERIOD-TYPE> 3-MOS 3-MOS 6-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999 DEC-31-2000 DEC-31-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999 JUN-30-2000 JUN-30-1999
<CASH> 16,326 14,637 16,326 14,637
<INT-BEARING-DEPOSITS> 0 0 0 0
<FED-FUNDS-SOLD> 0 0 0 0
<TRADING-ASSETS> 0 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 81,190 83,353 81,190 83,353
<INVESTMENTS-CARRYING> 19,103 21,734 19,103 21,734
<INVESTMENTS-MARKET> 0 0 0 0
<LOANS> 337,565 322,048 337,565 322,048
<ALLOWANCE> 3,898 3,822 3,898 3,822
<TOTAL-ASSETS> 486,277 471,133 486,277 471,133
<DEPOSITS> 365,506 353,386 365,506 353,386
<SHORT-TERM> 46,435 39,148 46,435 39,148
<LIABILITIES-OTHER> 3,889 3,996 3,889 3,996
<LONG-TERM> 25,069 30,978 25,069 30,978
0 0 0 0
0 0 0 0
<COMMON> 3,718 3,705 3,718 3,705
<OTHER-SE> 41,660 39,937 41,660 39,937
<TOTAL-LIABILITIES-AND-EQUITY> 486,277 471,133 486,277 471,133
<INTEREST-LOAN> 7,819 7,256 15,310 14,340
<INTEREST-INVEST> 1,571 1,732 3,127 3,348
<INTEREST-OTHER> 0 41 9 141
<INTEREST-TOTAL> 9,409 9,040 18,477 17,855
<INTEREST-DEPOSIT> 3,839 3,328 7,477 6,722
<INTEREST-EXPENSE> 4,642 4,192 8,951 8,376
<INTEREST-INCOME-NET> 4,767 4,848 9,526 9,479
<LOAN-LOSSES> 194 196 381 402
<SECURITIES-GAINS> 0 64 0 95
<EXPENSE-OTHER> 3,953 3,774 7,884 7,510
<INCOME-PRETAX> 2,099 2,322 4,255 4,395
<INCOME-PRE-EXTRAORDINARY> 1,368 1,533 2,842 2,890
<EXTRAORDINARY> 0 0 0 0
<CHANGES> 0 0 0 0
<NET-INCOME> 1,368 1,533 2,842 2,890
<EPS-BASIC> 0.37 0.42 0.77 0.80
<EPS-DILUTED> 0.37 0.42 0.77 0.80
<YIELD-ACTUAL> 4.35 4.54 4.24 4.44
<LOANS-NON> 985 662 985 662
<LOANS-PAST> 2,015 255 2,015 255
<LOANS-TROUBLED> 0 0 0 0
<LOANS-PROBLEM> 8,157 8,985 8,157 8,985
<ALLOWANCE-OPEN> 3,718 3,940 3,718 3,154
<CHARGE-OFFS> 141 158 369 377
<RECOVERIES> 83 38 168 118
<ALLOWANCE-CLOSE> 3,898 3,822 3,898 3,822
<ALLOWANCE-DOMESTIC> 3,898 3,822 3,898 3,822
<ALLOWANCE-FOREIGN> 0 0 0 0
<ALLOWANCE-UNALLOCATED> 0 0 0 0
</TABLE>