FIRST NATIONAL CORP /VA/
10-Q, EX-27, 2000-11-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-Q FOR THE COMPANY FOR THE PERIOD ENDED SEPTEMBER
30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO THE FINANCIAL
STATEMENTS AND OTHER INFORMATION CONTAINED IN THAT REPORT.
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           5,116
<INT-BEARING-DEPOSITS>                             895
<FED-FUNDS-SOLD>                                 3,045
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     44,374
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        162,044
<ALLOWANCE>                                      1,741
<TOTAL-ASSETS>                                 223,343
<DEPOSITS>                                     170,018
<SHORT-TERM>                                    15,000
<LIABILITIES-OTHER>                              1,367
<LONG-TERM>                                     18,549
                                0
                                          0
<COMMON>                                         3,973
<OTHER-SE>                                      14,436
<TOTAL-LIABILITIES-AND-EQUITY>                 223,343
<INTEREST-LOAN>                                 10,271
<INTEREST-INVEST>                                2,027
<INTEREST-OTHER>                                    38
<INTEREST-TOTAL>                                12,422
<INTEREST-DEPOSIT>                               5,126
<INTEREST-EXPENSE>                               6,796
<INTEREST-INCOME-NET>                            5,626
<LOAN-LOSSES>                                      369
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  4,170
<INCOME-PRETAX>                                  2,111
<INCOME-PRE-EXTRAORDINARY>                         632
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,479
<EPS-BASIC>                                       1.86
<EPS-DILUTED>                                     1.86
<YIELD-ACTUAL>                                    3.78
<LOANS-NON>                                        120
<LOANS-PAST>                                       218
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,465
<ALLOWANCE-OPEN>                                 1,447
<CHARGE-OFFS>                                      121
<RECOVERIES>                                        46
<ALLOWANCE-CLOSE>                                1,741
<ALLOWANCE-DOMESTIC>                             1,741
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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