<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-QSB for the period ended June 30, 2000, and is qualified in its entirety by
reference to such financial statement.
</LEGEND>
<CIK> 0000719488
<NAME> GRANDBANC, INC.
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,968
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 48
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 42,360
<INVESTMENTS-CARRYING> 45,064
<INVESTMENTS-MARKET> 42,360<F1>
<LOANS> 59,936
<ALLOWANCE> 668
<TOTAL-ASSETS> 114,122
<DEPOSITS> 98,578
<SHORT-TERM> 9,281
<LIABILITIES-OTHER> 402
<LONG-TERM> 180
0
0
<COMMON> 405
<OTHER-SE> 5,456
<TOTAL-LIABILITIES-AND-EQUITY> 114,122
<INTEREST-LOAN> 2,803
<INTEREST-INVEST> 1,427
<INTEREST-OTHER> 32
<INTEREST-TOTAL> 4,262
<INTEREST-DEPOSIT> 1,986
<INTEREST-EXPENSE> 2,236
<INTEREST-INCOME-NET> 2,026
<LOAN-LOSSES> 189
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,232
<INCOME-PRETAX> 115
<INCOME-PRE-EXTRAORDINARY> 44
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 71
<EPS-BASIC> 0.02
<EPS-DILUTED> 0.02
<YIELD-ACTUAL> 0
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 690
<CHARGE-OFFS> 103
<RECOVERIES> 21
<ALLOWANCE-CLOSE> 668
<ALLOWANCE-DOMESTIC> 668
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1>NOT BROKEN OUT IN KSB
</FN>
</TABLE>