GRANDBANC INC
10QSB, EX-27, 2000-11-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-QSB for the period ended September 30, 2000, and is qualified in its entirety
by reference to such financial statements.
</LEGEND>
<CIK> 0000719488
<NAME> GRANDBANC, INC.

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           2,942
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                   325
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     42,405
<INVESTMENTS-CARRYING>                          44,498
<INVESTMENTS-MARKET>                            42,405 <F1>
<LOANS>                                         60,364
<ALLOWANCE>                                        646
<TOTAL-ASSETS>                                 114,534
<DEPOSITS>                                     100,544
<SHORT-TERM>                                     7,268
<LIABILITIES-OTHER>                                478
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                           405
<OTHER-SE>                                       5,839
<TOTAL-LIABILITIES-AND-EQUITY>                 114,534
<INTEREST-LOAN>                                  4,283
<INTEREST-INVEST>                                2,134
<INTEREST-OTHER>                                    40
<INTEREST-TOTAL>                                 6,457
<INTEREST-DEPOSIT>                               3,108
<INTEREST-EXPENSE>                               3,499
<INTEREST-INCOME-NET>                            2,958
<LOAN-LOSSES>                                       60
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,327
<INCOME-PRETAX>                                    132
<INCOME-PRE-EXTRAORDINARY>                          53
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                        79
<EPS-BASIC>                                       0.02
<EPS-DILUTED>                                     0.02
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   690
<CHARGE-OFFS>                                      173
<RECOVERIES>                                        69
<ALLOWANCE-CLOSE>                                  646
<ALLOWANCE-DOMESTIC>                               646
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>
NOT BROKEN OUT IN KSB
</FN>


</TABLE>


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