<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-QSB for the period ended September 30, 2000, and is qualified in its entirety
by reference to such financial statements.
</LEGEND>
<CIK> 0000719488
<NAME> GRANDBANC, INC.
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,942
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 325
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 42,405
<INVESTMENTS-CARRYING> 44,498
<INVESTMENTS-MARKET> 42,405 <F1>
<LOANS> 60,364
<ALLOWANCE> 646
<TOTAL-ASSETS> 114,534
<DEPOSITS> 100,544
<SHORT-TERM> 7,268
<LIABILITIES-OTHER> 478
<LONG-TERM> 0
0
0
<COMMON> 405
<OTHER-SE> 5,839
<TOTAL-LIABILITIES-AND-EQUITY> 114,534
<INTEREST-LOAN> 4,283
<INTEREST-INVEST> 2,134
<INTEREST-OTHER> 40
<INTEREST-TOTAL> 6,457
<INTEREST-DEPOSIT> 3,108
<INTEREST-EXPENSE> 3,499
<INTEREST-INCOME-NET> 2,958
<LOAN-LOSSES> 60
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,327
<INCOME-PRETAX> 132
<INCOME-PRE-EXTRAORDINARY> 53
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 79
<EPS-BASIC> 0.02
<EPS-DILUTED> 0.02
<YIELD-ACTUAL> 0
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 690
<CHARGE-OFFS> 173
<RECOVERIES> 69
<ALLOWANCE-CLOSE> 646
<ALLOWANCE-DOMESTIC> 646
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1>
NOT BROKEN OUT IN KSB
</FN>
</TABLE>