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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest Event
Reported): November 20, 1997
CLAYTON HOMES, INC.
VANDERBILT MORTGAGE AND FINANCE, INC.
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(Exact name of registrant as specified in its charter)
Clayton Homes, Inc. - Del.
Vanderbilt - Tennessee 333-14033 62-0997810
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(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
4726 Airport Highway
Louisville, Tennessee 37777
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(Address of Principal (Zip Code)
Executive Offices)
Registrant's telephone number, including area code (423) 970-7200
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Item 5. Other Events.
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Incorporation of Certain Documents by Reference
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Pursuant to Rule 411 of Regulation C under the Securities Act of 1933,
Vanderbilt Mortgage and Finance, Inc. and Clayton Homes, Inc. (the
"Registrant") will incorporate by reference the financial statements of
Clayton Homes, Inc., into the Registrant's registration statement (File No.
333-14033). In connection with the incorporation of such documents by
reference, the Registrant is hereby filing the consent of Coopers & Lybrand
L.L.P. ("Coopers & Lybrand") to the use of their name in such prospectus
supplement. The consent of Coopers & Lybrand is attached hereto as Exhibit
1.
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Item 7. Financial Statements, Pro Forma Financial
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Information and Exhibits.
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(a) Not applicable.
(b) Not applicable.
(c) Exhibit:
1. Consent of Coopers & Lybrand L.L.P.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
VANDERBILT MORTGAGE AND FINANCE, INC.
By: /s/ David R. Jordan
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Name: David R. Jordan
Title: Vice President
CLAYTON HOMES, INC.
By: /s/ Kevin T. Clayton
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Name: Kevin T. Clayton
Title: President
Dated: November 20, 1997
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Exhibit Index
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Exhibit Page
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1. Consent of Coopers & Lybrand L.L.P. 6
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CONSENT OF INDEPENDENT ACCOUNTANTS
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We consent to the incorporation by reference in the registration statement on
Form S-3 of Vanderbilt Mortgage and Finance, Inc. and Clayton Homes, Inc. of
our report dated August 12, 1997, on our audits of the consolidated financial
statements of Clayton Homes, Inc. as of June 30, 1997 and 1996, and for each
of the three years in the period ended June 30, 1997. We also consent to the
reference to our Firm under the caption "Experts".
/s/ Coopers & Lybrand L.L.P.
COOPERS & LYBRAND L.L.P.
Knoxville, Tennessee
November 20, 1997
