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PUTNAM NEW YORK TAX EXEMPT INCOME FUND PUTNAM NEW YORK TAX EXEMPT OPPORTUNITIES FUND PUTNAM NEW YORK TAX EXEMPT MONEY MARKET FUND Prospectus supplement dated March 25, 1996 to Prospectus dated February 1, 1996 The second sentence in the first paragraph under the heading "Limiting investment risk" on page 22 of the prospectus is replaced with the following: These restrictions prohibit a fund from acquiring more than 10% of the voting securities of any one issuer.* 23923 4/96
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