UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13D
Under the Securities Exchange Act of 1934
(Amendment No. __________)*
Heritage Bankshares, Inc.
(Name of Issuer)
Common Stock
(Title of Class of Securities)
42721M-10-1
(CUSIP Number)
Peter M. Meredith, Jr.
P.O. Box 11265
Norfolk, Virginia 23517-0265
(757) 622-5645
----------------------------------------------------------------
(Name, Address and Telephone Number of Person
Authorized to Receive Notices and Communications)
July 1, 1998
(Date of Event which Requires Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G to report
the acquisition which is the subject of this Schedule 13D, and is filing this
schedule because of Rule 13d-1(b)(3) or (4), check the following box |_|
Check the following box if a fee is being paid with the statement |_|. (A fee is
not required only if the reporting person: (1) has a previous statement on file
reporting beneficial ownership of more than five percent of the class of
securities described in Item 1; and (2) has filed no amendment subsequent
thereto reporting beneficial ownership of five percent or less of such class.)
(See Rule 13d-7.)
NOTE: Schedules filed in paper format shall include a signed original and
five copies of the schedule, including all exhibits. See ss. 240.13d-7(b) for
other parties to whom copies are to be sent.
*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter
disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act') or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
<PAGE>
SCHEDULE 13D
- --------------------------------- ---------------------------------
CUSIP No. 42721M-10-1 Page 2 of 12 Pages
- --------------------------------- ---------------------------------
<TABLE>
<CAPTION>
<S> <C>
- ------ --------------------------------------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
Peter M. Meredith, Jr.
###-##-####
- ------ --------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) [x]
(b) [ ]
- ------ --------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
- ------ --------------------------------------------------------------------------------------------------------------
4 SOURCE OF FUNDS (SEE INSTRUCTIONS)
PF
- ------ --------------------------------------------------------------------------------------------------------------
5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ]
- ------ --------------------------------------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
- ------------------ ------ -------------------------------------------------------------------------------------------
NUMBER OF SHARES 7 SOLE VOTING POWER
BENEFICIALLY
OWNED BY 8,732
EACH ------ -------------------------------------------------------------------------------------------
REPORTING 8 SHARED VOTING POWER
PERSON
WITH 33,971
------ -------------------------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
8,732
------ -------------------------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
33,971
- ------ --------------------------------------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
42,703
- ------ --------------------------------------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ]
- ------ --------------------------------------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
5.3%
- ------ --------------------------------------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
- ------ --------------------------------------------------------------------------------------------------------------
</TABLE>
2 of 5
<PAGE>
SCHEDULE 13D
- -------------------------- ---------------------------- -----------------------
CUSIP No. 42721M-10-1 Page 3 of 12 Pages
- -------------------------- ---------------------------- -----------------------
- ------- -----------------------------------------------------------------------
1 NAMES OF REPORTING PERSONS
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
Meredith Realty Holding Company, L.L.C.
54-1707340
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A
GROUP (a) |X| (b) |_|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
3 SEC USE ONLY
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
4 SOURCE OF FUNDS
PF
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) or 2(e)
|-|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Virginia
- ------- -----------------------------------------------------------------------
- ----------------- ------ ------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES 13,960
BENEFICIALLY
OWNED BY EACH
REPORTING
PERSON WITH
------ ------------------------------------------------------
------ ------------------------------------------------------
8 SHARED VOTING POWER
0
------ ------------------------------------------------------
------ ------------------------------------------------------
9 SOLE DISPOSITIVE POWER
13,960
------ ------------------------------------------------------
------ ------------------------------------------------------
10 SHARED DISPOSITIVE POWER
0
- ----------------- ------ ------------------------------------------------------
- -------- ----------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
13,960
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES |_|
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
1.7%
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
- -------- ----------------------------------------------------------------------
<PAGE>
SCHEDULE 13D
- -------------------------- ---------------------------- -----------------------
CUSIP No. 42721M-10-1 Page 4 of 12 Pages
- -------------------------- ---------------------------- -----------------------
- ------- -----------------------------------------------------------------------
1 NAMES OF REPORTING PERSONS
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
Pomar Holding Company, L.L.C.
54-1707334
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A
GROUP (a) |X| (b) |_|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
3 SEC USE ONLY
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
4 SOURCE OF FUNDS
PF
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) or 2(e)
|-|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Virginia
- ------- -----------------------------------------------------------------------
- ----------------- ------ ------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES 13,208
BENEFICIALLY
OWNED BY EACH
REPORTING
PERSON WITH
------ ------------------------------------------------------
------ ------------------------------------------------------
8 SHARED VOTING POWER
0
------ ------------------------------------------------------
------ ------------------------------------------------------
9 SOLE DISPOSITIVE POWER
13,208
------ ------------------------------------------------------
------ ------------------------------------------------------
10 SHARED DISPOSITIVE POWER
0
- ----------------- ------ ------------------------------------------------------
- -------- ----------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
13,208
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES |_|
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
1.6%
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
- -------- ----------------------------------------------------------------------
<PAGE>
SCHEDULE 13D
- -------------------------- ---------------------------- -----------------------
CUSIP No. 42721M-10-1 Page 5 of 12 Pages
- -------------------------- ---------------------------- -----------------------
- ------- -----------------------------------------------------------------------
1 NAMES OF REPORTING PERSONS
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
Penelope Harper Meredith
###-##-####
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A
GROUP (a) |X| (b) |_|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
3 SEC USE ONLY
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
4 SOURCE OF FUNDS
PF
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) or 2(e)
|-|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
- ------- -----------------------------------------------------------------------
- ----------------- ------ ------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES 0
BENEFICIALLY
OWNED BY EACH
REPORTING
PERSON WITH
------ ------------------------------------------------------
------ ------------------------------------------------------
8 SHARED VOTING POWER
6,803
------ ------------------------------------------------------
------ ------------------------------------------------------
9 SOLE DISPOSITIVE POWER
0
------ ------------------------------------------------------
------ ------------------------------------------------------
10 SHARED DISPOSITIVE POWER
6,803
- ----------------- ------ ------------------------------------------------------
- -------- ----------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
6,803
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES |_|
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0.8%
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
- -------- ----------------------------------------------------------------------
<PAGE>
SCHEDULE 13D
- -------------------------- ---------------------------- -----------------------
CUSIP No. 42721M-10-1 Page 6 of 12 Pages
- -------------------------- ---------------------------- -----------------------
- ------- -----------------------------------------------------------------------
1 NAMES OF REPORTING PERSONS
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
Susan T. Meredith
###-##-####
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A
GROUP (a) |X| (b) |_|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
3 SEC USE ONLY
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
4 SOURCE OF FUNDS
PF
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) or 2(e)
|-|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
- ------- -----------------------------------------------------------------------
- ----------------- ------ ------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES 0
BENEFICIALLY
OWNED BY EACH
REPORTING
PERSON WITH
------ ------------------------------------------------------
------ ------------------------------------------------------
8 SHARED VOTING POWER
13,960
------ ------------------------------------------------------
------ ------------------------------------------------------
9 SOLE DISPOSITIVE POWER
0
------ ------------------------------------------------------
------ ------------------------------------------------------
10 SHARED DISPOSITIVE POWER
13,960
- ----------------- ------ ------------------------------------------------------
- -------- ----------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
13,960
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES |_|
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
1.7%
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
- -------- ----------------------------------------------------------------------
<PAGE>
SCHEDULE 13D
- -------------------------- ---------------------------- -----------------------
CUSIP No. 42721M-10-1 Page 7 of 12 Pages
- -------------------------- ---------------------------- -----------------------
- ------- -----------------------------------------------------------------------
1 NAMES OF REPORTING PERSONS
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
Richard P. Meredith
###-##-####
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A
GROUP (a) |X| (b) |_|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
3 SEC USE ONLY
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
4 SOURCE OF FUNDS
PF
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) or 2(e)
|-|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
- ------- -----------------------------------------------------------------------
- ----------------- ------ ------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES 0
BENEFICIALLY
OWNED BY EACH
REPORTING
PERSON WITH
------ ------------------------------------------------------
------ ------------------------------------------------------
8 SHARED VOTING POWER
27,168
------ ------------------------------------------------------
------ ------------------------------------------------------
9 SOLE DISPOSITIVE POWER
0
------ ------------------------------------------------------
------ ------------------------------------------------------
10 SHARED DISPOSITIVE POWER
27,168
- ----------------- ------ ------------------------------------------------------
- -------- ----------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
27,168
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES |_|
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
3.4%
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
- -------- ----------------------------------------------------------------------
<PAGE>
SCHEDULE 13D
- -------------------------- ---------------------------- -----------------------
CUSIP No. 42721M-10-1 Page 8 of 12 Pages
- -------------------------- ---------------------------- -----------------------
- ------- -----------------------------------------------------------------------
1 NAMES OF REPORTING PERSONS
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
Sunshine Meredith Leinbach
###-##-####
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A
GROUP (a) |X| (b) |_|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
3 SEC USE ONLY
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
4 SOURCE OF FUNDS
PF
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) or 2(e)
|-|
- ------- -----------------------------------------------------------------------
- ------- -----------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
- ------- -----------------------------------------------------------------------
- ----------------- ------ ------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES 0
BENEFICIALLY
OWNED BY EACH
REPORTING
PERSON WITH
------ ------------------------------------------------------
------ ------------------------------------------------------
8 SHARED VOTING POWER
13,960
------ ------------------------------------------------------
------ ------------------------------------------------------
9 SOLE DISPOSITIVE POWER
0
------ ------------------------------------------------------
------ ------------------------------------------------------
10 SHARED DISPOSITIVE POWER
13,960
- ----------------- ------ ------------------------------------------------------
- -------- ----------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
13,960
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES |_|
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
1.7%
- -------- ----------------------------------------------------------------------
- -------- ----------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
- -------- ----------------------------------------------------------------------
<PAGE>
Item 1. Security and Issuer
Stock of Heritage Bankshares, Inc., 200 E. Plume Street, Norfolk,
Virginia 23510 (the "Issuer")
Item 2. Identity and Background
Peter M. Meredith, Jr. is President and CEO of Meredith Construction Co.,
Inc., the address of which is P.O. Box 11265, Norfolk, Virginia 23517-0265. He
is also the Chairman of the Board of Directors of the Issuer. Meredith Realty
Holding Company, L.L.C. and Pomar Holding Company, L.L.C. are entities that are
primarily engaged in real estate development, and their addresses are P.O. Box
11265, Norfolk, Virginia 23517-0265. Penelope Harper Meredith is the spouse of
Peter M. Meredith, Jr., and her residence address is 5320 Edgewater Drive,
Norfolk, Virginia 23508. The business address of each of Susan T. Meredith,
Richard P. Meredith and Sunshine Meredith Leinbach is also P.O. Box 11265,
Norfolk, Virginia 23517-0265. Each of the above individuals other than Penelope
Harper Meredith is primarily employed by Meredith Construction Co., Inc., an
entity primarily engaged in real estate development and construction. Each of
the individuals listed above is a United States citizen, and none of them have,
during the last five years, been convicted in a criminal proceeding (excluding
traffic violations or similar misdemeanors). None of the parties listed above
have been a party to a civil proceeding of a judicial or administrative body of
competent jurisdiction as a result of which any of them were or is subject to
any judgment, decree or final order enjoining future violations of, or
prohibiting or mandating activities subject to, state or federal securities laws
or finding any violation with respect to such laws. All of the parties listed
above are referred to collectively herein as the "Merediths".
Item 3. Source and Amount of Funds or Other Consideration
All of the shares of Common Stock to which this filing relates were
purchased with personal funds of the purchasers.
Item 4. Purpose of Transaction
The Merediths have acquired the securities for investment purposes.
Item 5. Interest in Securities of the Issuer
The Merediths together beneficially own 42,703 shares or 5.3% of the
Issuer's Common Stock. Peter M. Meredith, Jr. owns directly or through an
individual retirement account 8,732 shares. Peter M. Meredith, Jr. and
Penelope Harper Meredith are custodians under UTMA accounts for their two
children, which hold a total of 6,803 shares over which they share voting,
investment and dispositive power. Meredith Realty Holding Company, L.L.C.
owns 13,960 shares. Peter M. Meredith, Jr., Richard P. Meredith, Susan T.
Meredith and Sunshine Meredith Leinbach are the members of this limited
liability company, and share sole voting, investment and dispositive power
over these shares. Pomar Holding Company, L.L.C. owns 13,208 shares. Peter
M. Meredith, Jr. and Richard P. Meredith are the sole members of this limited
liability company, and share sole voting, investment and dispositive power
over these shares.
The Merediths did not engage in any transactions in the Common Stock
during the 60 days prior to the date of this filing. During the 60 days prior to
the date on which this filing was due to be made, and since that date, the
Merediths acquired shares in the following over-the-counter transactions:
<TABLE>
<CAPTION>
Date Purchase/Sale No. of Shares Price Owner
<S> <C> <C> <C> <C>
July 1, 1998 Purchase 3,753 $18.00 Pomar Holding Company, L.L.C.
September 30, 1998 Purchase 2,000 $14.75 Peter M. Meredith, Jr.
</TABLE>
<PAGE>
Item 6. Contracts, Arrangements, Understandings or Relationships with Respect to
Securities of the Issuer
There are no contracts, arrangements or understandings among any of the
persons named in Item 2 with respect to any securities of the Issuer. Peter M.
Meredith, Jr., Richard P. Meredith, Susan T. Meredith and Sunshine Meredith
Leinbach are siblings, Penelope Harper Meredith is the spouse of Peter M.
Meredith, Jr., and the Merediths' entities are owned by the Meredith siblings as
indicated in Item 5.
Item 7. Material to Be Filed as Exhibits
A copy of the Merediths written agreement relating to the filing of joint
acquisition statements is attached as Exhibit (a).
<PAGE>
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
_______________________ __________________________________________
Date Peter M. Meredith, Jr.
Meredith Realty Holding Company, L.L.C.
_______________________ By: ______________________________________
Date Name: ______________________________
Title: _____________________________
Pomar Holding Company, L.L.C.
________________________ By: ______________________________________
Date Name: ______________________________
Title: _____________________________
________________________ __________________________________________
Date Penelope Harper Meredith
________________________ __________________________________________
Date Susan T. Meredith
________________________ __________________________________________
Date Richard P. Meredith
________________________ __________________________________________
Date Sunshine Meredith Leinbach
Attention: Intentional misstatements or omissions of fact constitute Federal
criminal violations (See 18 U.S.C. 1001)
<PAGE>
EXHIBIT (a)
AGREEMENT TO FILE SCHEDULES 13D JOINTLY
Pursuant to the requirements of Rule 13d-1(f)(1)(iii), the undersigned
hereby agree that whenever one or more of them is required to file a statement
containing the information required by Schedule 13D (or an amendment thereto)
relating to shares of Heritage Bankshares, Inc., which Schedule 13D relates as
to each of them to the same securities, one such statement shall be filed on
behalf of all such persons containing the required information with regard to
each such person.
Dated this ___ day of March, 1999.
_______________________ __________________________________________
Date Peter M. Meredith, Jr.
Meredith Realty Holding Company, L.L.C.
_______________________ By: ______________________________________
Date Name: ______________________________
Title: _____________________________
Pomar Holding Company, L.L.C.
________________________ By: ______________________________________
Date Name: ______________________________
Title: _____________________________
________________________ __________________________________________
Date Penelope Harper Meredith
________________________ __________________________________________
Date Susan T. Meredith
________________________ __________________________________________
Date Richard P. Meredith
________________________ __________________________________________
Date Sunshine Meredith Leinbach
