HERITAGE BANKSHARES INC /VA
10QSB, EX-27, 2000-11-14
STATE COMMERCIAL BANKS
Previous: HERITAGE BANKSHARES INC /VA, 10QSB, 2000-11-14
Next: SILICON VALLEY BANCSHARES, 10-Q, 2000-11-14



<TABLE> <S> <C>

<ARTICLE> 9

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                            2832
<INT-BEARING-DEPOSITS>                             165
<FED-FUNDS-SOLD>                                  4777
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      14455
<INVESTMENTS-CARRYING>                           14335
<INVESTMENTS-MARKET>                              3096
<LOANS>                                          68304
<ALLOWANCE>                                       1040
<TOTAL-ASSETS>                                   97264
<DEPOSITS>                                       84467
<SHORT-TERM>                                      2836
<LIABILITIES-OTHER>                                990
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                          3808
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>                   97263
<INTEREST-LOAN>                                   4655
<INTEREST-INVEST>                                  950
<INTEREST-OTHER>                                     6
<INTEREST-TOTAL>                                  5621
<INTEREST-DEPOSIT>                                2381
<INTEREST-EXPENSE>                                 128
<INTEREST-INCOME-NET>                             3112
<LOAN-LOSSES>                                      101
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                   2141
<INCOME-PRETAX>                                   1269
<INCOME-PRE-EXTRAORDINARY>                        1269
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       880
<EPS-BASIC>                                       1.15
<EPS-DILUTED>                                     1.15
<YIELD-ACTUAL>                                    4.66
<LOANS-NON>                                         98
<LOANS-PAST>                                       166
<LOANS-TROUBLED>                                   414
<LOANS-PROBLEM>                                     42
<ALLOWANCE-OPEN>                                   912
<CHARGE-OFFS>                                       13
<RECOVERIES>                                        40
<ALLOWANCE-CLOSE>                                 1039
<ALLOWANCE-DOMESTIC>                              1039
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission