HARTER FINANCIAL INC
8-K/A, 1997-06-04
SECURITY BROKERS, DEALERS & FLOTATION COMPANIES
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                           -----------------------------------

                                       UNITED STATES
                            SECURITIES AND EXCHANGE COMMISSION

                                  Washington, D.C. 20549
            ----------------------------------------------------------------

                                        FORM 8-K/A

                                      CURRENT REPORT
                         PURSUANT TO SECTION  13 OR 15(D) OF THE
                             SECURITIES EXCHANGE ACT OF 1934




Date of report (Date of earliest event reported) June 3, 1997     
                                                ---------------


                                  Harter Financial, Inc.
               ----------------------------------------------------------
               (Exact Name of the registrant as specified in its charter)


   New York                      0-12221                11-2534507   
- ------------------------   ------------------------  ----------------------
(State of Incorporation)   (Commission File Number)    (I.R.S. Employer
                                                     Identification Number)


      Village Road, New Vernon, New Jersey                   07976    
- ---------------------------------------------------------------------------
    (Address of Principal executive offices)               (Zip Code)



Registrant's telephone number,  including area code   (201) 734-0100           
                                                   -----------------------

                             Wolf Financial Group, 
- ----------------------------------------------------------------------------
                                 (Former Name)

<PAGE>

Item 7.        Exhibits


       Number                        Description
       ------                        -----------

       16                            Letter from Ernst & Young, LLP 
                                     dated June 3, 1997


<PAGE>
                                       SIGNATURES



       Pursuant to the requirements of Section 12 of the Securities
Exchange Act of 1934, the registrant has duly caused this report to
be signed on its behalf by the undersigned thereunto duly authorized.



                                          HARTER FINANCIAL, INC.



                                          By: /s/ Spencer J. Angel        
                                             ---------------------------
                                                  Spencer J. Angel
                                          Its:    President

Dated: June 3, 1997



                      ERNST & YOUNG LLP
                     787 Seventh Avenue
                  New York, New York 10019
                    Phone:  212 773 3000



                                  EXHIBIT 16 to Form 8-K/A




June 3, 1997



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC  20549

Gentlemen:

We have read Item 4 of Form 8-K/A dated March 14, 1997 of
Harter Financial, Inc. and are in agreement with the
statements contained in the third, fourth, fifth and sixth
full paragraphs on page 3 therein.   We have no basis to
agree or disagree with other statements of the registrant
contained therein.

                              Very truly yours,

                              Ernst & Young LLP

                              ERNST & YOUNG LLP 




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