INDIANA UNITED BANCORP
NT 10-Q, 1999-08-17
STATE COMMERCIAL BANKS
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                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                           SEC File Number - 0-12422

                          ---------------------------

                                  FORM 12b-25

                          NOTIFICATION OF LATE FILING

( ) Form 10-K   ( ) Form 20-F    ( ) Form 11-K    (X) Form 10-Q   ( ) Form N-SAR

                     For Period Ended: June 30, 1999
                                      --------------------
                     ( )    Transition Report on Form 10-K
                     ( )    Transition Report on Form 20-F
                     ( )    Transition Report on Form 11-K
                     ( )    Transition Report on Form 10-Q
                     ( )    Transition Report on Form N-SAR
                     For the Transition Period Ended:
                                                      ---------------------

  READ ATTACHED INSTRUCTION SHEET BEFORE PREPARING FORM. PLEASE PRINT OR TYPE

    Nothing in the form shall be construed to imply that the Commission has
                   verified any information contained herein.

      If the notification relates to a portion of the filing checked above,
             identify the Item(s) to which the notification relates:


                         PART I - REGISTRANT INFORMATION


                             INDIANA UNITED BANCORP
         -------------------------------------------------------------
                            Full Name of Registrant


         -------------------------------------------------------------
                           Former Name if Applicable

                                201 N. BROADWAY
         -------------------------------------------------------------
           Address of Principal Executive Office (Street and Number)

                           GREENSBURG, INDIANA 47240
         -------------------------------------------------------------
                            City, State and Zip Code


                        PART II - RULES 12b-25(b) and (c)

If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following
should be completed. (Check appropriate box)

( ) (a) The reasons described in reasonable detail in Part III of this form
        could not be eliminated without unreasonable effort or expense:

(X) (b) The subject annual report, semi-annual report, transition report on
        Form 10-K, Form 20-F, 11-K, Form N-SAR, or portion thereof, will be
        filed on or before the fifteenth calendar day following the prescribed
        due date; or the subject quarterly report of transition report on Form
        10-Q, or portion thereof will be filed on or before the fifth calendar
        day following the prescribed due date; and

( ) (c) The accountant's statement or other exhibit required by Rule 12b-25(c)
        has been attached if applicable

<PAGE>   2

                              PART III - NARRATIVE

State below in reasonable detail the reasons why the Form 10-K, 11-K, 10-Q,
N-SAR, or the transition report or portion thereof, could not be filed within
the prescribed time period. (Attach Extra Sheets if Needed)

The corporation had difficulty compiling and consolidating the information
needed for the completion of the table providing maturity and repricing of
assets and liabilities.


                           PART IV - OTHER INFORMATION

(1)  Name and telephone number of person to contact in regard to this
     notification

     Donald A. Benziger S.V.P. & CFO                 812       663-0157
     ---------------------------------------------------------------------------
     (Name)                                       (Area code) (Telephone Number)

(2)  Have all other periodic reports required under Section 13 or 15(d) of
     the Securities Exchange Act of 1934 or Section 30 of the Investment Company
     Act of 1940 during the preceding 12 months (or for such shorter) period
     that the registrant was required to file such report(s) been filed? If
     answer is no, identify report(s).                       (X) Yes      ( ) No

(3)  Is it anticipated that any significant change in results of operations from
     the corresponding period for the last fiscal year will be reflected by the
     earnings statements to be included in the subject report or portion
     thereof?                                                ( ) Yes      (X) No

     If so, attach an explanation of the anticipated change, both narratively
     and quantitatively, and, if appropriate, state the reasons why a reasonable
     estimate of the results cannot be made:


<PAGE>   3

                             INDIANA UNITED BANCORP
                  --------------------------------------------
                  (Name of Registrant as Specified in Charter)

has caused this notification to be signed on its behalf by the undersigned
hereunto duly authorized.


DATE: August 17, 1999                    BY: /s/ DONALD A. BENZIGER
      ---------------                      -------------------------------------
                                           DONALD A. BENZIGER
                                           Senior Vice President and CFO






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