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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
*Not disclosed on a quarterly basis.
</LEGEND>
<S> <C> <C> <C>
<PERIOD-TYPE> 3-MOS 6-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000 DEC-31-2000
<PERIOD-END> MAR-31-2000 JUN-30-2000 SEP-30-2000
<DEBT-HELD-FOR-SALE> 26,019,938 25,939,238 26,702,345
<DEBT-CARRYING-VALUE> 4,471,811 4,305,264 4,344,691
<DEBT-MARKET-VALUE> 0* 0* 0*
<EQUITIES> 5,002,307 4,963,176 5,302,396
<MORTGAGE> 0 0 0
<REAL-ESTATE> 0 0 0
<TOTAL-INVEST> 35,572,911 35,286,660 36,379,432
<CASH> 6,637,676 8,619,670 10,460,356
<RECOVER-REINSURE> 0 0 0
<DEFERRED-ACQUISITION> 0 0 0
<TOTAL-ASSETS> 53,649,495 55,217,546 57,425,808
<POLICY-LOSSES> 15,964,665 16,309,665 17,269,665
<UNEARNED-PREMIUMS> 0 0 0
<POLICY-OTHER> 191,502 212,981 193,000
<POLICY-HOLDER-FUNDS> 0 0 0
<NOTES-PAYABLE> 0 0 0
0 0 0
0 0 0
<COMMON> 1 1 1
<OTHER-SE> 36,549,212 37,020,091 38,320,507
<TOTAL-LIABILITY-AND-EQUITY> 53,649,495 55,217,546 57,425,808
8,370,138 18,435,170 28,537,988
<INVESTMENT-INCOME> 591,791 1,168,108 1,792,313
<INVESTMENT-GAINS> 62,867 84,766 77,310
<OTHER-INCOME> 301,437 675,670 1,262,944
<BENEFITS> 1,244,804 3,067,126 4,555,237
<UNDERWRITING-AMORTIZATION> 0 0 0
<UNDERWRITING-OTHER> 7,502,222 15,779,716 23,992,735
<INCOME-PRETAX> 579,207 1,516,872 3,122,583
<INCOME-TAX> 57,600 260,506 720,733
<INCOME-CONTINUING> 521,607 1,256,366 2,401,850
<DISCONTINUED> 0 0 0
<EXTRAORDINARY> 0 0 0
<CHANGES> 0 0 0
<NET-INCOME> 521,607 1,256,366 2,401,850
<EPS-BASIC> .20 .48 .92
<EPS-DILUTED> .20 .48 .92
<RESERVE-OPEN> 0 0 0
<PROVISION-CURRENT> 0 0 0
<PROVISION-PRIOR> 0 0 0
<PAYMENTS-CURRENT> 0 0 0
<PAYMENTS-PRIOR> 0 0 0
<RESERVE-CLOSE> 0 0 0
<CUMULATIVE-DEFICIENCY> 0 0 0
</TABLE>
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