WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
*Not disclosed on a quarterly basis.
</LEGEND>
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-END> MAR-31-2000 JUN-30-2000
<DEBT-HELD-FOR-SALE> 26,019,938 25,939,238
<DEBT-CARRYING-VALUE> 4,471,811 4,305,264
<DEBT-MARKET-VALUE> 0* 0*
<EQUITIES> 5,002,307 4,963,176
<MORTGAGE> 0 0
<REAL-ESTATE> 0 0
<TOTAL-INVEST> 35,572,911 35,286,660
<CASH> 6,637,676 8,619,670
<RECOVER-REINSURE> 0 0
<DEFERRED-ACQUISITION> 0 0
<TOTAL-ASSETS> 53,649,495 55,217,546
<POLICY-LOSSES> 15,964,665 16,309,665
<UNEARNED-PREMIUMS> 0 0
<POLICY-OTHER> 191,502 212,981
<POLICY-HOLDER-FUNDS> 0 0
<NOTES-PAYABLE> 0 0
0 0
0 0
<COMMON> 1 1
<OTHER-SE> 36,549,212 37,020,091
<TOTAL-LIABILITY-AND-EQUITY> 53,649,495 55,217,546
8,370,138 18,435,170
<INVESTMENT-INCOME> 591,791 1,168,108
<INVESTMENT-GAINS> 62,867 84,766
<OTHER-INCOME> 301,437 675,670
<BENEFITS> 1,244,804 3,067,126
<UNDERWRITING-AMORTIZATION> 0 0
<UNDERWRITING-OTHER> 7,502,222 15,779,716
<INCOME-PRETAX> 579,207 1,516,872
<INCOME-TAX> 57,600 260,506
<INCOME-CONTINUING> 521,607 1,256,366
<DISCONTINUED> 0 0
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 521,607 1,256,366
<EPS-BASIC> .20 .48
<EPS-DILUTED> .20 .48
<RESERVE-OPEN> 0 0
<PROVISION-CURRENT> 0 0
<PROVISION-PRIOR> 0 0
<PAYMENTS-CURRENT> 0 0
<PAYMENTS-PRIOR> 0 0
<RESERVE-CLOSE> 0 0
<CUMULATIVE-DEFICIENCY> 0 0
</TABLE>