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<TABLE> <S> <C>
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<S> <C>
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<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 4,799
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<FED-FUNDS-SOLD> 3,400
<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 5,096
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<ALLOWANCE> 569
<TOTAL-ASSETS> 78,045
<DEPOSITS> 66,959
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0
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<COMMON> 600
<OTHER-SE> 10,548
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<ALLOWANCE-UNALLOCATED> 569
</TABLE>
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