HOL03 139071
SUPPLEMENT TO THE PROSPECTUS
DATED MARCH 31, 2000
NML VARIABLE ANNUITY ACCOUNT B
On page 16 of the prospectus dated March 31, 2000,
under the heading "Description of Payment Plans", the
sentence which follows "1. Payments for a Certain Period."
is deleted and replaced by the following:
An annuity payable monthly for a specified period
of 10 to 30 years during the first five Contract
years and over a specified period of 5 to 30 years
beginning with the sixth Contract year.
The date of this Prospectus Supplement is April 12,
2000.
