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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM UNAUDITED
CONSOLIDATED FINANCIAL STATEMENTS AT JUNE 30, 2000 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> APR-01-2000 JAN-01-2000
<PERIOD-END> JUN-30-2000 JUN-30-2000
<CASH> 35,075 35,075
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 11,700 11,700
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 660,298 660,298
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 450,053 450,053
<ALLOWANCE> 4,687 4,687
<TOTAL-ASSETS> 1,207,380 1,207,380
<DEPOSITS> 862,345 862,345
<SHORT-TERM> 169,555 169,555
<LIABILITIES-OTHER> 11,990 11,990
<LONG-TERM> 87,968 87,968
0 0
0 0
<COMMON> 1,023 1,023
<OTHER-SE> 74,499 74,499
<TOTAL-LIABILITIES-AND-EQUITY> 1,207,380 1,207,380
<INTEREST-LOAN> 10,182 19,700
<INTEREST-INVEST> 10,989 21,774
<INTEREST-OTHER> 194 346
<INTEREST-TOTAL> 21,365 41,820
<INTEREST-DEPOSIT> 6,512 11,756
<INTEREST-EXPENSE> 9,896 19,129
<INTEREST-INCOME-NET> 11,469 22,691
<LOAN-LOSSES> 350 700
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 6,570 12,906
<INCOME-PRETAX> 4,954 10,116
<INCOME-PRE-EXTRAORDINARY> 4,954 10,116
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 3,641 7,435
<EPS-BASIC> 0.85 1.74
<EPS-DILUTED> 0.82 1.70
<YIELD-ACTUAL> 7.84 7.78
<LOANS-NON> 5,028 5,028
<LOANS-PAST> 1,589 1,589
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 4,397 4,047
<CHARGE-OFFS> 66 74
<RECOVERIES> 6 14
<ALLOWANCE-CLOSE> 4,687 4,687
<ALLOWANCE-DOMESTIC> 148 646
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 4,041 4,041
</TABLE>
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