<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-Q OF PMC CAPITAL, INC. AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 151,368<F1>
<RECEIVABLES> 2,251<F2>
<ASSETS-OTHER> 3,845<F3>
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 157,464
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 69,343<F4>
<OTHER-ITEMS-LIABILITIES> 8,394<F5>
<TOTAL-LIABILITIES> 77,737
<SENIOR-EQUITY> 118<F6>
<PAID-IN-CAPITAL-COMMON> 71,449
<SHARES-COMMON-STOCK> 11,829
<SHARES-COMMON-PRIOR> 11,829
<ACCUMULATED-NII-CURRENT> 526
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 634
<NET-ASSETS> 72,727
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 7,328
<OTHER-INCOME> 3,136<F7>
<EXPENSES-NET> 5,362
<NET-INVESTMENT-INCOME> 5,102
<REALIZED-GAINS-CURRENT> (16)
<APPREC-INCREASE-CURRENT> 234
<NET-CHANGE-FROM-OPS> 5,320
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 6,217
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 0
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (587)
<ACCUMULATED-NII-PRIOR> 1,484
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 0
<INTEREST-EXPENSE> 2,529
<GROSS-EXPENSE> 5,362
<AVERAGE-NET-ASSETS> 73,021
<PER-SHARE-NAV-BEGIN> 6.20
<PER-SHARE-NII> 0.44
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0.51
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 6.14
<EXPENSE-RATIO> 0.15
<FN>
<F1>INCLUDES CURRENT AND LONG TERM PORTION OF ALL LOANS RECEIVABLE - AND
INVESTMENTS.
<F2>INCLUDES THE FOLLOWING:
(i) RECEIVABLE FOR LOANS SOLD $1,550
(ii) ACCRUED INTEREST RECEIVABLE 701
------
$2,251
======
<F3>INCLUDES THE FOLLOWING:
(i) DUE FROM UNCONSOLIDATED SUBSIDIARIES $ 1,537
(ii) SERVICE ASSET 1,079
(iii) DEFERRED CHARGES, DEPOSITS 815
AND OTHER ASSETS 228
(iv) CASH 186
-------
(v) PROPERTY AND EQUIPMENT, NET 3,845
=======
<F4>INCLUDES $28,310 IN SBA DEBENTURES ISSUED TO SBIC'S
<F5>INCLUDES THE FOLLOWING:
(i) ACCOUNTS PAYABLE $ 1,796
(ii) DIVIDENDS PAYABLE 3,024
(iii) BORROWER ADVANCES 1,224
(iv) ACCRUED INTEREST PAYABLE 1,132
(v) DUE TO UNCONSOLIDATED
SUBSIDIARIES 324
(vi) DEFERRED FEE REVENUES 301
(vii) OTHER LIABILITIES 593
-------
8,394
=======
<F6>DOES NOT INCLUDE THE PREFERRED STOCK OF OUR CONSOLIDATED SUBSIDIARY
<F7>INCLUDES THE FOLLOWING:
(i) PREMIUM INCOME $ 355
(ii) OTHER INVESTMENT INCOME 274
(iii) EQUITY IN INCOME OF SUBSIDIARIES 1,465
(iv) OTHER 1,042
------
$3,136
======
</FN>
</TABLE>
