SBSF FUNDS, INC.
(d/b/a Key Mutual Funds)
Registration No. 2-84920
CERTIFICATE PURSUANT TO
Rule 497(j)
The undersigned hereby certifies on behalf of SBSF Funds, Inc. (d/b/a
Key Mutual Funds) (the "Company") that the form of Prospectus for the Company's
KeyChoice Growth Fund, KeyChoice Moderate Growth Fund and KeyChoice Income and
Growth Fund that would have been filed pursuant to Rule 497(c) under the
Securities Act of 1933 does not differ from the Prospectus contained in
Post-Effective Amendment No. 28 to the Company's Registration Statement on Form
N-1A. The text of Post-Effective Amendment No. 28 was filed electronically on
December 16, 1996.
IN WITNESS WHEREOF, the Company has caused this certificate to be
executed and witnessed in its name and on its behalf by the undersigned on the
19th day of December, 1996.
Witness: SBSF FUNDS, INC.
(d/b/a Key Mutual Funds)
By: /s/ Robert L. Tuch By: /s/ Scott A. Englehart
Robert L. Tuch Name: Scott A. Englehart
Assistant Secretary Title: Vice President
