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<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000723458
<NAME> STATE BANCORP INC.
<MULTIPLIER> 1
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-1-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 26,460,465
<INT-BEARING-DEPOSITS> 10,597,829
<FED-FUNDS-SOLD> 19,000,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 401,705,325
<INVESTMENTS-CARRYING> 275,600
<INVESTMENTS-MARKET> 273,198
<LOANS> 477,674,255
<ALLOWANCE> 8,704,613
<TOTAL-ASSETS> 936,746,327
<DEPOSITS> 825,122,908
<SHORT-TERM> 42,000,000
<LIABILITIES-OTHER> 6,232,123
<LONG-TERM> 0
0
0
<COMMON> 38,638,790
<OTHER-SE> 24,752,506
<TOTAL-LIABILITIES-AND-EQUITY> 936,746,327
<INTEREST-LOAN> 34,590,081
<INTEREST-INVEST> 18,461,402
<INTEREST-OTHER> 772,449
<INTEREST-TOTAL> 53,823,932
<INTEREST-DEPOSIT> 25,013,748
<INTEREST-EXPENSE> 26,438,573
<INTEREST-INCOME-NET> 27,385,359
<LOAN-LOSSES> 2,500,000
<SECURITIES-GAINS> (403,900)
<EXPENSE-OTHER> 16,210,567
<INCOME-PRETAX> 10,602,191
<INCOME-PRE-EXTRAORDINARY> 7,835,980
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7,835,980
<EPS-BASIC> 1.04
<EPS-DILUTED> 1.03
<YIELD-ACTUAL> 8.08
<LOANS-NON> 5,854,569
<LOANS-PAST> 500,225
<LOANS-TROUBLED> 333,346
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 7,106,627
<CHARGE-OFFS> 1,145,001
<RECOVERIES> 242,987
<ALLOWANCE-CLOSE> 8,704,613
<ALLOWANCE-DOMESTIC> 7,965,354
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 739,259
</TABLE>
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