<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D. C., 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) November 10, 2000
-----------------
FIRST CENTURY BANKSHARES, INC.
------------------------------
(Exact name of registrant as specified in its charter)
West Virginia 0-11671 55-0628089
------------------------------------------------------------------------------
(State or other jurisdiction of (Commission (IRS Employer
incorporation or organization) File Number) Identification No.)
500 Federal Street, Bluefield, WV 24701
-------------------------------------------------------------------
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (304) 325-8181
--------------
(Former name or former address, if changed since last report) Not applicable
--------------
1
<PAGE>
FIRST CENTURY BANKSHARES, INC.
FORM 8-K
Item 5. Other Events
Enclosed is the text of the official press release announcing earnings for First
Century Bankshares, Inc. for the period ended September 30, 2000.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
(c) Exhibits
99.1 Press release announcing earnings for the period ended September 30, 2000
for First Century Bankshares, Inc.
SIGNATURES
Pursuant to the requirements of Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
(Registrant) First Century Bankshares, Inc.
---------------------------------
By: /s/ J. Ronald Hypes
----------------------------------
J. Ronald Hypes, Treasurer
(Principal Accounting and Financial Officer)
Date: November 10, 2000
--------------------
2