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Previous: FIRST CENTURY BANKSHARES INC, 10-Q, 2000-11-13 |
Next: FRANKLIN FINANCIAL SERVICES CORP /PA/, 10-Q, 2000-11-13 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 12,878
<INT-BEARING-DEPOSITS> 11,001
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 81,419
<INVESTMENTS-CARRYING> 10,383
<INVESTMENTS-MARKET> 10,313
<LOANS> 242,440
<ALLOWANCE> 3,180
<TOTAL-ASSETS> 378,231
<DEPOSITS> 327,362
<SHORT-TERM> 17,468
<LIABILITIES-OTHER> 2,425
<LONG-TERM> 0
0
0
<COMMON> 2,500
<OTHER-SE> 28,476
<TOTAL-LIABILITIES-AND-EQUITY> 378,231
<INTEREST-LOAN> 16,352
<INTEREST-INVEST> 4,368
<INTEREST-OTHER> 184
<INTEREST-TOTAL> 20,904
<INTEREST-DEPOSIT> 8,423
<INTEREST-EXPENSE> 9,024
<INTEREST-INCOME-NET> 11,880
<LOAN-LOSSES> 999
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 9,080
<INCOME-PRETAX> 4,341
<INCOME-PRE-EXTRAORDINARY> 2,804
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,804
<EPS-BASIC> 1.40
<EPS-DILUTED> 1.40
<YIELD-ACTUAL> 0.00
<LOANS-NON> 5,011
<LOANS-PAST> 2,080
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,050
<CHARGE-OFFS> 963
<RECOVERIES> 94
<ALLOWANCE-CLOSE> 3,180
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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