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Previous: FIRST CENTURY BANKSHARES INC, 10-Q, 2000-08-11 |
Next: FRANKLIN FINANCIAL SERVICES CORP /PA/, 10-Q, 2000-08-11 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 13,851
<INT-BEARING-DEPOSITS> 96
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 81,472
<INVESTMENTS-CARRYING> 10,423
<INVESTMENTS-MARKET> 10,273
<LOANS> 245,183
<ALLOWANCE> 3,180
<TOTAL-ASSETS> 371,172
<DEPOSITS> 317,822
<SHORT-TERM> 21,459
<LIABILITIES-OTHER> 2,174
<LONG-TERM> 0
0
0
<COMMON> 2,500
<OTHER-SE> 27,217
<TOTAL-LIABILITIES-AND-EQUITY> 371,172
<INTEREST-LOAN> 10,750
<INTEREST-INVEST> 2,864
<INTEREST-OTHER> 111
<INTEREST-TOTAL> 13,725
<INTEREST-DEPOSIT> 5,509
<INTEREST-EXPENSE> 5,890
<INTEREST-INCOME-NET> 7,835
<LOAN-LOSSES> 508
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6,008
<INCOME-PRETAX> 2,828
<INCOME-PRE-EXTRAORDINARY> 1,825
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,825
<EPS-BASIC> 0.91
<EPS-DILUTED> 0.91
<YIELD-ACTUAL> 0.00
<LOANS-NON> 5,122
<LOANS-PAST> 1,701
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,050
<CHARGE-OFFS> 445
<RECOVERIES> 67
<ALLOWANCE-CLOSE> 3,180
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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