CERTIFICATION
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Pursuant to Rule 497(j), Neuberger & Berman Income Funds
(1933 Act File No. 2-85229; 1940 Act File No. 811-3802)
("Registrant") hereby certifies (a) that the form of Prospectus
used with respect to Neuberger & Berman Government Money Fund,
Neuberger & Berman Cash Reserves, Neuberger & Berman Ultra Short
Bond Fund, Neuberger & Berman Limited Maturity Bond Fund,
Neuberger & Berman Municipal Money Fund, Neuberger & Berman
Municipal Securities Trust and Neuberger & Berman New York
Insured Intermediate Fund, each a series of the Registrant, does
not differ from that contained in Post-Effective Amendment No. 23
("Amendment No. 23") to its Registration Statement and (b) that
Amendment No. 23 was filed electronically.
/s/ Claudia A. Brandon
Dated: February 7, 1997 By:----------------------
Claudia A. Brandon
