FORM 12b-25
NOTIFICATION OF LATE FILING
[ ] Form 10-K and Form 10-KSB [ ] Form 20-F [X] Form 11-K
[ ] Form 10-Q and Form 10-QSB [ ] Form N-SAR
For Period Ended: December 31, 1993
[ ] Transition Report on Form 10-K
[ ] Transition Report on Form 20-F
[ ] Transition Report on Form 11-K
[ ] Transition Report on Form 10-Q
[ ] Transition Report on Form N-SAR
For the Transition Period Ended: __________________________
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Read Attached Instruction Sheet Before Preparing Form.
Please Print or Type
Nothing in this form shall be construed to imply that the
Commission has verified any information contained herein.
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If the notification relates to a portion of the filing
checked above, identify the Item(s) to which the notification
relates: ______________________________________________________
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Part I - Registrant Information
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Full Name of Registrant Meridian Bancorp, Inc.
Former Name if Applicable
___________________________________________________________
Address of Principal Executive Office (Street and Number)
35 North Sixth Street, Reading, Pennsylvania 19601
(City, State and Zip Code)
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Part II - Rules 12b-25(b) and (c)
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If the subject report could not be filed without
unreasonable effort or expense and the registrant seeks relief
pursuant to Rule 12b-25(b) [Section 23,047], the following should be
completed. (Check box if appropriate)
[X] (a) The reasons described in reasonable detail in Part III
of this form could not be eliminated without unreasonable effort
or expense;
[X] (b) The subject annual report, semi-annual report,
transition report on Form 10-K, Form 20-F, 11-K or Form N-SAR, or
portion thereof will be filed on or before the fifteenth calendar
day following the prescribed due date; or the subject quarterly
report or transition report on Form 10-Q, or portion thereof will
be filed on or before the fifth calendar day following the
prescribed due date; and
[X] (c) The accountant's statement or other exhibit required by
Rule 12b-25(c) has been attached if applicable. See Exhibit 1.
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Part III - Narrative
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As a result of a change in personnel after the merger of
Commonwealth Bancshares Corporation and Meridian Bancorp, Inc.,
the accountants who audited the Commonwealth Bancshares
Corporation 401(k) Plan were not timely informed of the June 30,
1994 filing requirement for Form 11-K. Therefore, the accountant
was unable to prepare its audited financial statements for filing
by June 30, 1994.
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Part IV - Other Information
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(1) Name and telephone number of person to contact in
regard to this notification
Judith A. Johnstone, Esquire (717) 291-1031
(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports required under
section 13 or 15(d) of the Securities Exchange Act of 1934 or
section 30 of the Investment Company Act of 1940 during the
preceding 12 months or for such shorter period that the
registrant was required to file such report(s) been filed? If
the answer is no, identify report(s).
[X] Yes [ ] No
(3) Is it anticipated that any significant change in
results of operations from the corresponding period for the last
fiscal year will be reflected by the earnings statements to be
included in the subject report or portion thereof?
[ ] Yes [X] No
If so, attach an explanation of the anticipated change, both
narratively and quantitatively, and, if appropriate, state the
reasons why a reasonable estimate of the results cannot be made.
Meridian Bancorp, Inc.
(Name of Registrant as specified in charter)
has caused this notification to be signed on its behalf by the
undersigned thereunto duly authorized.
Date June 29, 1994 By s/s Barbara A. Espeland
(Name and Title)
Senior Vice President
[LETTERHEAD OF PARENTE, RANDOLPH, ORLANDO, CAREY & ASSOCIATES]
June 29, 1994
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549
Re: Commonwealth Bancshares
Corporation 401(k) Plan
Form 11-K Filing for the
Year Ended December 31, 1993
Ladies and gentlemen:
We have been advised that there has been an extension
of time requested to complete the above reference filing, and
that the reason cited for the need for additional time is that
the applicable audited financial statements are not yet
available.
The applicable audited financial statements are not yet
available because we were unable to obtain timely confirmation of
certain investment information necessary to complete the audit
prior to the June 30, 1994 filing date.
Parente, Randolph, Orlando, Carey & Associates
Williamsport, Pennsylvania
June 29, 1994
