SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 11-K
[x] Annual Report Pursuant to Section 15(d) of the Securities
Exchange Act of 1934 for the fiscal year ended December 31,
1993.
or
[ ] Transition Report Pursuant to Section 15(d) of the
Securities Exchange Act of 1934 for the transition period
from _________ to __________.
Commission File Number: 0-12634
Meridian Bancorp, Inc. Savings Plan
(Full title of the plan)
Meridian Bancorp, Inc.
35 North 6th Street
Reading, PA 19601
(Name of issuer of the securities held pursuant to the plan and
the address of its principal executive office.)
Registrant's telephone number, including
area code: (610) 655-2000
Notices and communications from the Securities and Exchange
Commission relating to this report should be forwarded to:
Meridian Bancorp, Inc.
One Meridian Boulevard
Wyomissing, PA 19610
Attention: Barbara A. Espeland
With a copy to:
Wesley R. Kelso, Esquire
Stevens & Lee
607 Washington Street
Reading, PA 19601
<PAGE>
Item 1. Financial Statements and Exhibits
a. Financial Statements*
1. Report of KPMG Peat Marwick.
2. Audited Statements of Net Assets as of
December 31, 1993 and 1992.
3. Audited Statements of Changes in Net Assets
for each of the years in the three year
period ended December 31, 1993.
4. Notes to Financial Statements.
b. Exhibits
1. Consent of KPMG Peat Marwick.*
* To be filed by amendment as permitted by General
Instruction A.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange
Act of 1934, the Administrative Committee on Employee Benefits
has duly caused this annual report to be signed on its behalf by
the undersigned thereunto duly authorized.
MERIDIAN BANCORP, INC.
SAVINGS PLAN
Date: March 22, 1994 By/s/ Cynthia B. Reppert
Cynthia B. Reppert
<PAGE>
Exhibit Index
Page Number in
Exhibit Manually Signed Original
1. Consent of KPMG Peat Marwick *
* To be filed by amendment.
