SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 11-K/A
[X] Annual Report pursuant to Section 15(d) of the Securities
Exchange Act of 1934 for the fiscal year ended December 31,
1993.
or
[ ] Transition Report pursuant to Section 15(d) of the
Securities Exchange Act of 1934 for the transition period
from _____________ to _______________.
Commission File Number: 0-12634
Commonwealth Bancshares Corporation 401(k) Plan
(Full title of the plan)
Meridian Bancorp, Inc.
35 North 6th Street
Reading, PA 19601
(Name of issuer of the securities held pursuant to the plan and
the address of its principal executive office.)
Registrant's telephone number, including
area code: (610) 655-2000
Notices and communications from the Securities and Exchange
Commission relative to this report should be forwarded to:
Meridian Bancorp, Inc.
One Meridian Boulevard
Wyomissing, PA 19610
Attention: Barbara A. Espeland
With a copy to:
Judith A. Johnstone, Esquire
Stevens & Lee
One Penn Square
Lancaster, PA 17602
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Item 1. Financial Statements and Exhibits
a. Financial Statements
1. Report of Parente, Randolph, Orlando, Carey &
Associates.
2. Audited Statement of Net Assets Available for
Benefits, With Fund Information, as of
December 31, 1993 and 1992.
3. Audited Statement of Changes in Net Assets
Available for Benefits, With Fund
Information, for each of the years in the
three year period ended December 31, 1993.
4. Notes to Financial Statements.
b. Exhibits
1. Consent of Parente, Randolph, Orlando,
Carey & Associates
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange
Act of 1934, the Administrative Committee of the Commonwealth
Bancshares Corporation 401(k) Plan has duly caused this annual
report to be signed on its behalf by the undersigned thereunto
duly authorized.
COMMONWEALTH BANCSHARES
CORPORATION 401(k) PLAN
Date: June 23, 1994 By/s/Michael H. Cattuti
Michael H. Cattuti
<PAGE>
Exhibit Index
Exhibit Page Number in
Manually Signed Original
1. Consent of Parente, Randolph,
Orlando, Carey & Associates
Exhibit 1
CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
We consent to the incorporation by reference in the
registration statement of Meridian Bancorp, Inc. on Form S-8 of
our report dated May 6, 1994, on our audits of the financial
statements of Commonwealth Bancshares Corporation 401(k) Plan, as
of December 31, 1993 and 1992, and for the years ended December
31, 1993 and 1992, incorporated in this Annual Report on Form 11-
K/A for the year ended December 31, 1993.
Parente, Randolph, Orlando, Carey & Associates
400 Market Street
Williamsport, Pennsylvania
July 8, 1994
