<PAGE>
Registration No. 33-
================================================================================
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
--------------------------------------------------
FORM S-8
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
--------------------------------------------------
CNB BANCSHARES, INC.
-------------------------------------------------
(Exact name of registrant as specified in charter)
Indiana 35-1568731
-------------------------------- ------------------------------------
(State or other jurisdiction (I.R.S. Employer Identification No.)
of incorporation or organization)
20 N.W. Third Street, Evansville, Indiana 47739 (812) 464-3400
---------------------------------------------------------------
(Address, including zip code, and telephone number,
including area code, of registrant's principal executive offices)
CNB BANCSHARES, INC. 1995 STOCK INCENTIVE PLAN
----------------------------------------------
(Full title of plan)
----------------------------------------------------
DAVID L. KNAPP
Executive Vice President and Secretary
CNB Bancshares, Inc.
20 N.W. Third Street
Evansville, Indiana 47739
(812) 464-3400
-------------------------------------
(Name, address, including zip code,
and telephone number, including
area code, of agent for service)
Copies to:
THOMAS C. ERB, Esq.
Lewis, Rice & Fingersh, L.C.
500 North Broadway
St. Louis, Missouri 63102
(314) 444-7600
CALCULATION OF REGISTRATION FEE
<TABLE>
<CAPTION>
=====================================================================================
Proposed Proposed
Title of Amount Maximum Maximum Amount of
Securities to to be Offering Price Aggregate Registration
be Registered Registered/(1)/ Per Share/(2)/ Offering Price/(2)/ Fee/(2)/
- -------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
Common Stock
(no par value) 700,000 $29.75 $20,825,000 $7,181.04
=====================================================================================
</TABLE>
/(1)/ Pursuant to Rule 416, this Registration Statement shall also be
deemed to cover any additional securities to be offered or issued to prevent
dilution resulting from stock splits, stock dividends and similar transactions.
/(2)/ The securities registered hereunder are to be offered pursuant to the
CNB Bancshares, Inc. 1995 Stock Incentive Plan. The amount set forth herein is
estimated solely for purposes of calculating the registration fee in accordance
with Rule 457(h)(1). Pursuant to Rule 457(c), the amount set forth herein
represents the average of the high and low prices for the Registrant's common
stock as of June 16, 1995, being within 5 business days of the filing of this
Registration Statement.
================================================================================
<PAGE>
PART II - INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
ITEM 3. INCORPORATION OF DOCUMENTS BY REFERENCE
Information contained in the following documents of CNB Bancshares, Inc.
(the "Registrant") filed with the Securities and Exchange Commission (the
"Commission") is incorporated herein by reference:
(a) The Annual Report of the Registrant on Form 10-K for the fiscal year
ended December 31, 1994, as filed with the Commission pursuant to Section 13(a)
of the Securities and Exchange Act of 1934, as amended (the "Exchange Act");
(b) All other reports filed by the Registrant pursuant to Section 13(a) or
15(d) of the Exchange Act since December 31, 1994;
(c) The description of the Registrant's common stock (the "Common Stock")
contained in the Registrant's Registration Statement on Form S-2 under the
Securities Act of 1933, as amended (the "Securities Act") (Commission File No.
33-36017).
All reports and other documents subsequently filed by the Registrant
pursuant to Section 13(a), 13(c), 14 or 15(d) of the Exchange Act, prior to the
filing of a post-effective amendment which indicates that all securities offered
have been sold or which deregisters all securities then remaining unsold, shall
be deemed to be incorporated by reference herein and to be a part hereof from
the date of the filing of such reports and documents.
ITEM 4. DESCRIPTION OF SECURITIES
This item is inapplicable as the securities to be offered are registered
under Section 12 of the Exchange Act.
ITEM 5. INTERESTS OF NAMED EXPERTS AND COUNSEL
Certain legal matters in connection with the Plan and the shares of Common
Stock to be issued through the Plan have been passed upon for the Registrant by
Lewis, Rice & Fingersh, L.C., St. Louis, Missouri 63102. Lewis, Rice &
Fingersh, L.C. was not employed for such purposes on a contingent basis. Lewis,
Rice & Fingersh, L.C. did not have or receive nor will it receive a substantial
interest, direct or indirect, in the Registrant or any of its subsidiaries in
connection with the offering. Lewis, Rice & Fingersh, L.C. was not connected
with the Registrant on any of its subsidiaries as a promoter, managing
underwriter, voting trustee, director, officer, or employee.
The consolidated financial statements of the Registrant for the year ended
December 31, 1994, incorporated by reference in the Registrant's Annual Report
(Form 10-K) and as restated for the February, 1995 acquisitions of Harrisburg
Bancshares, Inc. and King City Federal Savings Bank and incorporated by
reference in the Registrant's Current Report on Form 8-K dated May 23, 1995,
have been audited by Geo. S. Olive & Co., L.L.C., independent public
accountants, as indicated in their reports with respect thereto. Geo. S. Olive
& Co., L.L.C. was not employed for such purpose on a contingent basis. Geo. S.
Olive & Co., L.L.C. did not have or receive nor will it receive a substantial
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<PAGE>
interest, direct or indirect, in the Registrant or any of its subsidiaries in
connection with the offering. Geo. S. Olive & Co., L.L.C. was not connected
with the Registrant on any of its subsidiaries as a promoter, managing
underwriter, voting trustee, director, officer, or employee.
ITEM 6. INDEMNIFICATION OF DIRECTORS AND OFFICERS
The Bylaws of the Registrant provide that the Registrant shall indemnify any
director or officer of the Registrant against any and all liability and
reasonable expense that said director or officer may incur in connection with or
resulting from any claim, action, suit or proceeding, or civil, criminal,
administrative or investigative action, or threat thereof, by reason of said
director's or officer's being or having been a director or officer of the
Registrant, or serving or having served at the request of the Registrant as a
director or officer of another corporation, partnership, joint venture, trust or
other enterprise, if either (i) the officer or director is wholly successful in
any such claim, action, suit or proceeding, or (ii) the officer or director is
not wholly successful but it is nevertheless determined that such officer or
director acted in good faith in what he reasonably believed to be in, or not
opposed to, the best interests of the corporation and, with respect to any
criminal action or proceeding, either said officer or director had reasonable
cause to believe his conduct was lawful or had no reasonable cause to believe
his conduct was unlawful. The Bylaws further provide that the board of
directors may (i) authorize like indemnification of persons who are not
directors or officers of the Registrant but are employees of the Registrant or
are officers, directors or employees of any subsidiary of the Registrant, and
(ii) approve indemnification of directors, officers persons to the full extent
permitted by the Indiana Business Corporation Law (the "Indiana Law") in effect
at such time.
Section 23-1-37-9 of the Indiana Law provides for "mandatory
indemnification," unless limited by the articles of incorporation, by a
corporation against reasonable expenses incurred by a director who is wholly
successful, on the merits or otherwise, in the defense of any proceeding to
which the director was a party by reason of the director being or having been a
director of the corporation. Section 23-1-37-10 of the Indiana Law states that
a corporation may, in advance of the final disposition of a proceeding,
reimburse reasonable expenses incurred by a director who is a party to a
proceeding if the director furnishes the corporation with a written affirmation
of the director's good faith belief that the director has met the standard of
conduct required by Section 23-1-37-8 of the Indiana Law, that the director will
repay the advance if it is ultimately determined that he did not meet the
standard of conduct required by Section 23-1-37-8 of the Indiana Law, and that
those making the decision to reimburse the director determine that the facts
then known would not preclude indemnification under the Indiana Law.
The Registrant's Bylaws further provide, in accordance with the Indiana Law,
that the Registrant shall have the power to purchase and maintain insurance on
behalf of any person who is or was a director, officer, employee or agent of the
Registrant, or is or was serving at the request of the Registrant as a director,
officer, employee or agent of another corporation, partnership, joint venture,
trust or other enterprise, against any liability asserted against him and
incurred by him in any such capacity, or arising out of his status as such,
whether or not the Registrant would have power to indemnify him against such
liability under the Bylaws or the Indiana Law. Pursuant to a policy of
directors' and officers' liability insurance with total annual limits of
$10,000,000, the Registrant's directors and officers are insured, subject to the
limits, retention, exceptions and other terms and conditions of such policy,
against liability for any actual or alleged breach of duty, neglect, error,
misstatement, misleading statement, omission or
II-2
<PAGE>
other act done or wrongfully attempted while acting in their capacities as
directors or officers of the Registrant.
ITEM 7. EXEMPTION FROM REGISTRATION CLAIMED
This item is inapplicable.
ITEM 8. EXHIBITS
The following exhibits are submitted herewith or incorporated by reference
herein.
Exhibit
Number Exhibit
------ -------
4(a) Restated Articles of Incorporation of CNB Bancshares, Inc.
4(b) Amended By-Laws of CNB Bancshares, Inc.
5 Opinion of Lewis, Rice & Fingersh, L.C.
23(a) Consent of Lewis, Rice & Fingersh, L.C. (included as part of
Exhibit 5).
23(b) Consent of Geo. S. Olive & Co., L.L.C.
24 Powers of Attorney.
ITEM 9. UNDERTAKINGS
(a) The undersigned registrant hereby undertakes:
(1) To file, during any period in which offers or sales are being made,
a post-effective amendment to this registration statement:
(i) To include any prospectus required by section 10(a)(3) of
the Securities Act of 1933;
(ii) To reflect in the prospectus any facts or events arising
after the effective date of the registration statement (or the most
recent post-effective amendment thereof) which, individually or in the
aggregate, represent a fundamental change in the information set forth
in the registration statement;
(iii) To include any material information with respect to the
plan of distribution not previously disclosed in the registration
statement or any material change to such information in the
registration statement.
Provided, however, that paragraphs (a)(1)(i) and (a)(1)(ii) of this section
do not apply if the registration statement is on Form S-3, Form S-8 or Form
F-3 and the information required to be
II-3
<PAGE>
included in a post-effective amendment by those paragraphs is contained in
periodic reports filed with or furnished to the Commission by the registrant
pursuant to section 13 or section 15(d) of the Securities Exchange Act of
1934 that are incorporated by reference in the registration statement.
(2) That, for the purpose of determining any liability under the
Securities Act of 1933, each such post-effective amendment shall be deemed
to be a new registration statement relating to the securities offered
therein, and the offering of such securities at that time shall be deemed to
be the initial bona fide offering thereof.
(3) To remove from registration by means of a post-effective amendment
any of the securities being registered which remain unsold at the
termination of the offering.
(b) The undersigned registrant hereby undertakes that, for purposes of
determining any liability under the Securities Act of 1933, each filing of the
registrant's annual report pursuant to section 13(a) or section 15(d) of the
Securities Exchange Act of 1934 (and, where applicable, each filing of an
employee benefit plan's annual report pursuant to section 15(d) of the
Securities Exchange Act of 1934) that is incorporated by reference in the
registration statement shall be deemed to be a new registration statement
relating to the securities offered therein, and the offering of such securities
at that time shall be deemed to be the initial bona fide offering thereof.
(c) Insofar as indemnification for liabilities arising under the Securities
Act of 1933 may be permitted to directors, officers and controlling persons of
the registrant pursuant to the foregoing provisions, or otherwise, the
registrant has been advised that in the opinion of the Securities and Exchange
Commission such indemnification is against public policy as expressed in the Act
and is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the registrant of expenses
incurred or paid by a director, officer or controlling person of the registrant
in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of appropriate
jurisdiction the question whether such indemnification by it is against public
policy as expressed in the Act and will be governed by the final adjudication of
such issue.
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<PAGE>
SIGNATURES
The Registrant. Pursuant to the requirements of the Securities Act of 1933,
as amended, the Registrant certifies that it has reasonable grounds to believe
that it meets all of the requirements for filing on Form S-8 and has duly caused
this Registration Statement to be signed on its behalf by the undersigned,
thereunto duly authorized, in the City of Evansville, State of Indiana, on
June 20, 1995.
CNB BANCSHARES, INC.
By /s/ H. Lee Cooper III
-----------------------------------
H. Lee Cooper III
Chairman of the Board and
Chief Executive Officer
Pursuant to the requirements of the Securities Act of 1933, this Registration
Statement has been signed on June 20, 1995 by the following persons in the
capacities indicated.
Name Title/Position
- ---- --------------
/s/ H. Lee Cooper III Chairman of the Board and
------------------------- Chief Executive Officer
H. Lee Cooper III (principal executive officer)
/s/ James J. Giancola President, Chief Operating Officer
------------------------- and Director
James J. Giancola
/s/ David L. Knapp Executive Vice President
------------------------- and Secretary (principal
David L. Knapp financial officer)
/s/ Ralph L. Alley Senior Vice President and
------------------------- Controller, Treasurer (principal
Ralph L. Alley accounting officer)
* Director
-------------------------
John D. Engelbrecht
II-5
<PAGE>
* Director
- ----------------------------
Robert L. Koch, II
* Director
- ----------------------------
Jerry A. Lamb
* Director
- ----------------------------
Burkley F. McCarthy
* Director
- ----------------------------
Robert K. Ruxer
Director
- ----------------------------
Thomas W. Traylor
Director
- ----------------------------
Paul G. Wade
* By /s/ David L. Knapp
-------------------------------------
Attorney-in-fact
II-6
<PAGE>
CNB BANCSHARES, INC.
FORM S-8 REGISTRATION STATEMENT
EXHIBIT INDEX
Reg. S-K
Item 601
Exhibit No. Exhibit
- --------------------------------------------------------------------------------
4(a) Restated Articles of Incorporation of CNB Bancshares, Inc. is
incorporated by reference herein from CNB Bancshares, Inc.'s
Annual Report on Form 10-K for the year ended December 31, 1993.
4(b) Amended By-Laws of CNB Bancshares, Inc. is incorporated by
reference herein from CNB Bancshares, Inc.'s Annual Report on
Form 10-K for the year ended December 31, 1993.
5 Opinion of Lewis, Rice & Fingersh, L.C.
23(a) Consent of Lewis, Rice & Fingersh, L.C. (included in Exhibit 5).
23(b) Consent of Geo. S. Olive & Co., L.L.C.
24 Powers of Attorney.
<PAGE>
EXHIBIT 5
---------
<PAGE>
[LETTERHEAD OF LEWIS, RICE & FINGERSH]
June 19, 1995
The Board of Directors
CNB Bancshares, Inc.
20 N.W. Third Street
Evansville, Indiana 47739
RE: REGISTRATION ON FORM S-8 OF 700,000 SHARES OF
COMMON STOCK FOR ISSUANCE PURSUANT TO THE CNB
BANCSHARES, INC. 1995 STOCK INCENTIVE PLAN
Gentlemen:
In connection with the registration with the Securities and Exchange
Commission of 700,000 shares of common stock, no par value per share (the
"Securities"), of CNB Bancshares, Inc. (the "Company"), you have requested that
we furnish you with our opinion as to the legality of the issuance of the
Securities in connection with the CNB Bancshares, Inc. 1995 Stock Incentive Plan
(the "Plan").
As counsel to the Company, we have participated in the preparation of the
Registration Statement on Form S-8 under the Securities Act of 1933, as amended
(the "Registration Statement") with respect to the Securities. We have examined
and are familiar with the Company's Articles of Incorporation and Bylaws, each
as amended, records of corporate proceedings, the Registration Statement, the
Plan and such other documents and records as we have deemed necessary for
purposes of this opinion.
Based on the foregoing, we are of the opinion that the Securities have been
duly and validly authorized and will, when issued as contemplated in the Plan,
be legally issued, fully paid and non-assessable.
We consent to the use of this opinion as an exhibit to the Registration
Statement.
Sincerely,
LEWIS, RICE & FINGERSH, L.C.
/s/ Lewis, Rice & Fingersh, L.C.
<PAGE>
EXHIBIT 23(b)
-------------
<PAGE>
CONSENT OF INDEPENDENT AUDITOR
------------------------------
We consent to the incorporation by reference in this Registration Statement of
CNB Bancshares, Inc. on Form S-8 of our report dated January 25, 1995, appearing
in the Annual Report, which is incorporated by reference in Form 10-K of CNB
Bancshares, Inc. for the year ended December 31, 1994 and of our report dated
May 15, 1995, on the consolidated financial statements of CNB Bancshares, Inc.
(as restated for the February, 1995 acquisitions of Harrisburg Bancshares, Inc.
and King City Federal Savings Bank) for the year ended December 31, 1994 in the
Current Report on Form 8-K dated May 23, 1995 of CNB Bancshares, Inc.
/s/ Geo. S. Olive & Co. LLC
Geo. S. Olive & Co. LLC
Evansville, Indiana
June 19, 1995
<PAGE>
EXHIBIT 24
----------
<PAGE>
POWER OF ATTORNEY
1933 ACT REGISTRATION STATEMENT
of
CNB BANCSHARES, INC.
KNOW ALL MEN BY THESE PRESENTS, That the person whose signature appears
below hereby constitutes and appoints David L. Knapp and James J. Giancola, and
each of them, the true and lawful attorneys-in-fact and agents for him and in
his name, place or stead, in any and all capacities, to sign and file, or cause
to be signed and filed, with the Securities and Exchange Commission (the
"Commission"), any registration statement or statements on Form S-8 under the
Securities Act of 1933, as amended, relating to the issuance of common stock of
CNB Bancshares, Inc. under the CNB Bancshares, Inc. 1995 Stock Incentive Plan,
and any and all amendments and supplements thereto, before or after
effectiveness of such statements, and any and all other documents required to be
filed with the Commission in connection therewith, granting unto said attorneys-
in-fact and agents, full power and authority to do and perform each and every
act and thing requisite and necessary to be done as fully and to all intents and
purposes as the undersigned might or could do in person, and ratifying and
confirming all that said attorneys-in-fact and agents may lawfully do or cause
to be done by virtue hereof.
Dated: June 20, 1995
/s/ H. Lee Cooper III
-------------------------------
H. Lee Cooper III
<PAGE>
POWER OF ATTORNEY
1933 ACT REGISTRATION STATEMENT
of
CNB BANCSHARES, INC.
KNOW ALL MEN BY THESE PRESENTS, That the person whose signature appears
below hereby constitutes and appoints David L. Knapp the true and lawful
attorney-in-fact and agent for him and in his name, place or stead, in any and
all capacities, to sign and file, or cause to be signed and filed, with the
Securities and Exchange Commission (the "Commission"), any registration
statement or statements on Form S-8 under the Securities Act of 1933, as
amended, relating to the issuance of common stock of CNB Bancshares, Inc. under
the CNB Bancshares, Inc. 1995 Stock Incentive Plan, and any and all amendments
and supplements thereto, before or after effectiveness of such statements, and
any and all other documents required to be filed with the Commission in
connection therewith, granting unto said attorney-in-fact and agent, full power
and authority to do and perform each and every act and thing requisite and
necessary to be done as fully and to all intents and purposes as the undersigned
might or could do in person, and ratifying and confirming all that said
attorney-in-fact and agent may lawfully do or cause to be done by virtue hereof.
Dated: June 1, 1995
/s/ James J. Giancola
-------------------------------
James J. Giancola
<PAGE>
POWER OF ATTORNEY
1933 ACT REGISTRATION STATEMENT
of
CNB BANCSHARES, INC.
KNOW ALL MEN BY THESE PRESENTS, That the person whose signature appears
below hereby constitutes and appoints James J. Giancola the true and lawful
attorney-in-fact and agent for him and in his name, place or stead, in any and
all capacities, to sign and file, or cause to be signed and filed, with the
Securities and Exchange Commission (the "Commission"), any registration
statement or statements on Form S-8 under the Securities Act of 1933, as
amended, relating to the issuance of common stock of CNB Bancshares, Inc. under
the CNB Bancshares, Inc. 1995 Stock Incentive Plan, and any and all amendments
and supplements thereto, before or after effectiveness of such statements, and
any and all other documents required to be filed with the Commission in
connection therewith, granting unto said attorney-in-fact and agent, full power
and authority to do and perform each and every act and thing requisite and
necessary to be done as fully and to all intents and purposes as the undersigned
might or could do in person, and ratifying and confirming all that said
attorney-in-fact and agent may lawfully do or cause to be done by virtue hereof.
Dated: June 20, 1995
/s/ David L. Knapp
-------------------------------
David L. Knapp
<PAGE>
POWER OF ATTORNEY
1933 ACT REGISTRATION STATEMENT
of
CNB BANCSHARES, INC.
KNOW ALL MEN BY THESE PRESENTS, That the person whose signature appears
below hereby constitutes and appoints David L. Knapp and James J. Giancola, and
each of them, the true and lawful attorneys-in-fact and agents for him and in
his name, place or stead, in any and all capacities, to sign and file, or cause
to be signed and filed, with the Securities and Exchange Commission (the
"Commission"), any registration statement or statements on Form S-8 under the
Securities Act of 1933, as amended, relating to the issuance of common stock of
CNB Bancshares, Inc. under the CNB Bancshares, Inc. 1995 Stock Incentive Plan,
and any and all amendments and supplements thereto, before or after
effectiveness of such statements, and any and all other documents required to be
filed with the Commission in connection therewith, granting unto said attorneys-
in-fact and agents, full power and authority to do and perform each and every
act and thing requisite and necessary to be done as fully and to all intents and
purposes as the undersigned might or could do in person, and ratifying and
confirming all that said attorneys-in-fact and agents may lawfully do or cause
to be done by virtue hereof.
Dated: June 20, 1995
/s/ Ralph L. Alley
-------------------------------
Ralph L. Alley
<PAGE>
POWER OF ATTORNEY
1933 ACT REGISTRATION STATEMENT
of
CNB BANCSHARES, INC.
KNOW ALL MEN BY THESE PRESENTS, That the person whose signature appears
below hereby constitutes and appoints David L. Knapp and James J. Giancola, and
each of them, the true and lawful attorneys-in-fact and agents for him and in
his name, place or stead, in any and all capacities, to sign and file, or cause
to be signed and filed, with the Securities and Exchange Commission (the
"Commission"), any registration statement or statements on Form S-8 under the
Securities Act of 1933, as amended, relating to the issuance of common stock of
CNB Bancshares, Inc. under the CNB Bancshares, Inc. 1995 Stock Incentive Plan,
and any and all amendments and supplements thereto, before or after
effectiveness of such statements, and any and all other documents required to be
filed with the Commission in connection therewith, granting unto said attorneys-
in-fact and agents, full power and authority to do and perform each and every
act and thing requisite and necessary to be done as fully and to all intents and
purposes as the undersigned might or could do in person, and ratifying and
confirming all that said attorneys-in-fact and agents may lawfully do or cause
to be done by virtue hereof.
Dated: June 16, 1995
/s/ John D. Engelbrecht
-------------------------------
John D. Engelbrecht
<PAGE>
POWER OF ATTORNEY
1933 ACT REGISTRATION STATEMENT
of
CNB BANCSHARES, INC.
KNOW ALL MEN BY THESE PRESENTS, That the person whose signature appears
below hereby constitutes and appoints David L. Knapp and James J. Giancola, and
each of them, the true and lawful attorneys-in-fact and agents for him and in
his name, place or stead, in any and all capacities, to sign and file, or cause
to be signed and filed, with the Securities and Exchange Commission (the
"Commission"), any registration statement or statements on Form S-8 under the
Securities Act of 1933, as amended, relating to the issuance of common stock of
CNB Bancshares, Inc. under the CNB Bancshares, Inc. 1995 Stock Incentive Plan,
and any and all amendments and supplements thereto, before or after
effectiveness of such statements, and any and all other documents required to be
filed with the Commission in connection therewith, granting unto said attorneys-
in-fact and agents, full power and authority to do and perform each and every
act and thing requisite and necessary to be done as fully and to all intents and
purposes as the undersigned might or could do in person, and ratifying and
confirming all that said attorneys-in-fact and agents may lawfully do or cause
to be done by virtue hereof.
Dated: June 20, 1995
/s/ Robert L. Koch, II
-------------------------------
Robert L. Koch, II
<PAGE>
POWER OF ATTORNEY
1933 ACT REGISTRATION STATEMENT
of
CNB BANCSHARES, INC.
KNOW ALL MEN BY THESE PRESENTS, That the person whose signature appears
below hereby constitutes and appoints David L. Knapp and James J. Giancola, and
each of them, the true and lawful attorneys-in-fact and agents for him and in
his name, place or stead, in any and all capacities, to sign and file, or cause
to be signed and filed, with the Securities and Exchange Commission (the
"Commission"), any registration statement or statements on Form S-8 under the
Securities Act of 1933, as amended, relating to the issuance of common stock of
CNB Bancshares, Inc. under the CNB Bancshares, Inc. 1995 Stock Incentive Plan,
and any and all amendments and supplements thereto, before or after
effectiveness of such statements, and any and all other documents required to be
filed with the Commission in connection therewith, granting unto said attorneys-
in-fact and agents, full power and authority to do and perform each and every
act and thing requisite and necessary to be done as fully and to all intents and
purposes as the undersigned might or could do in person, and ratifying and
confirming all that said attorneys-in-fact and agents may lawfully do or cause
to be done by virtue hereof.
Dated: June 20, 1995
/s/ Jerry A. Lamb
-------------------------------
Jerry A. Lamb
<PAGE>
POWER OF ATTORNEY
1933 ACT REGISTRATION STATEMENT
of
CNB BANCSHARES, INC.
KNOW ALL MEN BY THESE PRESENTS, That the person whose signature appears
below hereby constitutes and appoints David L. Knapp and James J. Giancola, and
each of them, the true and lawful attorneys-in-fact and agents for him and in
his name, place or stead, in any and all capacities, to sign and file, or cause
to be signed and filed, with the Securities and Exchange Commission (the
"Commission"), any registration statement or statements on Form S-8 under the
Securities Act of 1933, as amended, relating to the issuance of common stock of
CNB Bancshares, Inc. under the CNB Bancshares, Inc. 1995 Stock Incentive Plan,
and any and all amendments and supplements thereto, before or after
effectiveness of such statements, and any and all other documents required to be
filed with the Commission in connection therewith, granting unto said attorneys-
in-fact and agents, full power and authority to do and perform each and every
act and thing requisite and necessary to be done as fully and to all intents and
purposes as the undersigned might or could do in person, and ratifying and
confirming all that said attorneys-in-fact and agents may lawfully do or cause
to be done by virtue hereof.
Dated: June 20, 1995
/s/ Burkley F. McCarthy
-------------------------------
Burkley F. McCarthy
<PAGE>
POWER OF ATTORNEY
1933 ACT REGISTRATION STATEMENT
of
CNB BANCSHARES, INC.
KNOW ALL MEN BY THESE PRESENTS, That the person whose signature appears
below hereby constitutes and appoints David L. Knapp and James J. Giancola, and
each of them, the true and lawful attorneys-in-fact and agents for him and in
his name, place or stead, in any and all capacities, to sign and file, or cause
to be signed and filed, with the Securities and Exchange Commission (the
"Commission"), any registration statement or statements on Form S-8 under the
Securities Act of 1933, as amended, relating to the issuance of common stock of
CNB Bancshares, Inc. under the CNB Bancshares, Inc. 1995 Stock Incentive Plan,
and any and all amendments and supplements thereto, before or after
effectiveness of such statements, and any and all other documents required to be
filed with the Commission in connection therewith, granting unto said attorneys-
in-fact and agents, full power and authority to do and perform each and every
act and thing requisite and necessary to be done as fully and to all intents and
purposes as the undersigned might or could do in person, and ratifying and
confirming all that said attorneys-in-fact and agents may lawfully do or cause
to be done by virtue hereof.
Dated: June 20, 1995
/s/ Robert K. Ruxer
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Robert K. Ruxer
