CNB BANCSHARES INC
8-K/A, 1998-06-16
NATIONAL COMMERCIAL BANKS
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===============================================================================

               SECURITIES AND EXCHANGE COMMISSION


                     Washington, D.C. 20549


                _______________________________

                           FORM 8-K/A
                         CURRENT REPORT
               Pursuant to Section 13 or 15(d) of
              the Securities Exchange Act of 1934

- -------------------------------------------------------------------------------

                                                          June 16, 1998
  Date of Report (Date of earliest event reported):       (June 3, 1998)
                                                    -------------------------

                         CNB BANCSHARES, INC.
              ----------------------------------------
         (Exact Name of Registrant as Specified in Its Charter)



                               Indiana
                   -------------------------------
             (State or Other Jurisdiction of Incorporation)


              0-11510                              35-1568731
     -----------------------                 ----------------------
    (Commission File Number)            (IRS Employer Identification No.)



            20 N.W. Third Street, Evansville, Indiana 47739
        -------------------------------------------------------
    (Address of Principal Executive Offices)             (Zip Code)


                              (812) 456-3400
                   ------------------------------------
            Registrant's Telephone Number, Including Area Code


                              Not Applicable
                    ----------------------------------
     (Former Name or Former Address, if Changed Since Last Report)


===============================================================================

Page 1

             INFORMATION TO BE INCLUDED IN THE REPORT

     The Current Report on Form 8-K dated June 3, 1998, and filed
with  the Securities and Exchange Commission on June 3,  1998  is
amended  to include as Exhibit 27(a) the Restated Financial  Data
Schedules  for each of the years in the three-year  period  ended
December 31, 1997.

ITEM 7.   FINANCIAL STATEMENTS AND EXHIBITS.
- ------    ---------------------------------

(c)  Exhibits:
     --------

     The following exhibit is included with this Report:

Exhibit 27(a)       Restated Financial Data Schedules for each of
                    the years in the three-year period ended December
                    31, 1997.

Page 2


                           SIGNATURE


     Pursuant to the requirements of the Securities Exchange  Act
of  1934, as amended, the Registrant has duly caused this  report
to  be  signed  on its behalf by the undersigned  thereunto  duly
authorized.

    Dated:  June 16, 1998

                                    CNB BANCSHARES, INC.
                                ---------------------------------
                                    (Registrant)

                           By:      /s/  Ralph L. Alley
                                ---------------------------------
                                    Ralph L. Alley
                                    Senior Vice President and Controller


Page 3


                         EXHIBIT INDEX
                         -------------


Exhibit No.                   Description
- -----------                   -----------

27(a)               Restated Financial Data Schedules for each of the years
                    in the three-year period ended December 31, 1997.



<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS RESTATED SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CNB
BANCSHARES INC.'S CONSOLIDATED BALANCE SHEET AS OF DECEMBER 31, 1997, 1996 AND
1995 AND THE CONSOLIDATED STATEMENT OF INCOME FOR THE TWELVE MONTHS ENDED
DECEMBER 31, 1997, 1996 AND 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   YEAR                   YEAR                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996             DEC-31-1995
<PERIOD-END>                               DEC-31-1997             DEC-31-1996             DEC-31-1995
<CASH>                                         156,158                 175,426                 183,606
<INT-BEARING-DEPOSITS>                           2,052                  13,374                  43,292
<FED-FUNDS-SOLD>                                19,150                  50,175                  46,475
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                  1,854,047               1,893,358               1,397,423
<INVESTMENTS-CARRYING>                         230,903                 262,387                 214,107
<INVESTMENTS-MARKET>                           236,242                 263,498                 215,892
<LOANS>                                      4,038,839               3,708,886               3,476,129
<ALLOWANCE>                                     55,222                  46,171                  43,259
<TOTAL-ASSETS>                               6,595,718               6,351,785               5,576,314
<DEPOSITS>                                   4,614,555               4,593,441               4,255,135
<SHORT-TERM>                                   681,075                 661,872                 594,952
<LIABILITIES-OTHER>                             62,232                  54,831                  49,878
<LONG-TERM>                                    722,393                 545,968                 200,560
                                0                       0                       0
                                          0                       0                       0
<COMMON>                                        33,484                  32,482                  31,049
<OTHER-SE>                                     481,979                 463,191                 444,740
<TOTAL-LIABILITIES-AND-EQUITY>               6,595,718               6,351,785               5,576,314
<INTEREST-LOAN>                                351,001                 318,051                 292,920
<INTEREST-INVEST>                              148,352                 130,321                  92,177
<INTEREST-OTHER>                                 1,341                   3,356                   2,783
<INTEREST-TOTAL>                               500,694                 451,728                 387,880
<INTEREST-DEPOSIT>                             191,053                 181,229                 155,363
<INTEREST-EXPENSE>                             267,112                 234,496                 198,448
<INTEREST-INCOME-NET>                          233,582                 217,232                 189,432
<LOAN-LOSSES>                                   24,886                  13,283                   8,349
<SECURITIES-GAINS>                               2,123                   2,204                   3,071
<EXPENSE-OTHER>                                198,224                 191,940                 157,108
<INCOME-PRETAX>                                 89,563                  80,695                  80,412
<INCOME-PRE-EXTRAORDINARY>                      89,563                  80,695                  80,412
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                    59,874                  53,682                  52,847
<EPS-PRIMARY>                                     1.80                    1.61                    1.70
<EPS-DILUTED>                                     1.78                    1.59                    1.67
<YIELD-ACTUAL>                                    3.94                    4.03                    4.09
<LOANS-NON>                                     26,573                  31,638                  30,470
<LOANS-PAST>                                     9,482                   9,958                   4,993
<LOANS-TROUBLED>                                 1,401                   1,941                   1,768
<LOANS-PROBLEM>                                 30,897                  20,320                   8,330
<ALLOWANCE-OPEN>                                46,171                  43,259                  40,889
<CHARGE-OFFS>                                   19,703                  16,349                  11,075
<RECOVERIES>                                     3,367                   4,106                   2,472
<ALLOWANCE-CLOSE>                               55,222                  46,171                  43,259
<ALLOWANCE-DOMESTIC>                            51,663                  44,372                  41,290
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                          3,559                   1,799                   1,969
        

</TABLE>


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