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EXHIBIT 23.1
SNODGRASS
Certified Public Accountants and Consultants
Board of Directors
Belmont Bancorp.
We consent to incorporation by reference in the registration statement of
Belmont Bancorp. on Form S-8 of our report dated May 19, 1999, on our audits of
the consolidated financial statements of Belmont Bancorp. and subsidiaries as of
December 31, 1998, and for the years ended December 31, 1998 and 1997, which
report is included in the Annual Report on Form 10-K of Belmont Bancorp. for the
year ended December 31, 1999.
/s/ S.R. SNODGRASS, A.C.
Wheeling, West Virginia
September 11, 2000
