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[LOGO OF NEW YORK LIFE]
THE COMPANY YOU KEEP<reg-trade-mark> NEW YORK LIFE INSURANCE
COMPANY
51 Madison Avenue,
New York, NY 10010
(212) 576-4498
Linda M. Reimer
Assistant General Counsel
May 2, 1997
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: The New York Life Insurance and Annuity Corporation
MFA Separate Account-I
Certification Pursuant to Rule 497(j) under the Securities Act of 1933
File Nos. 2-86083 and 811-03831; CIK No. 0000726509
Commissioners:
On behalf of New York Life Insurance and Annuity Corporation ("NYLIAC"),
in lieu of filing the form of prospectus and Statement of Additional Information
for the NYLIAC MFA Separate Account-I (the "Separate Account"), pursuant to
paragraph (c) of Rule 497 under the Securities Act of 1933, we hereby certify
that:
(1) the form of prospectus and Statement of Additional Information that
would have been filed under paragraph (c) of Rule 497 does not
differ from that contained in post-effective amendment no. 17 to the
Separate Account's registration statement on Form N-4, the most
recent amendment to the Separate Account's registration statement;
and
(2) the text of post-effective amendment no. 17 to the Separate
Account's registration statement on Form N-4, the most recent
amendment to the Separate Account's registration statement, has been
filed with the Securities and Exchange Commission electronically via
EDGAR transmission, on April 25, 1997.
If you have any questions regarding the foregoing, please contact the
undersigned at (212) 576-4498.
Very truly yours,
/s/ Linda M. Reimer
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Linda M. Reimer
