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[NEW YORK LIFE LOGO] NEW YORK LIFE INSURANCE COMPANY
51 Madison Avenue, New York, NY 10010
(212) 576-7965
CAROL YEE
Assistant Counsel
May 6, 1999
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: New York Life Insurance and Annuity Corporation
MFA Separate Account-I
Certification Pursuant to Rule 497(j) under the Securities Act of 1933
File Nos. 2-86083 and 811-03831; CIK No. 0000726509
Commissioners:
Pursuant to Rule 497(j) under the Securities Act of 1933 ("1933 Act"),
as amended, we hereby certify on behalf of New York Life Insurance and Annuity
Corporation ("NYLIAC") that the Prospectus and Statement of Additional
Information that would have been filed for NYLIAC MFA Separate Account-I
("Registrant") under Rule 497(c) of the 1933 Act upon the effectiveness of Post
Effective Amendment No. 20 to the Registrant's Registration Statement on Form
N-4 (the "Amendment") would not have differed from that contained in the
Amendment, which is the most recent amendment to such Registration Statement and
was filed electronically on April 22, 1999.
Should you have any further questions regarding this filing, please do
not hesitate to contact me at (212) 576-7965.
Very truly yours,
/s/ CAROL YEE
Carol Yee
