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May 3, 2000
VIA ELECTRONIC FILING
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: New York Life Insurance and Annuity Corporation MFA Separate
Account-II
File Nos. 2-86084 and 811-03830
Dear Sir or Madam:
On behalf of the above-captioned registrant ("Registrant"), I hereby
certify, pursuant to Rule 497(j) under the Securities Act of 1933, that the form
of the Prospectus and Statement of Additional Information that Registrant would
have filed pursuant to Rule 497(c) would not have differed from that filed on
April 13, 2000 as part of the Registrant's most recent registration statement,
and (ii) the text of the most recent amendment to the registration statement was
filed electronically on April 13, 2000.
If you have any questions concerning the attached filing, please do not
hesitate to contact the undersigned at (212) 576-7965.
Very truly yours,
Judith C. Keilp
Assistant General Counsel
