MBL VARIABLE CONTRACT ACCOUNT 7, 497J, 1997-05-06

MBL VARIABLE CONTRACT ACCOUNT 7
497J, 1997-05-06

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                         481-8686
                                
                                
                                
                           May 6, 1997



VIA EDGAR

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

Re:  MBL Variable Contract Account-7
     Registration No.: 333-01151


Commissioners:

      Pursuant  to Rule 497(j) of the Securities Act of  1933,  I
hereby  certify that the form of the Prospectus and Statement  of
Additional  Information dated May 1, 1997 that  would  have  been
filed pursuant to paragraph (c) of Rule 497 does not differ  from
that  contained in the most recent amendment to the  registration
statement.

      The  text  of  the  most recent amendment  has  been  filed
electronically.  If you have any questions, please contact  Vicki
Herbst at (201) 481-7896.


                                   Very truly yours,

                                   JUDITH C. KEILP
                                   Judith C. Keilp
                                   Counsel




cc:  Stephen E. Roth, Esquire