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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
AMENDMENT NO. 1
FORM 8-K/A
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT: JANUARY 30, 1997
FIRST FINANCIAL BANCORP
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
COMMISSION FILE NUMBER : 0-12499
CALIFORNIA 94-28222858
(STATE OR OTHER JURISDICTION OF (I.R.S. EMPLOYER
INCORPORATION OR ORGANIZATION) IDENTIFICATIOn NO.)
701 SOUTH HAM LANE, LODI, CALIFORNIA 95242
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)
(209)-367-2000
(REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODe)
na
(FORMER NAME OR IF CHANGED SINCE LAST REPORT.)
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ITEM 5. OTHER EVENTS
CASH DIVIDEND
The Board of Directors of First Financial Bancorp has declared a cash dividend
of $.05 per share on First Financial Bancorp stock. The dividend is payable on
February 28, 1997 to shareholders of record on February 14, 1997.
Earnings for the quarter ended December 31, 1996, were $224,000, or $.16 per
share, compared to earnings of $144,000, or $.11 per share, for the comparable
prior year quarter. The 45 percent improvement in earnings per share is
principally the result of improvements in net interest margin and noninterest
income as well as a lower provision for loan losses.
Total assets at December 31, 1996, were nearly $105 million representing a one
percent increase over total assets at December 31, 1995. Total assets are
expected to increase by approximately $35 million to $40 million in February,
1997, upon completion of the acquisition of the Wells Fargo branches in Galt,
Plymouth, and San Andreas, California.
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Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
First Financial Bancorp
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Date January 31, 1997 /s/ David M. Philipp
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David M. Philipp
Executive Vice-President & CFO
Corporate Secretary
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