FIRST FINANCIAL BANCORP /CA/
SC 13D, 1999-07-09
STATE COMMERCIAL BANKS
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                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                                            OMB APPROVAL
                                                      --------------------------
                                                      OMB Number:  3235-0145
                                                      Expires:  October 31, 1994
                                                      Estimated average burden
                                                      hours per form ..... 14.90
                                                      --------------------------

                                  SCHEDULE 13D

                   Under the Securities Exchange Act of 1934
                           (Amendment No. _________)*


                            First Financial Bancorp
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                                (Name of Issuer)


                                  Common Stock
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                         (Title of Class of Securities)

                                  32020N-10-8
            --------------------------------------------------------
                                 (CUSIP Number)



                   Gloria Lind, Call Box 3009, Lodi, Ca. 95241
                                 (209) 367-2054
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  (Name, Address and Telephone Number of Person Authorizedd to Receive Notices
                              and Communications)

                                  June 18, 1999
            --------------------------------------------------------
            (Date of Event which Requires Filing of this Statement)


If the filing person has  previosly  filed a statement on Schedule 13G to report
the  acquisition  which is the subject of this  Schedule 13D, and is filing this
schedule because of Rule 13d-1(b)(3) or (4), check the following box [ ].

Check  the  following  box if a fee paid with the  statement  [ ]. (A fee is not
required  only if the  reporting  person:  (1) has a previous  statement on file
reporting  beneficial  ownership  of more  than  five  percent  of the  class of
securities  described  in Item 1;  and (2) has  filed  no  amendment  subsequent
thereto reporting  beneficial  ownership of five percent or less of such class.)
(See Rule 13d-7)

Note: Six copies of this statement, including all exhibits, should be filed with
the  Commission.  See Rule 13d-1(a) for other  parities to whom copies are to be
sent.

* The remainder of this cover page shall be filled out for a reporting  person's
initial filing on this form with respect to the subject class of securities, and
for  any  subsequent   amendment   containing   information  which  would  alter
disclosures provided in a prior cover page.

The information required on the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities  Exchange Act 1934
("Act") or otherwise  subject to the  liabilities of that section of the Act but
shall be subject to all other provisions of the Act (however, see the Notes).

- --------------------------------------------------------------------------------
<PAGE>
                                  SCHEDULE 13D

- ------------------------                            ----------------------------
CUSIP No.  32020N-10-8                                   Page 1 of 1 Pages
- ------------------------                            ----------------------------

- --------------------------------------------------------------------------------
1    NAME OF REPORTING PERSON
     S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

     Weldon Schumacher

     ###-##-####
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2    CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
                                                                         (a) [ ]
                                                                         (b) [ ]

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3    SEC USE ONLY


- --------------------------------------------------------------------------------
4    SOURCE OF FUNDS*

     00  (3% Stock Dividend reporting)

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5    CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS
     2(d) OR 2(e)                                                            [ ]

- --------------------------------------------------------------------------------
6    CITIZENSHIP OR PLACE OF ORGANIZATION

     United States

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               7    SOLE VOTING POWER
                    19,062
  NUMBER OF    ---- -----------------------------------------------------------
   SHARES      8    SHARED VOTING POWER
BENEFICIALLY        92,797
  OWNED BY     ---- -----------------------------------------------------------
    EACH       9    SOLE DISPOSITIVE POWER
  REPORTING         18,522
   PERSON      ---- -----------------------------------------------------------
    WITH       10   SHARED DISPOSITIVE POWER
                    93,337
- --------------------------------------------------------------------------------
11   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     111,859
- --------------------------------------------------------------------------------
12   CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES*
                                                                             [ ]
- --------------------------------------------------------------------------------
13   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

     8.08%
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14   TYPE OF REPORTING PERSON*

     HC
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT!
          INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
      (INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.


<PAGE>




Signature

         After reasonable  inquiry and to the best of my knowledge and belief, I
certify that the information  set forth in this statement is true,  complete and
correct.


July 9, 1999                                          /s/ Weldon Schumacher
- -----------------                                -------------------------------
     Date                                                   Signature

                                                             Director
                                                 -------------------------------
                                                            Name/Title


         The original  statement  shall be signed by each person on whose behalf
the  statement is filed or his  authorized  representative.  If the statement is
signed  on  behalf  of a person by his  authorized  representative  (other  than
executive  officer or general  partner of this filing  person),  evidence of the
representative's  authority to sign on behalf of such person shall be filed with
the  statement,  provided,  however,  that a power of attorney  for this purpose
which is already on file with the Commission may be  incorporated  by reference.
The name and any title of each person who signs the statement  shall be typed or
printed beneath his signature.


Attention:  Intentional  misstatements  or omissions  of fact constitute Federal
criminal violations
                              (See 18 U.S.C. 1001)



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