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ANCHOR NATIONAL LIFE INSURANCE COMPANY
VARIABLE SEPARATE ACCOUNT
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SUPPLEMENT TO THE POLARIS PROSPECTUS DATED JANUARY 29, 1999
The second full paragraph on page 8 of the Prospectus, has been replaced with
the following paragraph:
Anchor National does not assess a MVA against withdrawals under the
following circumstances:
- To pay a death benefit;
- If made within 30 days after the end of a guarantee period;
- If made to pay contract fees and charges.
Date: February 1, 1999
Please keep this Supplement with your Prospectus