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CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the use in the Statement of Additional Information
constituting part of this Registration Statement on Form N-4 for Variable
Separate Account (Portion Relating to the POLARIS II Variable Annuity) of Anchor
National Life Insurance Company of our report January 31, 2000, relating to the
financial statements of Anchor National Life Insurance Company, and of our
report dated March 3, 2000, relating to the financial statements of Variable
Separate Account (Portion Relating to the POLARIS II Variable Annuity), which
appear in such Statement of Additional Information. We also consent to the
incorporation by reference of our report dated January 31, 2000, relating to the
financial statements of Anchor National Life Insurance Company, into the
Prospectus which constitutes part of this Registration Statement. We also
consent to the reference to us under the heading "Financial Statements" in such
Statement of Additional Information and to the reference to us under the heading
"Independent Accountants" in such Prospectus.
PricewaterhouseCoopers LLP
Los Angeles, California
June 28, 2000
