AMERICAN VARIABLE INSURANCE SERIES, 497J, 1996-04-04

AMERICAN VARIABLE INSURANCE SERIES
497J, 1996-04-04

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                                            April 4, 1996
 
 
Document Control
U.S. Securities and Exchange Commission
Judiciary Plaza
450 5th Street, N.W.
Washington, D.C.  20549-1004
 
Re: American Variable Insurance Series
File Nos 811-3857
         2-86838
 
Gentlemen:
 
      Pursuant to Rule 497(j), I hereby certify that no changes have been made
to the form of prospectus and Statement of Additional Information since the
electronic filing on 3/29/96 of Registrant's Post-Effective Amendment No. 22
under The Securities Act of 1933 and Amendment No. 22 under The Investment
Company Act of 1940.
 
                                            Sincerely,
                                            Chad L. Norton
                                            Secretary