AMERICAN VARIABLE INSURANCE SERIES
NSAR-A, EX-27, 2000-08-25
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<SERIES>
   <NUMBER> 78
   <NAME> BOND FUND - CLASS 2
<MULTIPLIER> 1000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                              JAN-1-2000
<PERIOD-END>                               JUN-30-2000
<INVESTMENTS-AT-COST>                          279,456
<INVESTMENTS-AT-VALUE>                         262,020
<RECEIVABLES>                                    4,193
<ASSETS-OTHER>                                       7
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                 266,220
<PAYABLE-FOR-SECURITIES>                           500
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          191
<TOTAL-LIABILITIES>                                691
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       275,077
<SHARES-COMMON-STOCK>                       11,552,652
<SHARES-COMMON-PRIOR>                        8,746,371
<ACCUMULATED-NII-CURRENT>                        9,577
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        (1,692)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      (17,433)
<NET-ASSETS>                                   265,529
<DIVIDEND-INCOME>                                  154
<INTEREST-INCOME>                               10,333
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     796
<NET-INVESTMENT-INCOME>                          9,691
<REALIZED-GAINS-CURRENT>                         (192)
<APPREC-INCREASE-CURRENT>                      (5,349)
<NET-CHANGE-FROM-OPS>                            4,150
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                          649
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                      3,143,639
<NUMBER-OF-SHARES-REDEEMED>                    403,743
<SHARES-REINVESTED>                             66,385
<NET-CHANGE-IN-ASSETS>                          11,295
<ACCUMULATED-NII-PRIOR>                          1,580
<ACCUMULATED-GAINS-PRIOR>                      (1,500)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              648
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    796
<AVERAGE-NET-ASSETS>                           254,742
<PER-SHARE-NAV-BEGIN>                             9.74
<PER-SHARE-NII>                                   0.37
<PER-SHARE-GAIN-APPREC>                         (0.21)
<PER-SHARE-DIVIDEND>                              0.07
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.83
<EXPENSE-RATIO>                                   .004
[AVG-DEBT-OUTSTANDING]                               0
[AVG-DEBT-PER-SHARE]                                 0


</TABLE>


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