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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
8-K FOR THE PERIOD ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1,000,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 14,168
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 3,409
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 34,604
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 135,046
<ALLOWANCE> 3,349
<TOTAL-ASSETS> 234,159
<DEPOSITS> 146,448
<SHORT-TERM> 26,304
<LIABILITIES-OTHER> 10,856
<LONG-TERM> 27,424
0
265
<COMMON> 2,777
<OTHER-SE> 20,085
<TOTAL-LIABILITIES-AND-EQUITY> 234,159
<INTEREST-LOAN> 6,139
<INTEREST-INVEST> 1,218
<INTEREST-OTHER> 722
<INTEREST-TOTAL> 8,071
<INTEREST-DEPOSIT> 1,632
<INTEREST-EXPENSE> 3,161
<INTEREST-INCOME-NET> 4,910
<LOAN-LOSSES> 515
<SECURITIES-GAINS> (641)
<EXPENSE-OTHER> 5,103
<INCOME-PRETAX> 3,294
<INCOME-PRE-EXTRAORDINARY> 2,049
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,049
<EPS-BASIC> 1.26
<EPS-DILUTED> 1.25
<YIELD-ACTUAL> 5.56
<LOANS-NON> 801
<LOANS-PAST> 0
<LOANS-TROUBLED> 3
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,170
<CHARGE-OFFS> 717
<RECOVERIES> 217
<ALLOWANCE-CLOSE> 3,349
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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