DELCHAMPS INC
SC 13D, 1997-10-31
GROCERY STORES
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<PAGE>
 
                                 UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

                                 SCHEDULE 13D

                   UNDER THE SECURITIES EXCHANGE ACT OF 1934


                                Delchamps, Inc.
- --------------------------------------------------------------------------------
                               (Name of Issuer)


                    Common Stock Par Value $0.01 Per Share
- --------------------------------------------------------------------------------
                          (Title of Class Securities)


                                   246615108
                        ------------------------------
                                (CUSIP Number)


 Frederick T. Kuykendall, III, Cooper, Mitch, Crawford, Kuykendall & Whatley 
 505 North 20th Street, Suite 1100, Birmingham, Alabama 35203; (205) 328-9576
- --------------------------------------------------------------------------------
                (Name, Address and Telephone Number of Person 
               Authorized to Receive Notices and Communications)


                               October 28, 1997
            -------------------------------------------------------
            (Date of Event which Requires Filing of this Statement)


If the filing person has previously filed a statement on Schedule 13G to report 
the acquisition which is the subject of this Schedule 13D, and is filing this 
schedule because of Rule 13d-1(b)(3) or (4), check the following box [_].

Check the following box if a fee is being paid with the statement [X].

<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      E. Harmon Anderson, Jr.
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             575
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          575
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      575
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                       1
<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Rebecca V. Anderson     
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             575
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          575
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      575
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                       2

<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Annwill Corporation     
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      WC
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      Alabama
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             7,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          7,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      7,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      CO
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                       3

<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Ruth W. Bedsole        
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             6,250
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          6,250
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      6,250
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                       4

<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Richard Bounds          
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             5,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          5,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      5,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                       5

<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Bryanell S. Brown      
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;BF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             10,525
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          10,525
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      10,525
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                       6

<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Darrell Brown          
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;BF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             10,525
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          10,525
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      10,525
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                       7

<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Darrell Ralford Brown  
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             3,550
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          3,550
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      3,550
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                       8

<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Caroline Brown          
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             3,550
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          3,550
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      3,550
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                       9

<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Paul E. Brown           
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             3,140
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          3,140
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      3,140
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      10

<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      William M. Callahan, Jr.
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             600  
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          600   
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      600  
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      11


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Mollye S. Callahan      
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             600  
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          600  
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      600   
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      12


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      David Gerold Chunn      
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             7,200
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          7,200
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      7,200
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      13



<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      John R. Cross           
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             1,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          1,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      1,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      14


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      John Randolph Delchamps 
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      BF;OO
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             254,723
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          254,723
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      254,723
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      3.5%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      15


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Nancy H. Delchamps      
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      OO - Gift
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             254,723
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          254,723
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      254,723
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      3.5%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      16



<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Raine Bedsole Demmas    
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             1,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          1,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      1,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      17


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      John E. Foster          
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;OO - IRA
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             1,250
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          1,250
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      1,250
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      18


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Adeline D. Foster       
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;OO - IRA
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             1,250
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          1,250
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      1,250
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      19


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      William O. Haas         
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             18,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          18,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      18,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.2%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      20


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Ann R. Haas             
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             18,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          18,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      18,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.2%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      21


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      W. Dwight Harrigan      
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;BF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             17,750
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          17,750
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      17,750
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.2%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      22



<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      William Dwight Harrigan, III
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             1,900
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          1,900
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      1,900 
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      23



<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Ann B. Hearin           
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             950
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          950  
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      950  
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      24


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Joan H. Hearn           
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             1,500
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          1,500
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      1,500
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      25


<PAGE>
 
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Ann A. Hinote           
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             12,165
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          12,165
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      12,165
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.2%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      26


<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Samuel I. Hinote        
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             12,165
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          12,165
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      12,165
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.2%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      27


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Thomas A. Horst, Jr.    
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             5,400
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          5,400
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      5,400
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      28


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Ann s. Bedsole          
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      OO
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             1,350
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          1,350
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      1,350
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      29


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Diane A. Ireland        
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;BF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             1,200
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          1,200
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      1,200
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      30



<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Scott B. Ireland        
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;BF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             1,200
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          1,200
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      1,200
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      31




<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Frederick T. Kuykendall, III
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;BF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             21,180
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          21,180
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      21,180
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.3%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      32




<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Marsha A. Lauder        
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             3,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          3,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      3,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      33




<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Robert E. Lee           
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;BF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             19,500
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          19,500
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      19,500
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.3%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      34





<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      John H. Martin          
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             59,519
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          59,519
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      59,519
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.8%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      35


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Paul H. Parham          
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             3,350
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          3,350
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      3,350
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      36


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      John Sevier Parker      
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             3,200
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          3,200
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      3,200
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      37


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Rodney A. Pilot         
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             15,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          15,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      15,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.2%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      38


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      J. Paul Sims            
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             4,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          4,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      4,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      39


<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Jacqueline E. Sims      
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             4,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          4,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      4,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      40




<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      G. Marhsall Smith       
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             12,900
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          12,900
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      12,900
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.2%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      41





<PAGE>
 

                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Gloria G. Smith         
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             12,900
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          12,900
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      12,900
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.2%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      42






<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Lawrence P. Thomas      
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             900
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          900    
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      900    
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      43






<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Janet M. Thomas         
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             900
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          900    
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      900    
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      44







<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Hugh C. Van Hooser      
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;OO - IRA
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             19,545
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          19,545 
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      19,545
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.3%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      45







<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Olive Van Hooser        
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF;OO - IRA
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             19,545
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          19,545 
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      19,545
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.3%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      46








<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Brent H. Waldron        
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      OO - Gift  
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             10,138
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          10,138 
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      10,138
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%  
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      47








<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      George J. Waldon, III   
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF, BF, OO - Gifts
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             63,309
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          63,309 
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      63,309
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.9%
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      48









<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Joan H. Waldron         
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF, BF, OO - Gifts
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             63,309
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          63,309 
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      63,309
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.9%
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      49










<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Joel Michael Waldron    
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      PF
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             170
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          170    
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      170
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.0%
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      50











<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Mae S. Waldron          
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      OO - Gifts and distribution from ESOP
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             27,630
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          27,630
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      27,630
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.4%
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      51












<PAGE>
 
                                 SCHEDULE 13D


                                                                              
  CUSIP NO. 246615108                                      PAGE___OF___PAGES
            ---------                                                         
 
- --------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                          

      Hosea O. Weaver and Sons, Incorporated
- --------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                                       (a) [X]
                                                                         (b) [_]
                                                 
- --------------------------------------------------------------------------------
      SEC USE ONLY
 3
 

- --------------------------------------------------------------------------------
      SOURCE OF FUNDS*
 4

      WC
- --------------------------------------------------------------------------------
      CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 5    ITEMS 2(d) OR 2(e)                                                     [_]
 

- --------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 6    

      USA
- --------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     7     
     NUMBER OF            
                          0
      SHARES       -------------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      8    
                          
     OWNED BY             6,000
                   -------------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     9     
    REPORTING             
                          0
      PERSON       -------------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH         10    
                          6,000
- --------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11    
      
      6,000
- --------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [_]
12                                                                       
 
 
- --------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13    
      
      0.1%
- --------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
14
      
      IN
- --------------------------------------------------------------------------------

                     *SEE INSTRUCTIONS BEFORE FILLING OUT

                                      52













<PAGE>
 
Item 1.   Security and Issuer
          -------------------

               The class of equity securities to which this statement on 
Schedule 13D relates is the Common Stock, par value $0.01 per share 
("Securities") of Delchamps, Inc. (the "Issuer"), an Alabama corporation, with 
principal offices located at 305 Delchamps Drive, Mobile, Alabama  36602.

Item 2.   Identity and Background
          -----------------------

               (a)  This statement is filed by E. Harmon Anderson, Jr., Rebecca 
V. Anderson, Annwill Corporation, Ann S. Bedsole, Ruth W. Bedsole, Richard 
Bounds, Bryanell S. Brown, Darrell Brown, Darrell Raiford Brown, Caroline Brown,
Paul E. Brown, Mollye S. Callahan, William M. Callahan, Jr., David Gerald Chunn,
John R. Cross, John Randolph Delchamps, Nancy H. Delchamps, Raine Bedsole 
Demmas, John E. Foster, Adeline D. Foster, William O. Haas, Ann R. Haas, W. 
Dwight Harrigan, William Dwight Harrigan, III, Ann B. Hearin, Joan H. Hearn, Ann
A. Hinote, Samuel I. Hinote, Thomas A. Horst, Jr., Diane A. Ireland, Scott B. 
Ireland, Frederick T. Kuykendall, III, Marsha A. Lauder, Robert E. Lee, John H. 
Martin, Paul H. Parham, John Sevier Parker, Rodney A. Pilot, J. Paul Sims, 
Jacqueline E. Sims, G. Marshall Smith, Gloria G. Smith, Lawrence P. Thomas, 
Janet M. Thomas, Hugh C. Van Hooser, Olive Van Hooser, Brent H. Waldron, George 
J. Waldron, III, Joan H. Waldron, Joel Michael Waldron, Mae S. Waldron, and 
Hosea O. Weaver and Sons, Inc. (collectively, the "Reporting Entities" or the 
"Reporting Persons").

               (b)  The following sets forth the residence or business address
of each Reporting Person who is a natural person and the business address of
each Reporting Person who is a corporation: E. Harmon Anderson, Jr., and Rebecca
V. Anderson is 2288 Burgett Road Mobile,


<PAGE>
 
Alabama 36605-2801.  The business address of Annwill Corporation is 561 Fairhope
Avenue, Fairhope, Alabama 36533.  The residence of Ruth W. Bedsole is 304 Portis
Avenue, Jackson, Alabama 36545.  The residence of Richard Bounds is 1601 Dauphin
Street, Mobile, Alabama 36604.  The residence of Bryanell S. Brown and Darrell 
Brown is P.O. Box 347, Highway 17, Millry, Alabama 36558.  The residence of 
Caroline Brown and Darrell Raiford Brown is P.O. Box 37, Millry, Alabama 36558. 
The residence of Paul E. Brown is P.O. Box 51, Millry, Alabama 36558.  The 
residence of William M. Callahan, Jr. and Mollye S. Callahan is 131 High Acres, 
Jackson, Alabama 36545.  The residence of David Gerald Chunn is 1404 Bel Air, 
#25, Pascagoula, Mississippi 39581.  The residence of John R. Cross is 3924 
Yester Place, Mobile, Alabama 36608.  The residence of John Randolph Delchamps 
and Nancy H. Delchamps is 2557 S. Delwood Drive, Mobile, Alabama 36606.  The 
residence of Raine Bedsole Demmas is 4 Audubon Boulevard, Louisiana 70118.  The 
residence of John E. Foster and Adeline D. Foster is P.O. Box 999 Foley, Alabama
36535.  The residence of William O. Haas and Ann R. Haas is 561 Fairhope Avenue,
Fairhope, Alabama 36533.  The residence of W. Dwight Harrigan is Orange Hill 
Road, Fulton, Alabama 36446.  The residence of William Dwight Harrigan, III is 
Route 2 Box 177 AA Grove Hill, Alabama 36451.  The residence of Ann B. Hearin is
18170 Scenic Highway 98, Point Clear, Alabama 36532.  The residence of John H. 
Hearn is 2821 Gaslight Lane East, Mobile, Alabama 36695.  The residence of Ann 
A. Hinote and Samuel I. Hinote is 1 Sans Souci Lane, Montrose, Alabama 36559.  
The residence of Thomas A. Horst, Jr. is 128 B Du Rhu Drive, Mobile, Alabama 
36608.  The residence of Ann S. Bedsole is 3632 Dauphin Street, Suite 101C, 
Mobile, Alabama 36608.  The residence of Scott B. Ireland and Diane A. Ireland 
is 90 River Route, Magnolia Springs, Alabama 36555.  The business address of 
Frederick T. Kuykendall, III is 505 20th Street North, 1100 Financial

<PAGE>
 
Center, Birmingham, Alabama 35203.  The residence of Robert E. Lee is 231 
Miracle Strip Parkway East, Mary Esther, Florida 32569.  The residence of Marsha
A. Lauder is 1729 Springhill Avenue, Mobile, Alabama 36604.  The residence of 
John H. Martin is 18779 Scenic Highway 98, Point Clear, Alabama 36564.  The 
residence of Paul H. Parham is P.O. Box 193, Jackson, Alabama 36545.  The 
residence of John Sevier Parker is 695 Bellangee, Fairhope, Alabama 36532.  The 
residence of Rodney A. Pilot is 309 Woodbridge Circle, Daphne, Alabama 36609.  
The residence of J. Paul Sims and Jacqueline E. Sims is 25 Park Terrace, Mobile,
Alabama 36604.  The residence of G. Marshall Smith and Gloria G. Smith is 1613 
Fairhaven Drive, Gautier, Mississippi 39553.  The residence of Lawrence P. 
Thomas and Janet M. Thomas is 56 Saggin Oaks Court, Fairhope, Alabama 36532.  
The residence of Hugh C. Van Hooser and Olive Van Hooser is 3807 Cypress Shores 
Drive North, Mobile, Alabama 36619.  The residence of Brent H. Waldron is 2 
Johnny Mercer Boulevard Apartment 1309, Savannah, Georgia 31410.  The residence 
of George J. Waldron, III and Joan H. Waldron is 2088 Venetia Road, Mobile, 
Alabama 36605.  The residence of Joel Michael Waldron is 5504 Regency Oaks Drive
North, Mobile, Alabama 36609.  The residence of Mae S. Waldron is 5504 Regency 
Oaks Drive North, Mobile, Alabama 36609.  The business address of Hosea O. 
Weaver and Sons, Inc. is Attention: Paul Weaver 7450 Howells Ferry Road, 
Mobile, Alabama 36689.

           (c)   The following sets forth as to each natural Reporting Person: 
his or her name; his or her present occupation or employment; and the name, 
principal business, and address of any corporation or other organization in 
which such employment is conducted.  For business entities, the following sets 
forth the entities name and principal business.  E. Harmon Anderson, Jr. and 
Rebecca V. Anderson are retired.  Annwill Corporation's principal business is 
leasing
<PAGE>
 
office space. Ruth W. Bedsole is retired. Richard Bounds is an attorney whose
business address is P.O. Box 66705 Mobile, Alabama 36660. Bryanell S. Brown is
an owner of Millry Telephone Company whose business address is P.O. Box 45,
Millry, Alabama 36558. Darrell Brown is an owner of Millry Telephone Company
whose business address is P.O. Box 45, Millry, Alabama 36558. Darrell Raiford
Brown is an owner of Millry Telephone Company whose business address is P.O. Box
45, Millry, Alabama 36558. Caroline Brown is not employed. Paul E. Brown is
employed by Millry Telephone Company whose business address is Highway 17,
Millry, Alabama 36558. William M. Callahan, Jr. is a vice-president of MWS Land
whose principal business is development of timberlands and whose business
address is P.O. Box 39, Jackson, Alabama 36545. Mollye S. Callahan is a retired
schoolteacher. David Gerald Chunn is a retired investor. John R. Cross is the
owner of Gulf Coast Trucking and Equipment whose principal business is sales and
whose business address is 2260 Halls Mill Road, Mobile, Alabama 36606. John
Randolph Delchamps is a real estate broker and owner of Randy Delchamps Real
Estate whose principal business is commercial real estate development and whose
address is 600 Bel Air Boulevard, Suite 131, Mobile, Alabama 36606. Nancy H.
Delchamps is not employed. Raine Bedsole Demmas is not employed. John E. Foster
and Adeline D. Foster are retired. William O. Haas is employed by U-Store-It
whose principal business is leasing and whose business address is 550 Fairhope
Avenue, Fairhope, Alabama 36532. Ann Haas is not employed. W. Dwight Harrigan is
an owner of Scotch Lumber whose principal business is the production of timber
products and whose business address is #1 Main Street, Fulton, Alabama 36446.
William Dwight Harrigan, III is an owner of Scotch Lumber whose principal
business is the production of timber products and whose business address is #1
Main Street, Fulton, Alabama 36446. Ann B. Hearin is a salesperson who is
employed by

<PAGE>
 
Village Peddler whose principal business is cookware sales and whose business
address is 312 Fairhope Avenue, Fairhope, Alabama 36532. Joan H. Hearn is an
accountant for Marble Works, Inc. whose business is manufacturing marble
fixtures and whose business address is 7738 McKinley Avenue, Mobile, Alabama
36608. Ann A. Hinote is not employed. Samuel I. Hinote is a catfish farmer, and
he is employed by Bayou Fisheries whose business is catfish farming and whose
business address is 2136 Highway 450, Greenville, Mississippi 38704. Thomas A.
Horst, Jr. is retired. Ann S. Bedsole is retired. Diane A. Ireland and Scott B.
Ireland are retired. Frederick T. Kuykendall, III is an attorney, and he is a
partner in the law firm Cooper, Mitch, Crawford, Kuykendall, and Whatley, L.L.C.
whose business address is 1100 Financial Center, 505 North 20th Street,
Birmingham, Alabama 35203. Robert E. Lee is an automobile dealer, and he is
employed by Lee Automotive Group, Inc. whose principal business is automotive
sales and service and whose business address is 541 Mary Esther Cutoff, Fort
Walton Beach, Florida 32548. Marsha A. Lauder is the officer manager for
physicians whose business address is 1729 Springhill Avenue, Mobile, Alabama
36609. John H. Martin is a managing director of Morgan Keegan and Company, Inc.
whose principal business is financial services and whose business address is 553
Fairhope Avenue, Fairhope Alabama 36532. Paul H. Parham's principal occupation
is construction, and he is employed by Parham and Parham whose business address
is P.O. Box 488, Jackson, Alabama 36545. John Sevier Parker is a self-employed
investor who works from his home residence. Rodney A. Pilot owns and manages
Pilot Catastrophe Services whose principal business is catastrophe related
services and whose address is 1055 Hillcrest Rd. Suite B2, Mobile, Alabama
36609. J. Paul Sims and Jacqueline E. Sims are retired. G. Marshall Smith is an
industrial salesman, and he is employed by Gulf Sales and Supplies whose
business is industrial supplies and whose address is 1909 Kenneth

<PAGE>
 
Avenue, Pascagoula, Mississippi. Gloria G. Smith is not employed. Lawrence P.
Thomas is a contractor and is employed by Thomas Roofing Company, Inc. whose
principal business is commercial roofing and whose business address is P.O. Box
485, Mobile, Alabama 36601. Janet M. Thomas is not employed. Hugh C. Van Hooser
and Olive Van Hooser are retired. Brent H. Waldron is a chemical salesman, and
he is employed by United Industries Corporation whose principal business is
chemical sales and whose business address is 8825 Page Boulevard, St. Louis,
Missouri 63114. George J. Waldron, III is the owner of GJW Enterprises, Inc.
whose principal business is investing and whose business address is 2088 Venetia
Road, Mobile, Alabama 36605. Joan H. Waldron is retired. Joel Michael Waldron
does light manual labor for Marc Enterprise. Mae S. Waldron is retired. Hosea O.
Weaver and Sons, Inc. is a construction company.

     (d) To the knowledge of the undersigned, none of the Reporting Persons has
been convicted in a criminal proceeding (excluding traffic violations or similar
misdemeanors) during the last five years.

     (e) To the knowledge of the undersigned, during the last five years, none
of the Reporting Persons was a party to a civil proceeding of a judicial or
administrative body of competent jurisdiction as a result of which such
proceeding was or is subject to a judgment, decree or final order enjoining
future violations of, or prohibiting or mandating activities subject to, federal
or state securities laws or finding any violation with respect to such laws.

     (f) All natural Reporting Persons are citizens of the United States.
Annwill Corporation and Hosea O. Weaver and Sons, Inc. are Alabama corporations.
<PAGE>
 
Item 3.  Source and Amount of Funds or Other Consideration
         -------------------------------------------------

              The Reporting Persons used an aggregate of at least $4,522,659.37
of personal funds to purchase the Securities. Additionally, the Reporting
Persons acquired Securities through other means as follows. Annwill Corporation
purchased its Securities with its working capital. John Randolph Delchamps
acquired some of his Securities through gifts. Nancy H. Delchamps acquired some
of her Securities through gifts from John Randolph Delchamps. John E. Foster
acquired 500 shares through an Individual Retirement Account (IRA). John
Randolph Delchamps, Scott B. Ireland, Diane A. Ireland, Frederick T. Kuykendall,
III, Robert E. Lee, George J. Waldron, III and Joan H. Waldron acquired a
portion of their Securities through a margin account with Morgan Keegan. Hugh C.
Van Hooser acquired 7,755 of his 19,545 shares through an IRA. Brent H. Waldron
acquired his Securities through a gift. George J. Waldron, III acquired a
portion of his Securities through gifts and an IRA. Joan H. Waldron acquired a
portion of her Securities through gifts. Mae S. Waldron acquired 3,121 of her
Securities through a distribution from an ESOP upon retirement from Delchamps,
Inc. and 24,509 of her Securities through gifts. Hosea O. Weaver and Sons, Inc.
purchased its Securities through its working capital.

Item 4.  Purpose of Transaction
         ----------------------
              The purpose of the transaction is to form a group (the "Group") to
achieve certain benefits with respect to the exercise of dissenters' rights by
the Group under the Alabama Business Corporation Act, which benefits are
expected to include, without limitation: (i) as a result of the allocation of
costs among the Group members, the cost incurred by each Group member should be
less than would be experienced by the Group member if he or she pursued
<PAGE>
 
his or her dissenters' rights claim individually, (ii) as a result of each Group
member's delegation of authority to the Agent, with respect to the assertion of
the dissenters' rights claims, the time requirements of each Group member should
be less than would be experienced by the Group member if he or she pursued his
or her dissenters' rights claims individually, and (iii) as a result of the
Group members' collective assertion of their dissenters' rights claims, any
proceedings in which those dissenters' rights claims are adjudicated should be
more efficiently conducted. 

Item 5. Interest in Securities of Issuer
        --------------------------------

              (a) The aggregate number and percentage of Securities to which
this Schedule 13D relates is 620,749 shares, representing 8.8% of the 7,200,043
shares outstanding as reported by the Issuer in its Proxy Statement dated
October 10, 1997 with respect to the Special Meeting of Shareholders of the
Company to be held on November 4, 1997, as of the October 8, 1997 record date
set forth in the Proxy Statement. The Reporting Persons beneficially own those
Securities as follows. E. Harmon Anderson, Jr. and Rebecca V. Anderson
beneficially own 575 shares, or approximately 0.0% of the shares outstanding, in
a joint account. Annwill Corporation beneficially owns 7,000 shares, or
approximately 0.1% of the shares outstanding. Ruth W. Bedsole may be deemed to
beneficially own 6,250 shares, or 0.1% of the shares outstanding, because she
owns individually an account with 2,000 shares and she is the Executrix of the
Estate of James Bedsole which owns an account with 4,250 shares. Richard Bounds
beneficially owns 5,000 shares, or 0.1% of the shares outstanding. Bryanell S.
Brown and Darrell Brown may each be deemed to beneficially own 10,525 shares, or
0.1% of the shares outstanding, because they are married and they have accounts
consisting of: 8,150 shares in a joint account; 450 held in an IRA for Bryanell
S. Brown; and 1,925 shares owned by Darrell
<PAGE>
 
Brown. Darrell Raiford Brown and Caroline Brown beneficially own through a joint
account 3,550 shares, or 0.0% of the share outstanding. Paul E. Brown
beneficially owns 3,140 shares, or 0.0% of the shares outstanding, consisting of
an account with 2,200 shares and an IRA with 940 shares. William M. Callahan,
Jr. and Mollye S. Callahan each beneficially own 600 shares, or 0.0% of the
shares outstanding, which they own through a joint account. David Gerald Chunn
beneficially owns 7,200 shares, or 0.1% of the shares outstanding. John R. Cross
beneficially owns 1,000 shares, or 0.0% of the shares outstanding. John Randolph
Delchamps and Nancy H. Delchamps may be deemed to beneficially own 254,723
shares, or 3.5% of the shares outstanding, because they are married and they own
shares consisting of: 187,440 owned in an individual account by John Randolph
Delchamps; 12,496 shares in John Randolph Delchamps' IRA; 40,121 shares owned by
John Randolph Delchamps as record holder; and 14,666 shares owned by Nancy H.
Delchamps as record holder. However, John Randolph Delchamps disclaims
beneficial ownership of the 14,666 shares beneficially owned by Nancy H.
Delchamps, and Nancy H. Delchamps disclaims the 240,057 shares beneficially
owned by John Randolph Delchamps. Raine Bedsole Demmas beneficially owns 1,000
shares, or 0.0% of the shares outstanding. John E. Foster and Adeline D. Foster
may be deemed to beneficially own 1,250 shares, or 0.0% of the shares
outstanding, because they are married and they own 750 shares through a joint
account and John E. Foster owns 500 shares through an IRA. William O. Haas and
Ann R. Haas may be deemed to beneficially own 18,000 shares, or 0.2% of the
outstanding shares, consisting of 11,000 shares they own in a joint account and
7,000 shares owned by Annwill Corporation, a wholly owned corporation. W. Dwight
Harrigan beneficially owns 17,750 shares, or 0.2% of the outstanding shares.
William Dwight Harrigan, III may be deemed to beneficially own 1,900 shares, or
0.0% of the shares outstanding, owned by the
<PAGE>
 
Andrew Boyd Harrigan Trust of 1990 because he is the trustee. Ann B. Hearin
beneficially owns 950 shares, or 0.0% of the shares outstanding. Joan H. Hearn
beneficially owns 1,500 shares, or 0.0% of the shares outstanding. Ann A. Hinote
and Samuel I. Hinote may be deemed to beneficially own 12,165, or 0.2% of the
outstanding shares, because Ann A. Hinote and Samuel I. Hinote are married and
they beneficially own shares consisting of: 11,050 shares owned by Ann I. Hinote
individually; 240 shares owned by Samuel I. Hinote individually; and 875 shares
owned by Amy E. Hinote for which Samuel I. Hinote is the custodian. Thomas A.
Horst, Jr. beneficially owns 5,400 shares, or 0.1% of the shares outstanding,
consisting of 4,500 shares beneficially owned through a personal account and 900
shares beneficially owned through an IRA. Ann S. Bedsole may be deemed to
beneficially own 1,350 shares, or 0.0% of the shares outstanding, because she is
the Executrix of the Estate of Margaret Huey who owns the shares. Diane A.
Ireland and Scott B. Ireland each beneficially owns 1,200 shares, or 0.0% of the
shares outstanding, consisting of a joint account owned by them. Frederick T.
Kuykendall, III beneficially owns 21,180 shares, or 0.3% of the shares
outstanding. Robert E. Lee beneficially owns 19,500 shares, or 0.3% of the
shares outstanding. Marsha A. Lauder beneficially owns 3,000 shares, or 0.0% of
the shares outstanding. John H. Martin may be deemed to beneficially own 59,519
shares, or 0.8% of the shares outstanding, because he owns 43,758 shares in a
personal account; 250 shares in an IRA; 10,322 shares in a 401(k) plan; he is
the custodian of 1,740 shares held in an account for his minor daughter, Julia
McGowin Martin; and he is the custodian of 3,449 shares held in an account for
his minor son, White Smith Martin. Paul H. Parham beneficially owns 3,350
shares, or 0.0% of the shares outstanding, which he owns with his wife in a
joint account. John Sevier Parker beneficially owns 3,200 shares, or 0.0% of the
shares outstanding, in an individual account. Rodney A. Pilot beneficially owns
15,000 shares,
<PAGE>
 
or 0.2% of the shares outstanding, in an individual account. J. Paul Sims and
Jacqueline E. Sims each beneficially own 4,000 shares, or 0.1% of the shares
outstanding, in a joint account. G. Marshall Smith and Gloria G. Smith each
beneficially own 12,900 shares, or 0.2% of the shares outstanding, in a joint
account. Lawrence P. Thomas and Janet M. Thomas each beneficially own 900
shares, or 0.0% of the shares outstanding, in a joint account. Hugh C. Van
Hooser and Olive Van Hooser may be deemed to beneficially own 19,545 shares, or
0.3% of the shares outstanding, because they are married and they beneficially
own shares consisting of 7,755 shares owned by Hugh C. Van Hooser is an
individual account and 11,790 shares owned by them in a joint account. Brent H.
Waldron beneficially owns 10,138 shares, or 0.1% of the shares outstanding, in
an individual account. George J. Waldron, III and Joan H. Waldron may be deemed
to beneficially own 63,309 shares, or 0.9% of the shares outstanding, because
they are married they each may beneficially own shares consisting of: 51,880
shares owned by them in a joint account; 5,369 shares owned by George J.
Waldron, III held in an IRA; 170 shares owned by Joel Michael Waldron who George
J. Waldron, III is a legal guardian for; and 5,890 shares owned by their minor
daughter, Kristy Lynn Waldron, who resides with them. Joel Michael Waldron is
the beneficial owner of 170 shares, or 0.0% of the shares outstanding. Mae S.
Waldron beneficially owns 27,630 shares, or 0.4% of the shares outstanding,
consisting of 24,509 shares she owns in a personal account and 3,121 shares held
in an IRA account. Hosea O. Weaver & Sons, Inc. beneficially owns 6,000 shares,
or 0.1% of the shares outstanding, in an individual account.

              (b) Of the Securities listed in paragraph 5(a) above, each
Reporting Person shares the power to vote and dispose of the Securities with
Frederick T. Kuykendall, III, as agent. Additionally, certain Reporting Persons
share the power to vote and dispose of the Securities
<PAGE>
 
with others as well. E. Harmon Anderson, Jr. and Rebecca V. Anderson share the
power of voting and disposition of their 575 shares. George J. Waldron, III and
Joan H. Waldron share the power of voting and disposition of 51,880 shares. Joel
Michael Waldron's power of voting and disposition of 170 shares is vested in
George J. Waldron, III and Sharon W. Padgett (guardians). John E. Foster and
Adeline D. Foster share the power of voting and disposition of 1,250 shares.
Hugh C. Van Hooser and Olive Van Hooser share the power of voting and
disposition of 19,545 shares. William M. Callahan, Jr. and Mollye S. Callahan
share the power of voting and disposition of 600 shares. J. Paul Sims and
Jacqueline E. Sims share the power of voting and disposition of 4,000 shares.
Raiford Brown and Caroline Brown share the power of voting and disposition of
3,550 shares. William O. Haas and Ann R. Haas share the power of voting and
disposition of 18,000 shares. Scott B. Ireland and Diane A. Ireland share the
power of voting and disposition of 1,200 shares. Samuel I. Hinote and Ann A.
Hinote share the power of voting and disposition of 12,165 shares. Lawrence P.
Thomas and Janet M. Thomas share the power of voting and disposition of 900
shares.

              (c) The only transaction concerning the Securities by the
Reporting Persons during the last 60 days was a sale of 2,000 shares by Hugh C.
Van Hooser on October 24, 1997 for $59,250 to Morgan Keegan.

              (d) Frederick T. Kuykendall, III, as agent for the benefit of the
Reporting Persons, has the right to receive all monetary awards, settlement
proceeds or other monies payable to the Reporting Persons or for the Reporting
Persons' Securities as a result of the merger of Delta Acquisition Corporation
into the Delchamps, Inc. or the exercise of the Reporting Persons' dissenters'
rights claims under the Alabama Corporation Act.

              (e) Not applicable.
<PAGE>
 
Item 6.  Contracts, Arrangements, Understandings or Relationships with Respect
         to Securities of the Issuer
         ---------------------------

              Each of the Reporting Persons has entered into a separate
written agreement (an "Engagement Agreement") with Frederick T. Kuykendall, III
(the "Agent"), which Engagement Agreement appoints the Agent as the proxy, agent
and attorney-in-fact of the Reporting Persons with respect to the Securities
owned beneficially by the Reporting Persons. The form of Engagement Agreement,
containing conformed signatures of the Reporting Persons, is filed as Exhibit 1
hereto.

Item 7.  Material to be Filed as Exhibits
         --------------------------------

           Exhibit 1         Engagement Agreement between the Reporting Persons
                             and Frederick T. Kuykendall, III.

           Exhibit 2         Joint Filing Agreement


Signature

              After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this statement is true,
complete and correct.

Dated:  October 31, 1997


                                  E. HARMON ANDERSON, JR.


                                  By:/s/ Frederick T. Kuykendall, III
                                     -------------------------------------
                                     E. Harmon Anderson, Jr.
                                     by:  Frederick T. Kuykendall, III,
                                     Agent and Attorney-in-Fact
<PAGE>
 
                                 REBECCA V. ANDERSON                       
                                                                           
                                                                           
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Rebecca V. Anderson                  
                                    by:  Frederick T. Kuykendall, III,   
                                    Agent and Attorney-in-Fact           
                                                                           
                                                                           
                                 ANNWILL CORPORATION                       
                                                                           
                                                                           
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    William O. Haas, President           
                                    by:  Frederick T. Kuykendall, III,   
                                    Agent and Attorney-in-Fact           
                                                                           
                                                                           
                                 ANN S. BEDSOLE, EXECUTRIX                 
                                                                           
                                                                           
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Ann S. Bedsole, Executrix            
                                    by:  Frederick T. Kuykendall, III    
                                    Agent and Attorney-in-Fact           
                                                                           
                                                                           
                                 RUTH W. BEDSOLE, INDIVIDUALLY AND         
                                 AS EXECUTRIX OF THE JAMES BEDSOLE         
                                 ESTATE                                    
                                                                           
                                                                           
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Ruth W. Bedsole                      
                                    by:  Frederick T. Kuykendall, III,   
                                    Agent and Attorney-in-Fact           
                                                                           
                                                                           
                                 RICHARD BOUNDS                            
                                                                           
                                                                           
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Richard Bounds                       
                                    by:  Frederick T. Kuykendall, III    
                                    Agent and Attorney-in-Fact            
<PAGE>
 
                                 BRYANELL S. BROWN                       
                                                                         
                                                                         
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Bryanell S. Brown                  
                                    by:  Frederick T. Kuykendall, III  
                                    Agent and Attorney-in-Fact         
                                                                         
                                                                         
                                 DARRELL BROWN                           
                                                                         
                                                                         
                                 By:/s/ Frederick T. Kuykendall, III    
                                    --------------------------------------
                                    Darrell Brown                      
                                    by:  Frederick T. Kuykendall, III  
                                    Agent and Attorney-in-Fact         
                                                                         
                                                                         
                                 DARRELL RAIFORD BROWN                   
                                                                         
                                                                         
                                 By:/s/ Frederick T. Kuykendall, III    
                                 -----------------------------------------
                                    Darrell Raiford Brown              
                                    by:  Frederick T. Kuykendall, III  
                                    Agent and Attorney-in-Fact         
                                                                         
                                                                         
                                 CAROLINE BROWN                          
                                                                         
                                                                         
                                 By:/s/ Frederick T. Kuykendall, III    
                                 -----------------------------------------
                                    Caroline Brown                     
                                    by:  Frederick T. Kuykendall, III  
                                    Agent and Attorney-in-Fact         
                                                                         
                                                                         
                                 PAUL E. BROWN                           
                                                                         
                                                                         
                                 By:/s/ Frederick T. Kuykendall, III    
                                    --------------------------------------
                                    Paul E. Brown                      
                                    by:  Frederick T. Kuykendall, III  
                                    Agent and Attorney-in-Fact          
<PAGE>
 
                                 MOLLYE S. CALLAHAN                      
                                                                         
                                                                         
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Mollye S. Callahan                 
                                    by:  Frederick T. Kuykendall, III  
                                    Agent and Attorney-in-Fact         
                                                                         
                                                                         
                                 WILLIAM M. CALLAHAN, JR.                
                                                                         
                                                                         
                                 By:/s/ Frederick T. Kuykendall, III    
                                    --------------------------------------
                                    William M. Callahan, Jr.           
                                    by:  Frederick T. Kuykendall, III  
                                    Agent and Attorney-in-Fact         
                                                                         
                                                                         
                                 DAVID G. CHUNN                          
                                                                         
                                                                         
                                 By:/s/ Frederick T. Kuykendall, III    
                                    --------------------------------------
                                    David G. Chunn                     
                                    by:  Frederick T. Kuykendall, III  
                                    Agent and Attorney-in-Fact         
                                                                         
                                                                         
                                 JOHN R. CROSS                           
                                                                         
                                                                         
                                 By:/s/ Frederick T. Kuykendall, III    
                                    --------------------------------------
                                    John R. Cross                      
                                    by:  Frederick T. Kuykendall, III  
                                    Agent and Attorney-in-Fact         
                                                                         
                                                                         
                                 JOHN RANDOLPH DELCHAMPS                 
                                                                         
                                                                         
                                 By:/s/ Frederick T. Kuykendall, III    
                                    --------------------------------------
                                    John Randolph Delchamps            
                                    by:  Frederick T. Kuykendall, III  
                                    Agent and Attorney-in-Fact          
<PAGE>
 
                                 NANCY H. DELCHAMPS                       
                                                                          
                                                                          
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Nancy H. Delchamps                  
                                    by:  Frederick T. Kuykendall, III   
                                    Agent and Attorney-in-Fact          
                                                                          
                                                                          
                                 RAINE BEDSOLE DEMMAS                     
                                                                          
                                                                          
                                 By:/s/ Frederick T. Kuykendall, III     
                                    --------------------------------------
                                    Raine Bedsole Demmas                
                                    by:  Frederick T. Kuykendall, III   
                                    Agent and Attorney-in-Fact          
                                                                            
                                                                            
                                   ADELINE D. FOSTER                        
                                                                            
                                                                            
                                   By:/s/ Frederick T. Kuykendall, III       
                                    --------------------------------------
                                      Adeline D. Foster                   
                                      by:  Frederick T. Kuykendall, III   
                                      Agent and Attorney-in-Fact          
                                                                            
                                                                            
                                   JOHN E. FOSTER, M.D.                     
                                                                            
                                                                            
                                   By:/s/ Frederick T. Kuykendall, III     
                                    --------------------------------------
                                      John E. Foster, M.D.                
                                      by:  Frederick T. Kuykendall, III   
                                      Agent and Attorney-in-Fact          
                                                                            
                                                                            
                                   ANN R. HAAS                              
                                                                            
                                                                            
                                   By:/s/ Frederick T. Kuykendall, III     
                                    --------------------------------------
                                      Ann R. Haas                         
                                      by:  Frederick T. Kuykendall, III   
                                      Agent and Attorney-in-Fact           
   
<PAGE>
 
                                 WILLIAM O. HAAS                        
                                                                        
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    William O. Haas                     
                                    by:  Frederick T. Kuykendall, III   
                                    Agent and Attorney-in-Fact          
                                                                        
                                                                        
                                 W. DWIGHT HARRIGAN                     
                                                                        
                                                                        
                                 By:/s/ Frederick T. Kuykendall, III   
                                    --------------------------------------
                                    W. Dwight Harrigan                
                                    by:  Frederick T. Kuykendall, III 
                                    Agent and Attorney-in-Fact        
                                                                        
                                                                        
                                 WILLIAM DWIGHT HARRIGAN, III           
                                 TRUSTEE, ANDREW BOYD HARRIGAN          
                                 TRUST OF 1990                          
                                                                        
                                                                        
                                 By:/s/ Frederick T. Kuykendall, III   
                                    --------------------------------------
                                    William Dwight Harrigan, III, Trust
                                    by:  Frederick T. Kuykendall, III 
                                    Agent and Attorney-in-Fact        
                                                                        
                                                                        
                                 ANN B. HEARIN                          
                                                                        
                                                                        
                                 By:/s/ Frederick T. Kuykendall, III   
                                    --------------------------------------
                                    Ann B. Hearin                     
                                    by:  Frederick T. Kuykendall, III 
                                    Agent and Attorney-in-Fact        
                                                                        
                                                                        
                                 JOAN H. HEARN                          
                                                                        
                                                                        
                                 By:/s/ Frederick T. Kuykendall, III   
                                    --------------------------------------
                                    Joan H. Hearn                     
                                    by:  Frederick T. Kuykendall, III 
                                    Agent and Attorney-in-Fact         
<PAGE>
 
                                 ANN A. HINOTE                               
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------------
                                    Ann A. Hinote                          
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 SAMUEL I. HINOTE, INDIVIDUALLY AND          
                                 AS CUSTODIAN FOR AMY E. HINOTE              
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------------
                                    Samuel I. Hinote, Individually and as  
                                    Custodian for Amy E. Hinote            
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 THOMAS A HORST, JR.                         

                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------------
                                    Thomas A. Horst, Jr.                   
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 DIANE A. IRELAND                            
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------------
                                    Diane A. Ireland                       
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                            
                                                                             
                                 SCOTT B. IRELAND                            
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------------
                                    Scott B. Ireland                       
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact              
<PAGE>
 
                                 FREDERICK T. KUYKENDALL, III                
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III         
                                    --------------------------------------
                                    Frederick T. Kuykendall, III           
                                                                             
                                                                             
                                 MARSHA A. LAUDER                            
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Marsha A. Lauder                       
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 ROBERT E. LEE                               
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Robert E. Lee                          
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 JOHN H. MARTIN, INDIVIDUALLY AND AS         
                                 CUSTODIAN FOR JULIA MCGOWIN                 
                                 MARTIN, WHITE SMITH MARTIN, THE             
                                 JOHN H. MARTIN IRS AND THE JOHN H.          
                                 MARTIN 401K                                 
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    John M. Martin                         
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 PAUL H. PARHAM                              
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Paul H. Parham                         
                                    by:  Frederick T. Kuykendall, III,     
                                    Agent and Attorney-in-Fact              
<PAGE>
 
                                 JOHN S. PARKER                              
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    John S. Parker                         
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 RODNEY A. PILOT                             
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Rodney A. Pilot                        
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 J. PAUL SIMS                                
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    J. Paul Sims                           
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 JACQUELINE E. SIMS                          
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Jacqueline E. Sims                     
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 G. MARSHALL SMITH                           
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    G. Marshall Smith                      
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                                                             
                                                                             
<PAGE>
 
                                 GLORIA G. SMITH                             
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Gloria G. Smith                        
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 LAWRENCE P. THOMAS                          
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Lawrence P. Thomas                     
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                            
                                                                             
                                 JANET M. THOMAS                             
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Janet M. Thomas                        
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 HUGH C. VAN HOOSER                          
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Hugh C. Van Hooser                     
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 OLIVE VAN HOOSER                            
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Olive Van Hooser                       
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                                                             
<PAGE>
 
                                 BRENT H. WALDRON                            
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Brent H. Waldron                       
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 GEORGE J. WALDRON, III                      
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    George J. Waldron, III                 
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                            
                                                                             
                                 JOAN H. WALDRON                             
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Joan H. Waldron                        
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 JOEL MICHAEL WALDRON                        
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Sharon W. Padgett, Guardian            
                                    by:  Frederick T. Kuykendall, III,     
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                 MAE S. WALDRON                              
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III        
                                    --------------------------------------
                                    Mae S. Waldron                         
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact             
                                                                             
                                                                             
                                                                             
<PAGE>
 
                                 HOSEA O. WEAVER & SONS, INC.                
                                                                             
                                                                             
                                 By:/s/ Frederick T. Kuykendall, III
                                    --------------------------------------
                                    Paul E. Weaver, President              
                                    by:  Frederick T. Kuykendall, III      
                                    Agent and Attorney-in-Fact              

<PAGE>
 
                                   EXHIBIT 1


                               October 22, 1997




To Shareholders of Delchamps, Inc.
Wishing to Exercise Dissenter's Rights

         Re:      Participation in Delchamps, Inc. Dissenters' Rights Group
                  ---------------------------------------------------------

Dear Sir or Madam:

                  This letter agreement ("Agreement") sets forth the terms upon
which the undersigned (the "Member") has agreed to participate in the Delchamps,
Inc. Dissenters' Rights Group (the "Group"). The Group will be formed among
certain shareholders of Delchamps, Inc. (the "Company") who wish to combine
their resources and, jointly through the Agent (defined below), exercise
dissenters' rights under the Alabama Business Corporation Act ("ABCA") with
respect to the proposed merger of Delta Acquisition Corporation into the Company
(the "Merger"). Under the terms of the Merger, the Member and all other Group
Members have been offered $30 for each share of the Company's common stock owned
by them. The goal to be pursued by the Agent on behalf of the Group is to
achieve the fair value for the shares of Company stock owned by the Group
Members, which value the Group Members believe is substantially in excess of $30
per share, together with reimbursement of attorneys' fees, court costs and other
expenses incurred in connection with the exercise of dissenters' rights by the
Group.

                  THE MEMBER ACKNOWLEDGES THAT NEITHER THE AGENT NOR ANYONE ELSE
HAS MADE ANY REPRESENTATION, GUARANTY OR PROMISE TO THE MEMBER THAT THE MEMBER
WILL RECEIVE GREATER THAN $30 PER SHARE FOR COMPANY STOCK AS A RESULT OF
MEMBERSHIP IN THE GROUP, OR THAT THE MEMBER WILL BE REIMBURSED ANY AMOUNTS PAID
BY THE MEMBER UNDER THIS AGREEMENT. THE MEMBER FURTHER ACKNOWLEDGES THAT NEITHER
THE AGENT NOR ANYONE ELSE HAS MADE ANY REPRESENTATION, GUARANTY OR PROMISE THAT
$30 PER SHARE IS THE MINIMUM PRICE THAT THE MEMBER WILL RECEIVE FOR HIS OR HER
SHARES OF STOCK OF THE COMPANY.

1.       APPOINTMENT AND AUTHORITY OF AGENT.
         ----------------------------------

                  The Member hereby appoints Frederick T. Kuykendall, III (the
"Agent") as the Member's proxy, agent and attorney-in-fact, to act for the
Member and the Group in connection 
<PAGE>
 
2
October 22,1997


with all matters involving the Member's shares of stock of the Company. Without
limiting the generality of the foregoing, the Member specifically authorizes the
Agent to perform all of the following acts and exercise all of the following
powers for the Member and in his or her name, place and stead:

         (a)      To represent the Member in the Member's capacity as a
                  stockholder of the Company, which authority shall include (but
                  is not limited to) the authority to execute consent agreements
                  and to attend any meetings of stockholders and to agree to or
                  vote (or execute proxies in favor of others to agree or vote)
                  in the name of the Member on all questions or matters, and
                  specifically to either vote the Member's shares of Company
                  stock against the Merger or to refrain from voting the
                  Member's shares of Company stock in favor of the Merger;

         (b)      To represent the Member and to take any action in the name of
                  the Member as the Agent in his sole discretion determines
                  appropriate in connection with the exercise of the Member's
                  dissenter's rights under the ABCA, which authority shall
                  include (but is not limited to) the authority to send the
                  notices required by ABCA Sections 10-2B-13.21, 10-2B-13.23 and
                  10-2B-13.28;

         (c)      To initiate, prosecute, defend and otherwise represent the
                  Member in any judicial proceeding (whether as plaintiff or
                  defendant) that the Agent in his sole discretion determines
                  appropriate in connection with the exercise of the Member's
                  dissenter's rights under the ABCA or otherwise to further the
                  interests of the Member or the Group, and, in connection
                  therewith, to apply for and obtain any attachments,
                  sequestrations, injunctions and appeals, give any requisite
                  security, and sign any necessary bonds;

         (d)      To refer the Member's dissenter's rights claim, and any
                  related claim or dispute to arbitration or mediation, and to
                  initiate, prosecute, defend and otherwise represent the Member
                  in any arbitration or mediation proceedings relating to the
                  Member's dissenter's rights claim or any related claim or
                  dispute (whether as plaintiff or defendant);

         (e)      To settle and compromise the Member's dissenter's rights claim
                  and any related claim, dispute or proceeding, and grant in the
                  name of the Member any releases or indemnifications that the
                  Agent in his sole discretion, determines appropriate in
                  connection therewith;

         (f)      To cause the shares of Company stock that are currently
                  registered in the name of the Member to be registered in the
                  Agent's name, in his capacity as Agent for the Member, to
                  obtain or cause to be affixed to the certificates representing
                  those shares any endorsements, legends or other notations as
                  may be required by the ABCA or as the Agent, in his sole
<PAGE>
 
3
October 22, 1997

                  discretion deems appropriate in connection with the exercise
                  of the Member's dissenter's rights claim or the exercise of
                  any powers granted to the Agent hereunder;

         (g)      To engage attorneys, valuation experts and other professionals
                  in connection with the Agent's exercise of the Member's
                  dissenter's rights claim or in connection with the prosecution
                  or defense of any related claim, or in connection with the
                  Agent's exercise of any of the other powers granted to the
                  Agent in this Agreement, which grant of authority includes,
                  but is not limited to, the authority to engage the law firm of
                  Gardner, Middlebrooks, Fleming & Hamilton, P.C., on the terms
                  set forth in the engagement letter attached hereto as Exhibit
                  A, and to engage the services of Stone, Pigman, Walther,
                  Wittmann & Hutchinson on the terms set forth in the engagement
                  letter attached hereto as Exhibit B.

         (h)      To receive and receipt for all monetary awards, settlement
                  proceeds or other monies payable to the Member or for the
                  Member's shares of Company stock as a result of the Merger or
                  the exercise of the Member's dissenters' rights claim.

         (i)      To take any other action concerning the Company and the
                  Member's status as a shareholder or exerciser of dissenter's
                  rights with respect to the Company, as fully, completely and
                  effectively and for all intents and purposes with the same
                  validity as though the action had been expressly provided for
                  herein and as though the Member had taken the action in
                  person.

         (j)      To make, sign and execute in the name of the Member all
                  agreements, contracts and instruments that may be necessary or
                  convenient in the Agent's sole discretion to carry out any
                  actions or transactions entered into by the Agent for the
                  Member or to enable the Agent to fully exercise the powers
                  granted herein and to include therein such terms, conditions
                  and provisions as the Agent shall deem appropriate and to bind
                  the Member as firmly as though each instrument had been signed
                  by the Member in person.

The actions undertaken by the Agent for the Member, and all transactions entered
into by the 
<PAGE>
 
4
October 22, 1997


Agent for the Member shall be on such terms and conditions as to payment and
otherwise as the Agent may in his sole discretion determine. The Member hereby
agrees to ratify and confirm all actions that the Agent shall take pursuant to
this Agreement.


2.       ESTABLISHMENT OF GROUP.
         ----------------------
              (a) The Group will be composed of all Group Members who make
their initial contribution to the Escrow Account in accordance with subsection
(b) below. The Member acknowledges that the Agent will cause an SEC Schedule 13D
(the "Schedule 13D") to be filed in connection with the formation of the Group,
pursuant to the provisions of Section 13(d) of the Securities Exchange Act of
1934. In order to enable the Agent to file the Schedule 13D, the member has
provided to the Agent the information set forth on Exhibit C attached hereto and
made a part hereof. The Member represents and warrants that the information set
forth on Exhibit C is accurate and complete, and the Member agrees to provide
all additional information as the Agent or any attorneys for the Group may from
time to time request in connection with the filing of the Schedule 13D, any
amendments or supplements thereto, or in connection with the exercise of the
Member's dissenter's rights or the exercise of any powers granted to the Agent
hereunder.

              (b) At any time after the Agent has received membership
commitments such as this Agreement from Group Members owning in the aggregate at
least 500,000 shares of Company stock, the Agent may send to each Group Member a
notice to that effect (the "Commencement Notice"), which Commencement Notice
will include (i) the names of all Group Members, (ii) the number of shares owned
by each Group Member, and (iii) the percentage of the total number of shares of
Company stock owned by all Group Members that each Group Member owns (the
"Applicable Percentage"). Contemporaneously with the execution of this
Agreement, the Member has paid to the Agent the Member's initial contribution to
the Escrow Account, which contribution is equal to the product of $0.20
multiplied by the number of Company shares owned by the Member.

3.       ESTABLISHMENT OF ESCROW ACCOUNT.
         -------------------------------

              (a) The Agent will establish an account (the "Escrow Account")
at Whitney Bank of Alabama, N.A., or any other financial institution as the
Agent, in his sole discretion, designates from time to time. The Agent will have
no responsibility or liability for the failure or insolvency of the institution
at which the Escrow Account is established. The initial contributions by the
Group Members to the Escrow Account pursuant to Section 2 above, together with
all proceeds of Cash Calls (defined below), and any proceeds from any judgment
or settlement of the Group Members' dissenters' rights claims, or otherwise
received by the Agent with respect to the Company shares, shall be deposited
into the Escrow Account and
<PAGE>
 
5
October 22, 1997



applied in accordance with this Agreement. All right, title and interest in and
into the Escrow Account shall vest in the Agent, on behalf of the Group Members,
and the Escrow Account shall be subject to the exclusive dominion and control of
the Agent. The Escrow Account may be non-interest bearing or interest-bearing,
in the discretion of the Agent.

              (b) The Agent shall use the funds in the Escrow Account to pay
all expenses incurred by the Agent in connection with the preparation of this
Agreement and the formation of the Group, and all expenses incurred by the Agent
in connection with this Agreement and the exercise of the Agent's rights, powers
and duties hereunder (collectively, "Group Expenses"). Without limiting the
generality of the foregoing, Group Expenses shall include fees and disbursements
of attorneys, valuation experts, investment bankers or other professionals
engaged by Agent in connection herewith, court costs, postage, telephone
charges, airfare and lodging. Group Expenses shall also include any expenses
incurred by the Agent in connection with any claim, defense or counterclaim
against the Agent. Upon request, the Agent will provide to any Group Member a
statement showing receipts and disbursements from the Escrow Account. Following
termination of this Agreement and the Group pursuant to subsection 5(b), the
Agent will distribute to each Group Member his or her Applicable Percentage of
the funds in the Escrow Account.

              (c) If at any time the Agent determines, in his sole
discretion, that the funds remaining in the Escrow Account may be insufficient
to meet projected Group Expenses, then the Agent may deliver to the Group
Members a notice (a "Cash Call"), notifying the Group Members of the amount
required to be deposited into the Escrow Account, and indicating each Group
Member's Applicable Percentage of the required total amount. The Member agrees
to pay the amount required by any Cash Call within fifteen (15) days from
receipt of the Cash Call notice. If the Member fails to pay a Cash Call, then
the Member agrees that he of she will be further obligated to pay interest on
the Cash Call amount from the due date until paid, at an annual rate equal to
four percent (4%) over the Prime Rate published in the Wall Street Journal on
the due date of the Cash Call.

              (d) As security for the Member's obligation to pay all Cash Calls
hereunder and for the prompt payment and performance of all other obligations of
the Member hereunder, the Member hereby grants to the Agent a security interest
in (i) the shares of Company stock owned by the Member, (ii) any funds hereafter
on deposit in the Escrow Account which are distributable to the Member, (iii)
the Member's rights in and to any judgment or settlement obtained in connection
with the exercise of the Member's dissenters' rights, and (iv) all proceeds of
any of the foregoing. In the event that the Member defaults in the payment of
any Cash Call, or in the payment or performance of any other obligation
hereunder, the Agent shall have all rights of a secured party under Article IX
of the Uniform Commercial Code, as adopted in the state of Alabama, with respect
to the collateral described in the preceding sentence. Delay by the Agent in
exercising any right or remedy with respect to any default by the Member
<PAGE>
 
6
October 22,1997


hereunder shall not be construed as a waiver of that default, and the Member
specifically acknowledges that the Agent may, but shall be under no obligation
to, refrain from exercising the Agent's remedies hereunder until immediately
prior to the termination of this Agreement, at which time the Agent may offset
all amounts due from the Member hereunder (including interest, attorneys' fees
and expenses) against amounts distributable to the Member from the Escrow
Account. To perfect the security interest granted herein, and to further the
Agent's exercise of the powers granted to the Agent hereunder, the Member has
simultaneously with his or her execution of this Agreement delivered to the
Agent the certificates representing all shares of Company stock owned by the
Member, duly endorsed in blank.

              (e) Notwithstanding the provisions of subsection (d) above, if the
Member has heretofore granted a security interest in the Member's Company shares
to a financial institution or to another broker-dealer registered with the
National Association of Securities Dealers (collectively, "Lienholders" and
individually a "Lienholder"), then (i) the security interest granted in
subsection (d) shall be second in priority to the Lienholder's security
interest, (ii) the Lienholder shall be permitted to continue to hold the
certificates representing all shares of Company stock owned by the Member,
(iii)contemporaneously with the Member's delivery of this Agreement to the
Agent, the Member shall notify the Agent of the name and address of the
Lienholder, the amount of the indebtedness and such other information as the
Agent may reasonably request, and (iv) the provisions of this subsection shall
apply. The Member hereby authorizes and directs the Agent to pay to the
Lienholder all sums required for the Lienholder to release it's security
interest in the Member's shares of Company stock. Payments pursuant to the
preceding sentence shall be made only from any monetary awards, settlement
proceeds or other monies received by the Agent for the account of the Member or
for the Member's shares of Company stock (and not from any sums contributed to
the Escrow Account by the Member), and shall be made prior to the distribution
of any sums from the Escrow Account to the Member. Subject to the payment of any
indebtedness of the Member to a Lienholder that is secured by the Member's
shares of Company stock, the Member hereby authorizes and directs the Lienholder
to deliver to the Agent all of the Member's shares of Company stock, together
with the proceeds of any monetary awards, settlement proceeds or other monies
received by the Lienholder for the account of the Member or for the Member's
shares of Company stock. Prior to the payment of any indebtedness of the Member
to the Lienholder that is secured by the Member's shares of Company stock, the
Lienholder shall hold the Member's shares of Company stock in street name or
appropriately endorsed to allow negotiation by the Lienholder and the Agent,
both as security for the Member's indebtedness to the Lienholder and as third-
party agent for the Agent to perfect the security interest granted to the Agent
in subsection (d) above. The Member agrees to execute any intercreditor
agreements or similar documents as may be requested by the Agent or the
Lienholder to further evidence or perfect the matters addressed in this
subsection.

              (f) Notwithstanding the provisions of subsection (d) above, if
the Member desires 
<PAGE>
 
7
October 22, 1997


to grant a security interest in the Member's Company shares to a Lienholder at
any time during the term of this Agreement, then (i) the security interest
granted in subsection (d) shall be second in priority to the Lienholder's
security interest, (ii) the Lienholder shall be permitted to hold the
certificates representing all shares of Company stock owned by the Member, (iii)
prior to the Member's grant of the security interest to the Lienholder, the
Member shall notify the Agent of the name and address of the Lienholder, the
amount of the indebtedness and such other information as the Agent may
reasonably request, and (iv) the provisions of this subsection shall apply. Upon
receipt of a notice of the Member's desire to grant a security interest to a
Lienholder pursuant to the preceding sentence, and provided that the Member has
paid all Cash Calls and otherwise complied with all obligations of the Member
under this Agreement, the Agent shall deliver the Company shares owned by the
Member to the Lienholder. Thereafter, the Lienholder shall hold the Member's
shares of Company stock in street name or appropriately endorsed to allow
negotiation by the Lienholder and the Agent, both as security for the Member's
indebtedness to the Lienholder and as third-party agent for the Agent to perfect
the security interest granted to the Agent in subsection (d) above. The Member
agrees to execute any intercreditor agreements or similar documents as may be
requested by the Agent or the Lienholder to further evidence or perfect the
matters addressed in this subsection.


4.       DUTIES AND RESPONSIBILITIES OF AGENT.
         ------------------------------------

              (a) The Agent will perform the duties and exercise the powers
granted to the Agent hereunder in good faith and with reasonable diligence. The
Agent will, upon the request of any Group Member, provide to the Group Member a
report on the current status of the dissenters' rights proceedings, and will
deliver to the Group Member a copy of any document or materials in the
possession of the Agent as the Group Member may specifically request. Except as
specifically provided herein, the Agent shall not have any duty or
responsibility to provide any Group Member with any reports or other
information.

              (b) The Member expressly acknowledges that neither the Agent
nor any of his attorneys, agents, or affiliates has made any representations or
warranties to the Member and no act hereinafter taken by any of these persons
shall be deemed to constitute any representation or warranty to the Member.
Notwithstanding any provision to the contrary in this Agreement, the Agent shall
not have any duties or responsibilities, except those expressly set forth
herein, nor any fiduciary relationship within any Group Member, and no implied
covenants, functions, responsibilities, duties, obligations or liabilities shall
be read into this Agreement or otherwise exist against the Agent. Further
notwithstanding any other provision of this Agreement, the Agent shall not be
liable for any action taken or omitted to be taken by the Agent in accordance
with this Agreement except for his own gross negligence or willful misconduct.
The Agent shall not be responsible for the negligence or misconduct of any
attorneys, agents or other representatives selected by him provided that such
selection occurs without gross negligence or
<PAGE>
 
8
October 22, 1997

willful misconduct. The Agent shall not be responsible for any act or failure to
act by any Lienholder.

              (c) Any advice or statements of legal counsel shall be full
and complete authorization and protection in respect of any action taken or
suffered to be taken by the Agent hereunder in good faith and in accordance
therewith. The Agent may rely, and shall be fully protected in acting, upon any
statement, certificate, instrument, opinion, report, notice, request, consent,
order, or other paper believed by him to be genuine and to have been signed or
presented by the proper party or parties or, in the case of cables, telecopies,
telecopies and telexes to have been sent by the proper party or parties. The
Agent shall not be under any obligation to exercise any of the rights or powers
vested in the Agent by this Agreement, whether at the request of a Group Member
or otherwise, unless the funds in the Escrow Account, as determined in the sole
discretion of the Agent, are sufficient to adequately provide for the expenses
and liabilities which may incurred by the Agent in compliance with such request
or direction. No provision of this Agreement shall be deemed to impose any duty
or obligation on the Agent to perform any act or exercise any right, power, duty
or obligation conferred or imposed on the Agent, in any jurisdiction in which it
shall illegal, or in which the Agent shall be unqualified or incompetent to
perform any such act or acts or to exercise any such right, power, duty or
obligation.

              (d) The Member agrees to pay, indemnify and hold the Agent and
the Agent's affiliates, attorneys and representatives harmless from and against
the Member's Applicable Percentage of any and all liabilities, obligations,
losses, damages, penalties, actions, judgments, suits, costs, expenses
(including without limitation attorneys' fees) or disbursements of any kind or
nature with respect to the execution, delivery, enforcement, performance and
administration of this Agreement and the exercise of the Member's dissenters'
right, or any other action undertaken in connection with this Agreement, unless
arising from the gross negligence or willful misconduct of the Agent. The Member
further agrees to indemnify and hold harmless the Agent and the Agent's
affiliates, attorneys and representatives from and against all expense, loss or
damage suffered by reason of any claim, defense or counterclaim against the
Agent arising out of or in connection with the exercise of the Member's
dissenters' rights, or any other action undertaken in connection with this
Agreement. The provisions of this subsection shall survive the termination of
this Agreement. The Member specifically acknowledges and agrees that any
payments due from the Member under this subsection may be deducted by the Agent
from any amounts payable to the Member from the Escrow Account.

              (e) The Agent may at any time, by giving written notice to the
Group Members, resign and be discharged of the responsibilities hereby created,
such resignation to become effective upon the appointment of a successor Agent.
As promptly as practicable after the giving of any notice of resignation, the
Group Members by written consent signed by Group Members whose Applicable
Percentages aggregate more than fifty percent (50%) (the "Required Group
<PAGE>
 
9
October 22, 1997


Members") shall elect a successor Agent. If no successor Agent shall be
appointed within thirty (30) days after the Agent gives his notice of
resignation, the Agent may apply to any court of competent jurisdiction to
appoint a successor Agent to act until such time, if any, as a successor shall
have been appointed by the Group Members as provided in the preceding sentence.
The Group Members, by a written consent signed by the Required Group Members,
may at any time upon giving 10 days' prior written notice to the Agent and the
other Group Members, remove the Agent and appoint a successor Agent, such
removal to be effective upon the acceptance of such appointment by the successor
Agent. The Agent shall deliver to any successor Agent any documents in his
possession that he is holding in his capacity as Agent. The Agent who has
resigned or been removed shall be entitled to be reimbursed for all costs and
expenses to the extent incurred or arising, or relating to events occurring,
before his resignation or removal. On the written request of the successor
Agent, the predecessor Agent shall execute and deliver any instruments
(including endorsing any stock certificates registered in the name of the
predecessor Agent) as may be required to transfer to the successor Agent all
rights, powers, trusts, duties, authority and title of the predecessor Agent
hereunder.

5.       WITHDRAWAL AND TERMINATION.
         --------------------------

              (a) Upon ten (10) days' prior written notice to the Agent, the
Member may withdraw from the Group. Upon the effective date of the withdrawal,
(i) the authority granted to the Agent in Section 1 shall terminate and cease to
be of any further force or effect, (ii) the Group Member will have no further
responsibility for any Cash Calls made after the effective date of withdrawal,
and (iii) provided that the Group Member has paid all Cash Calls and otherwise
complied with and discharged all obligations hereunder, the Agent shall deliver
to the Member all certificates representing Company stock owned by the Member,
which certificates shall be properly endorsed if registered in the name of the
Agent. Withdrawal by the Member shall not entitle the Member to be reimbursed
any sums from the Escrow Account, and shall not relieve the Group Member from
the obligation to pay any Cash Calls made by the Agent prior to the effective
date of withdrawal. Upon the withdrawal of any Member, the Applicable Percentage
of the remaining Members shall be recomputed to reflect the withdrawal.
Notwithstanding any withdrawal, the Member will continue to be bound under all
provisions of this Agreement that survive the termination hereof, including,
without limitation, subsections 4(d), 6(a) and 6(b).

              (b) This Agreement will terminate and be of no further force
and effect, except for the provisions hereof which survive the termination of
this Agreement, and the Group will be considered terminated for all purposes
hereunder, upon the last to occur of (i) the final resolution of the dissenters'
rights claims of the Group, and the final resolution of any other litigation,
arbitration or other proceedings instituted in connection herewith, whether by
settlement or final judgment, (ii) the receipt by the Agent and deposit into the
Escrow Account of the proceeds payable under any such settlement or judgment for
the Company stock owned 
<PAGE>
 
10
October 22, 1997


by the Group Members, and (iii) the distribution to each Group Member of his or
her Applicable Percentage of the Escrow Account (less any delinquent Cash Calls
or other amounts owed by the Group Member). As a condition of the Agent's
distribution to the Member of any sums from the Escrow Account, the Agent may
require that the Member release the Agent from any claims, liabilities or
responsibilities arising as a result of this Agreement or the Agent's service as
Agent hereunder, and the Member agrees to execute any document(s) as the Agent
may request to evidence such release.

6.       MISCELLANEOUS.
         -------------

              (a) The Member acknowledges that (i) the Agent is acting
hereunder in his individual capacity, and not as an agent of any Lienholder, or
Cooper, Mitch, Crawford, Kuykendall & Whatley ("CMCKW"), (ii) neither CMCKW nor
any Lienholder is advising the Agent in connection with this Agreement, and
neither CMCKW nor any Lienholder will advise the Agent in connection with any
act or decision not to act undertaken after the execution of this Agreement, and
(iii) neither CMCKW nor any Lienholder will be responsible in any manner
whatsoever with respect to any action or inaction of the Agent hereunder. The
Member agrees not to sue or otherwise look to either CMCKW or any Lienholder for
the satisfaction of any claim or alleged liability of the Agent hereunder. In
the event of a breach by the Member of the agreement set forth in the preceding
sentence, the Member agrees to pay all reasonable attorneys' fees and other
costs and expenses incurred by either CMCKW or any Lienholder in connection with
the defense (or prosecution) of any suit or claim, and to resolve the matter in
accordance with Section 6(b) of this Agreement.

              (b) Any claim or controversy that arises out of or relates in any
way to this Agreement or any alleged breach of it, shall be subject to binding
arbitration before either the National Association of Securities Dealers or the
New York Stock Exchange, pursuant to the rules of the organization selected. The
arbitration shall take place in Mobile, Alabama. The party initiating the
proceeding shall select the forum. The prevailing party shall be entitled to
reasonable attorneys' fees and costs. The parties to the agreement hereby waive
any rights they might have to assert a claim for punitive damages for any and
all acts and omissions that arise out of or are related to this Agreement.

              (c) The Agent shall have the same rights with respect to the
Company stock owned by the Agent as any other Group Member, and may exercise
such rights as though he were not the Agent hereunder.

              (d) This Agreement will be governed by, construed and enforced
in accordance with the laws of the state of Alabama.

                  (e) This agreement constitutes a proxy and agency agreement,
and shall not be 
<PAGE>
 
11
October 22, 1997


construed as creating any partnership or other relationship among the Agent and
the Member, or any other Group Member(s).

              (f) All notices and other communication required or permitted
hereunder shall be given to the Agent at the following address:

               Frederick T. Kuykendall, III
               Cooper, Mitch, Crawford, Kuykendall & Whatley
               505 North 20th Street, Suite 1100
               Birmingham, Alabama  35203
               Telecopier No.: (205) 328-9669


All notices or other communications required or permitted hereunder to the Group
Member will be given at the business address set forth on Exhibit C attached
hereto and made a part hereof. Either party may change its address for notices
by providing notice to the other party of the new address. All notices hereunder
shall be sent either by postage prepaid, certified mail, return receipt
requested, by any nationally recognized overnight courier service, by personal
delivery, or by telecopier. Notices sent by certified mail will be deemed
received on the third (3rd) day after postmark, notices sent by overnight
courier will be deemed received on the next business day after delivery to the
courier service, and notices sent by telecopier will be deemed received upon the
sender's receipt of electronic telecopier confirmation.


              (g) By signing below, the Agent and the Member indicate their
acceptance of and agreement to be bound by all of the terms and conditions of
this Agreement.


                                 AGENT:                                    
                                                                           
                                                                           
                                 /s/ Frederick T. Kuykendall, III          
                                 -----------------------------------------
                                                                           
                                                                           
                                 GROUP MEMBERS:                            
                                                                           
                                                                           
                                 E. HARMON ANDERSON, JR.                   
                                                                           
                                                                           
                                 By:/s/ E. Harmon Anderson, Jr.            
                                    --------------------------------------
                                    E. Harmon Anderson, Jr.              
                                                                           
<PAGE>
 
12
October 22, 1997

                                                                           
                                 REBECCA V. ANDERSON                       
                                                                           
                                                                           
                                 By:/s/ Rebecca V. Anderson                
                                    --------------------------------------
                                    Rebecca V. Anderson                  
                                                                           
                                                                           
                                 ANNWILL CORPORATION                       
                                                                           
                                                                           
                                 By:/s/ William O. Haas                    
                                    --------------------------------------
                                    William O. Haas, President           
                                                                           
                                                                           
                                 ANN S. BEDSOLE, EXECUTRIX                 
                                                                           
                                                                           
                                 By:/s/ Ann S. Bedsole                     
                                    --------------------------------------
                                    Ann S. Bedsole, Executrix            
                                                                           
                                                                           
                                 RUTH W. BEDSOLE, INDIVIDUALLY             
                                 AND AS EXECUTRIX OF THE JAMES             
                                 BEDSOLE ESTATE                            
                                                                           
                                                                           
                                 By:/s/ Ruth W. Bedsole                    
                                    --------------------------------------
                                    Ruth W. Bedsole                      
                                                                           
                                                                           
                                 RICHARD BOUNDS                            
                                                                           
                                                                           
                                 By:/s/ Richard Bounds                     
                                    --------------------------------------
                                    Richard Bounds                       
<PAGE>
 
13
October 22, 1997

                                                                           
                                                                           
                                 BRYANELL S. BROWN                         
                                                                           
                                                                           
                                 By:/s/ Bryanell S. Brown                  
                                    --------------------------------------
                                    Bryanell S. Brown                    
                                                                           
                                                                           
                                 DARRELL BROWN                             
                                                                           
                                                                           
                                 By:/s/ Darrell Brown                      
                                    --------------------------------------
                                   Darrell Brown                         
                                                                           
                                                                           
                                 DARRELL RAIFORD BROWN                     
                                                                           
                                                                           
                                 By:/s/ Darrell Raiford Brown              
                                    --------------------------------------
                                   Darrell Raiford Brown                 
                                                                           
                                                                           
                                 CAROLINE BROWN                            
                                                                           
                                                                           
                                 By:/s/ Caroline Brown                     
                                    --------------------------------------
                                    Caroline Brown                       
                                                                           
                                                                           
                                 PAUL E. BROWN                             
                                                                           
                                                                           
                                 By:/s/ Paul E. Brown                      
                                    --------------------------------------
                                    Paul E. Brown                        
                                                                           
                                                                           
                                 MOLLYE S. CALLAHAN                        
                                                                           
                                                                           
                                 By:/s/ Mollye S. Callahan                 
                                    --------------------------------------
                                    Mollye S. Callahan                   
<PAGE>
 
14
October 22, 1997

                                                                           
                                                                           
                                 WILLIAM M. CALLAHAN, JR.                  
                                                                           
                                                                           
                                 By:/s/ William M. Callahan, Jr.           
                                    --------------------------------------
                                    William M. Callahan, Jr.             
                                                                           
                                                                           
                                 DAVID G. CHUNN                            
                                                                           
                                                                           
                                 By:/s/ David G. Chunn                     
                                    --------------------------------------
                                    David G. Chunn                       
                                                                           
                                                                           
                                 JOHN R. CROSS                             
                                                                           
                                                                           
                                 By:/s/ John R. Cross                      
                                    --------------------------------------
                                    John R. Cross                        
                                                                           
                                                                           
                                 JOHN RANDOLPH DELCHAMPS                   
                                                                           
                                                                           
                                 By:/s/ John Randolph Delchamps            
                                    --------------------------------------
                                    John Randolph Delchamps              
                                                                           
                                                                           
                                 NANCY H. DELCHAMPS                        
                                                                           
                                                                           
                                 By:/s/ Nancy H. Delchamps                 
                                    --------------------------------------
                                    Nancy H. Delchamps                   
                                                                           
                                                                           
                                 RAINE BEDSOLE DEMMAS                      
                                                                           
                                                                           
                                 By:/s/ Raine Bedsole Demmas               
                                    --------------------------------------
                                    Raine Bedsole Demmas                 
<PAGE>
 
15
October 22,1997

                                                                           
                                                                           
                                 ADELINE D. FOSTER                         
                                                                           
                                                                           
                                 By:/s/ Adeline D. Foster                  
                                    --------------------------------------
                                    Adeline D. Foster                    
                                                                           
                                                                           
                                 JOHN E. FOSTER, M.D.                      
                                                                           
                                 By:/s/ John E. Foster, M.D.               
                                    --------------------------------------
                                    John E. Foster, M.D.                 
                                                                           
                                                                           
                                 ANN R. HAAS                               
                                                                           
                                                                           
                                 By:/s/ Ann R. Haas                        
                                    --------------------------------------
                                    Ann R. Haas                          
                                                                           
                                                                           
                                 WILLIAM O. HAAS                           
                                                                           
                                                                           
                                 By:/s/ William O. Haas                    
                                    --------------------------------------
                                    William O. Haas                      
                                                                           
                                                                           
                                 W. DWIGHT HARRIGAN                        
                                                                           
                                                                           
                                 By:/s/ W. Dwight Harrigan                 
                                    --------------------------------------
                                    W. Dwight Harrigan                   
                                                                           
                                                                           
                                 WILLIAM DWIGHT HARRIGAN, III              
                                 TRUSTEE, ANDREW BOYD HARRIGAN             
                                 TRUST OF 1990                             
                                                                           
                                                                           
                                 By:/s/ William Dwight Harrigan, III       
                                    --------------------------------------
                                    William Dwight Harrigan, III, Trustee 
                                                                         
 
<PAGE>
 
16
October 22,1997

                                                                          
                                 ANN B. HEARIN                             
                                                                           
                                                                           
                                 By:/s/ Ann B. Hearin                      
                                    --------------------------------------
                                    Ann B. Hearin                        
                                                                           
                                                                           
                                 JOAN H. HEARN                             
                                                                           
                                                                           
                                 By:/s/ Joan H. Hearn                      
                                    --------------------------------------
                                    Joan H. Hearn                        
                                                                           
                                                                           
                                                                           
                                 ANN A. HINOTE                             
                                                                           
                                                                           
                                 By:/s/ Ann A. Hinote                      
                                    --------------------------------------
                                    Ann A. Hinote                        
                                                                           
                                                                           
                                 SAMUEL I. HINOTE, INDIVIDUALLY            
                                 AND AS CUSTODIAN FOR AMY E.               
                                 HINOTE                                    
                                                                           
                                                                           
                                 By:/s/ Samuel I. Hinote                   
                                    --------------------------------------
                                    Samuel I. Hinote, Individually and as 
                                     Custodian for Amy E. Hinote          
                                                                           
                                                                           
                                 THOMAS A HORST, JR.                       
                                                                           
                                                                           
                                 By:/s/ Thomas A. Horst, Jr.               
                                    -------------------------------------- 
                                    Thomas A. Horst, Jr.                  
                                                                           
  
<PAGE>
 
17
October 22, 1997

                                                                         

                                 DIANE A. IRELAND                          
                                                                           
                                                                           
                                 By:/s/ Diane A. Ireland                   
                                    --------------------------------------
                                    Diane A. Ireland                     
                                                                           
                                                                           
                                 SCOTT B. IRELAND                          
                                                                           
                                                                           
                                 By:/s/ Scott B. Ireland                   
                                    --------------------------------------
                                    Scott B. Ireland                      
                                                                           
                                                                           
                                 FREDERICK T. KUYKENDALL, III              
                                                                           
                                                                           
                                 By:/s/ Frederick T. Kuykendall, III       
                                    -------------------------------------- 
                                    Frederick T. Kuykendall, III         
                                                                           
                                                                           
                                 MARSHA A. LAUDER                          
                                                                           
                                                                           
                                 By:/s/ Marsha A. Lauder                   
                                    --------------------------------------
                                    Marsha A. Lauder                     


                                                                           
                                 ROBERT E. LEE                             
                                                                           
                                                                           
                                 By:/s/ Robert E. Lee                      
                                    --------------------------------------
                                    Robert E. Lee                         
                                                                           
<PAGE>
 
18
October 22,1997

                                 JOHN H. MARTIN, INDIVIDUALLY              
                                 AND AS CUSTODIAN FOR JULIA                
                                 MCGOWIN MARTIN, WHITE SMITH               
                                 MARTIN, THE JOHN H. MARTIN IRA            
                                 AND THE JOHN H. MARTIN 401K               
                                                                           
                                                                           
                                 By:/s/ John H. Martin                     
                                    --------------------------------------
                                    John M. Martin                       
                                                                           
                                                                           
                                 PAUL H. PARHAM                            
                                                                           
                                                                           
                                 By:/s/ Paul H. Parham                     
                                    --------------------------------------
                                    Paul H. Parham                       
                                                                           
                                                                           
                                 JOHN S. PARKER                            
                                                                           
                                                                           
                                 By:/s/ John S. Parker                     
                                    --------------------------------------
                                    John S. Parker                        
                                                                           
                                                                           
                                 RODNEY A. PILOT                           
                                                                           
                                                                           
                                 By:/s/ Rodney A. Pilot                    
                                    --------------------------------------
                                    Rodney A. Pilot                       
                                                                           
                                                                           
                                 J. PAUL SIMS                              
                                                                           
                                                                           
                                 By:/s/ J. Paul Sims                       
                                    --------------------------------------
                                    J. Paul Sims                          
<PAGE>
 
19
October 22, 1997                                               
                
                                                           
                                 JACQUELINE E. SIMS                        
                                                                           
                                                                           
                                 By:/s/ Jacqueline E. Sims                 
                                    --------------------------------------
                                    Jacqueline E. Sims                   
                                                                           
                                                                           
                                 G. MARSHALL SMITH                         
                                                                           
                                                                           
                                 By:/s/ G. Marshall Smith                  
                                    --------------------------------------
                                    G. Marshall Smith                     
                                                                           
                                                                           
                                 GLORIA G. SMITH                           
                                                                           
                                                                           
                                 By:/s/ Gloria G. Smith                    
                                    --------------------------------------
                                    Gloria G. Smith                      
                                                                           
                                                                           
                                 LAWRENCE P. THOMAS                        
                                                                           
                                                                           
                                 By:/s/ Lawrence P. Thomas                 
                                    --------------------------------------
                                    Lawrence P. Thomas                   
                                                                           
                                                                           
                                 JANET M. THOMAS                           
                                                                           
                                                                           
                                 By:/s/ Janet M. Thomas                    
                                    --------------------------------------
                                    Janet M. Thomas                       
                                                                           
                                                                           
                                 HUGH C. VAN HOOSER                        
                                                                           
                                                                           
                                 By:/s/ Hugh C. Van Hooser                 
                                    --------------------------------------
                                    Hugh C. Van Hooser                   
<PAGE>
 
20
October 22,1997


                                                                           
                                 OLIVE VAN HOOSER                          
                                                                           
                                                                           
                                 By:/s/ Olive Van Hooser                   
                                    --------------------------------------
                                    Olive Van Hooser                     
                                                                           
                                                                           
                                 BRENT H. WALDRON                          
                                                                           
                                                                           
                                 By:/s/ Brent H. Waldron                   
                                    --------------------------------------
                                    Brent H. Waldron                     
                                                                           
                                                                           
                                 GEORGE J. WALDRON, III                    
                                                                           
                                                                           
                                 By:/s/ George J. Waldron, III             
                                    --------------------------------------
                                    George J. Waldron, III                
                                                                           
                                                                           
                                 JOAN H. WALDRON                           
                                                                           
                                                                           
                                 By:/s/ Joan H. Waldron                    
                                    --------------------------------------
                                    Joan H. Waldron                       
                                                                           
                                                                           
                                 JOEL MICHAEL WALDRON                      
                                                                           
                                                                           
                                 By:/s/ Sharon W. Padgett                  
                                    --------------------------------------
                                    Sharon W. Padgett, Guardian           
                                                                           
                                                                           
                                 MAE S. WALDRON                            
                                                                           
                                                                           
                                 By:/s/ Mae S. Waldron                     
                                    --------------------------------------
                                    Mae S. Waldron                       
                                                                           
<PAGE>
 
21
October 22, 1997



                                 HOSEA O. WEAVER & SONS, INC.              
                                                                           
                                                                           
                                 By:/s/ Paul E. Weaver                     
                                    --------------------------------------
                                    Paul E. Weaver, President             

<PAGE>
 
                                   EXHIBIT 2

                            JOINT FILING AGREEMENT

     In accordance with Rule 13d-1(f) under the Securities Exchange Act of 1934,
as amended, the undersigned hereby agree to the joint filing with all other 
Reporting Entities (as such term is defined in the Schedule 13D referred to 
below) on behalf of each of them of a statement on Schedule 13D (including 
amendments thereto) with respect to the Common Stock, par value $0.01 per share,
of Delchamps, Inc. and that this Agreement be included as an Exhibit to such 
joint filing. This Agreement may be executed in any number of counterparts all 
of which taken together shall constitute one and the same instrument.

     IN WITNESS WHEREOF, the undersigned hereby executes this Agreement this 
    day of October, 1997.

                                  E. HARMON ANDERSON,JR.


                                  By: /s/ E. Harmon Anderson, Jr.
                                     --------------------------------
                                     E. Harmon Anderson, Jr.


                                  REBECCA V. ANDERSON


                                  By: /s/ Rebecca V. Anderson
                                     --------------------------------
                                     Rebecca V. Anderson


                                  ANNWILL CORPORATION


                                  By: /s/ William O. Haas
                                     --------------------------------
                                     William O. Haas, President
                                             
<PAGE>
 
                                  ANN S. BEDSOLE, EXECUTRIX


                                  By: /s/ Ann S. Bedsole 
                                     --------------------------------
                                     Ann S. Bedsole, Executrix


                                  RUTH W. BEDSOLE, INDIVIDUALLY AND AS
                                  EXECUTRIX OF THE JAMES BEDSOLE ESTATE


                                  By: /s/ Ruth W. Bedsole
                                     --------------------------------
                                     Ruth W. Bedsole


                                  RICHARD BOUNDS 


                                  By: /s/ Richard Bounds 
                                     --------------------------------
                                     Richard Bounds
                                             

                                  BRYANELL S. BROWN


                                  By: /s/ Bryanell S. Brown
                                     --------------------------------
                                     Bryanell S. Brown


                                  DARRELL BROWN


                                  By: /s/ Darrell Brown
                                     --------------------------------
                                     Darrell Brown


                                  DARRELL RAIFORD BROWN


                                  By: /s/ Darrell Raiford Brown
                                     --------------------------------
                                     Darrell Raiford Brown
<PAGE>
 
                                  CAROLINE BROWN


                                  By: /s/ Caroline Brown
                                     --------------------------------
                                     Caroline Brown


                                  PAUL E. BROWN


                                  By: /s/ Paul E. Brown
                                     --------------------------------
                                     Paul E. Brown


                                  MOLLYE S. CALLAHAN


                                  By: /s/ Mollye S. Callahan
                                     --------------------------------
                                     Mollye S. Callahan
                                             

                                  WILLIAM M. CALLAHAN, JR.


                                  By: /s/ William M. Callahan, Jr.
                                     --------------------------------
                                     William M. Callahan, Jr.


                                  DAVID G. CHUNN


                                  By: /s/ David G. Chunn
                                     --------------------------------
                                     David G. Chunn


                                  JOHN R. CROSS


                                  By: /s/ John R. Cross
                                     --------------------------------
                                     John R. Cross

<PAGE>
 
                                  JOHN RANDOLPH DELCHAMPS


                                  By: /s/ John Randolph Delchamps
                                     --------------------------------
                                     John Randolph Delchamps


                                  NANCY H. DELCHAMPS


                                  By: /s/ Nancy H. Delchamps
                                     --------------------------------
                                     Nancy H. Delchamps


                                  RAINE BEDSOLE DEMMAS


                                  By: /s/ Raine Bedsole Demmas
                                     --------------------------------
                                     Raine Bedsole Demmas
                                             

                                  ADELINE D. FOSTER 


                                  By: /s/ Adeline D. Foster
                                     --------------------------------
                                     Adeline D. Foster


                                  JOHN E. FOSTER, M.D.


                                  By: /s/ John E. Foster, M.D.
                                     --------------------------------
                                     John E. Foster, M.D.


                                  ANN R. HAAS


                                  By: /s/ Ann R. Haas
                                     --------------------------------
                                     Ann R. Haas


                                  WILLIAM O. HAAS


                                  By: /s/ William O. Haas
                                     --------------------------------
                                     William O. Haas
<PAGE>
 
                                  W. DWIGHT HARRIGAN


                                  By: /s/ W. Dwight Harrigan
                                     ----------------------------------
                                     W. Dwight Harrigan


                                  WILLIAM DWIGHT HARRIGAN, III 
                                  TRUSTEE, ANDREW BOYD HARRIGAN 
                                  TRUST OF 1990


                                  By: /s/ William Dwight Harrigan, III
                                     ----------------------------------
                                     William Dwight Harrigan, III, Trustee


                                  ANN B. HEARIN  


                                  By: /s/ Ann B. Hearin  
                                     ----------------------------------
                                     Ann B. Hearin 
                                             

                                  JOAN H. HEARN


                                  By: /s/ Joan H. Hearn
                                     ----------------------------------
                                     Joan H. Hearn


                                  ANN A. HINOTE


                                  By: /s/ Ann A. Hinote
                                     ----------------------------------
                                     Ann A. Hinote


                                  SAMUEL I. HINOTE, INDIVIDUALLY AND AS
                                  CUSTODIAN FOR AMY E. HINOTE


                                  By: /s/ Samuel I. Hinote
                                     ----------------------------------
                                     Samuel I. Hinote, Individually and
                                     as Custodian for Amy E. Hinote
<PAGE>
 
                                  THOMAS A. HORST, JR.


                                  By: /s/ Thomas A. Horst, Jr.
                                     --------------------------------
                                     Thomas A. Horst, Jr.


                                  DIANE A. IRELAND


                                  By: /s/ Diane A. Ireland
                                     --------------------------------
                                     Diane A. Ireland


                                  SCOTT B. IRELAND


                                  By: /s/ Scott B. Ireland  
                                     --------------------------------
                                     Scott B. Ireland
                                             

                                  FREDERICK T. KUYKENDALL, III


                                  By: /s/ Frederick T. Kuykendall, III
                                     ---------------------------------
                                     Frederick T. Kuykendall, III


                                  MARSHA A. LAUDER


                                  By: /s/ Marsha A. Lauder
                                     --------------------------------
                                     Marsha A. Lauder


                                  ROBERT E. LEE


                                  By: /s/ Robert E. Lee
                                     --------------------------------
                                     Robert E. Lee


                                  JOHN H. MARTIN, INDIVIDUALLY AND AS CUSTODIAN
                                  FOR JULIA MCGOWIN MARTIN, WHITE SMITH MARTIN,
                                  THE JOHN H. MARTIN IRA AND THE JOHN H.MARTIN
                                  401K 
             
<PAGE>
 
                                  By: /s/ John H. Martin
                                     --------------------------------
                                     John H. Martin


                                  PAUL H. PARHAM


                                  By: /s/ Paul H. Parham 
                                     --------------------------------
                                     Paul H. Parham


                                  JOHN S. PARKER


                                  By: /s/ John S. Parker 
                                     --------------------------------
                                     John S. Parker


                                  RODNEY A. PILOT


                                  By: /s/ Rodney A. Pilot
                                     --------------------------------
                                     Rodney A. Pilot
                                             

                                  J. PAUL SIMS


                                  By: /s/ J. Paul Sims
                                     --------------------------------
                                     J. Paul Sims


                                  JACQUELINE E. SIMS


                                  By: /s/ Jacqueline E. Sims
                                     --------------------------------
                                     Jacqueline E. Sims


                                  G. MARSHALL SMITH 


                                  By: /s/ G. Marshall Smith
                                     --------------------------------
                                     G. Marshall Smith

<PAGE>
 
                                  GLORIA G. SMITH


                                  By: /s/ Gloria G. Smith 
                                     --------------------------------
                                     Gloria G. Smith


                                  LAWRENCE P. THOMAS


                                  By: /s/ Lawrence P. Thomas
                                     --------------------------------
                                     Lawrence P. Thomas


                                  JANET M. THOMAS


                                  By: /s/ Janet M. Thomas
                                     --------------------------------
                                     Janet M. Thomas
                                             

                                  HUGH C. VAN HOOSER


                                  By: /s/ Hugh C. Van Hooser
                                     --------------------------------
                                     Hugh C. Van Hooser


                                  OLIVE VAN HOOSER


                                  By: /s/ Olive Van Hooser
                                     --------------------------------
                                     Olive Van Hooser


                                  BRENT H. WALDRON 


                                  By: /s/ Brent H. Waldron
                                     --------------------------------
                                     Brent H. Waldron



                                  GEORGE J. WALDRON, III


                                  By: /s/ George J. Waldron, III
                                     --------------------------------
                                     George J. Waldron, III
<PAGE>
 
                                  JOAN H. WALDRON


                                  By: /s/ Joan H. Waldron
                                     --------------------------------
                                     Joan H. Waldron


                                  JOEL MICHAEL WALDRON


                                  By: /s/ Sharon W. Padgett
                                     --------------------------------
                                     Sharon W. Padgett, Guardian


                                  MAE S. WALDRON 


                                  By: /s/ Mae S. Waldron 
                                     --------------------------------
                                     Mae S. Waldron
                                             

                                  HOSEA O. WEAVER & SONS, INC.


                                  By: /s/ Paul E. Weaver
                                     --------------------------------
                                     Paul E. Weaver, President



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