<PAGE> 1
-------------------------------
l OMB APPROVAL l
-------------------------------
l OMB Number: 3235-0145 l
l Expires: December 31, 1997 l
l Estimated average burden l
l hours per response....14.90 l
-------------------------------
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(AMENDMENT NO. )*
HORIZON BANCORP, INC.
- ------------------------------------------------------------------------------
(Name of Issuer)
COMMON STOCK
- ------------------------------------------------------------------------------
(Title of Class of Securities)
440406 10 6
- ------------------------------------------------------------------------------
(CUSIP Number)
Check the following box if a fee is being paid with this statement /X/. (A fee
is not required only if the filing person: (1) has a previous statement on file
reporting beneficial ownership of more than five percent of the class of
securities described in Item 1; and (2) has filed no amendment subsequent
thereto reporting beneficial ownership of five percent or less of such class.)
(See Rule 13d-7).
*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities,
and for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).
SEC 1745 (2-95) Page 1 of 5 pages
<PAGE> 2
CUSIP NO. 440406 10 6 13G PAGE 2 OF 5 PAGES
1) NAME OF REPORTING PERSON
BANK OF RALEIGH TRUST AND FINANCIAL SERVICES DIVISION
S.S. or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
55-0637607
2) CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) / /
(b) / /
3) SEC USE ONLY
4) CITIZENSHIP OR PLACE OF ORGANIZATION
UNITED STATES OF AMERICA
NUMBER OF SHARES 5) SOLE VOTING POWER
BENEFICIALLY OWNED
BY EACH REPORTING 154,183
PERSON WITH
6) SHARED VOTING POWER
7) SOLE DISPOSITIVE POWER
154,183
8) SHARED DISPOSITIVE POWER
9) AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
154,183
10) CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
11) PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
5.4
12) TYPE OF REPORTING PERSON*
BK
*SEE INSTRUCTION BEFORE FILLING OUT!
Page 2 of 5 pages
<PAGE> 3
Item 1(a). Name of Issuer:
HORIZON BANCORP, INC.
Item 1(b). Address of Issuer's Principal Executive Offices:
P.O. BOX D
BECKLEY, WEST VIRGINIA 25802-2803
Item 2(a). Name of Person Filing:
BANK OF RALEIGH TRUST AND FINANCIAL SERVICES DIVISION
Item 2(b). Address of Principal Business Office or, if none, Residence:
P.O. BOX D
BECKLEY, WEST VIRGINIA 25802-2803
Item 2(c). Citizenship:
UNITED STATES OF AMERICA
Item 2(d). Title of Class of Securities:
COMMON STOCK
Item 2(e). CUSIP Number:
440406 10 6
Item 3. If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b),
check whether the person filing is a:
(Not Applicable)
Page 3 of 5 pages
<PAGE> 4
Item 4. Ownership:
(a) Amount Beneficially Owned:
154,183
(b) Percent of Class:
5.4
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the vote
154,183
(ii) shared power to vote or to direct the vote
(iii) sole power to dispose or to direct the disposition of
154,183
(iv) shared power to dispose or to direct the disposition of
Item 5. Ownership of Five Percent or Less of a Class:
(Not Applicable)
Item 6. Ownership of More than Five Percent on Behalf of Another Person:
(Not Applicable)
Item 7. Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on by the Parent Holding Company:
(Not Applicable)
Item 8. Identification and Classification of Members of the Group:
(Not Applicable)
Item 9. Notice of Dissolution of Group:
(Not Applicable)
Page 4 of 5 pages
<PAGE> 5
Item 10. Certification:
(Not Applicable)
Signature
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
FEBRUARY 12, 1996
- ------------------------------------------------------------------------------
Date
BANK OF RALEIGH TRUST AND FINANCIAL SERVICES DIVISION
- ------------------------------------------------------------------------------
Signature
JOHN CHANDLER, TRUST OFFICER
/s/ JOHN CHANDLER
- ------------------------------------------------------------------------------
Name/Title
Page 5 of 5 pages
