MERRILL LYNCH FUND FOR TOMORROW, INC.
Supplement dated January 10, 1996 to the
Statement of Additional Information dated May 30, 1995
The following supersedes "Purchase of Shares -- Reduced Initial Sales Charges --
Employer Sponsored Retirement and Savings Plans" and "Redemption of Shares --
Deferred Sales Charges -- Class B and Class C Shares -- Retirement Plans" in the
Statement of Additional Information:
Employer-Sponsored Retirement or Savings Plans and Certain Other
Arrangements. Certain employer-sponsored retirement or savings plans and
certain other arrangements may purchase Class A or Class D shares at net asset
value, based on the number of employees or number of employees eligible to
participate in the plan, the aggregate amount invested by the plan in specified
investments and/or the services provided by Merrill Lynch to the plan. Certain
other plans may purchase Class B shares with a waiver of the CDSC upon
redemption, based on similar criteria. Such Class B shares will convert into
Class D shares approximately ten years after the plan purchases the first share
of any MLAM-advised mutual fund. Minimum purchase requirements may be waived
for such plans. Additional information regarding purchases by
employer-sponsored retirement or savings plans and certain other arrangements is
available toll-free from Merrill Lynch Business Financial Services at (800)
237-7777.
Code #10228-0595ALL
