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<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-START> Jan-01-2000
<PERIOD-END> Sep-30-2000
<CASH> 27,881
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 26,776
<INVESTMENTS-MARKET> 26,686
<LOANS> 834,689
<ALLOWANCE> 7,108
<TOTAL-ASSETS> 1,103,780
<DEPOSITS> 919,489
<SHORT-TERM> 57,104
<LIABILITIES-OTHER> 5,070
<LONG-TERM> 40,000
0
0
<COMMON> 518
<OTHER-SE> 81,599
<TOTAL-LIABILITIES-AND-EQUITY> 1,103,780
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<INTEREST-INVEST> 10,296
<INTEREST-OTHER> 360
<INTEREST-TOTAL> 59,155
<INTEREST-DEPOSIT> 24,146
<INTEREST-EXPENSE> 27,499
<INTEREST-INCOME-NET> 31,656
<LOAN-LOSSES> 450
<SECURITIES-GAINS> 4
<EXPENSE-OTHER> 26,243
<INCOME-PRETAX> 14,863
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<CHANGES> 0
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<EPS-BASIC> 1.91
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<YIELD-ACTUAL> 4.07
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<LOANS-PAST> 52
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<RECOVERIES> 312
<ALLOWANCE-CLOSE> 7,108
<ALLOWANCE-DOMESTIC> 7,108
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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