<PAGE> 1
AMENDED
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 10-QSB
/X/ QUARTERLY REPORT UNDER SECTION 13 or 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
For the quarterly period ended June 30, 1995
/ / TRANSITION REPORT UNDER SECTION 13 or 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
For the transition period from _____________ to ______________
Commission file number 0-19028
CCFNB BANCORP, INC.
(Name of small business Issuer in its charter)
PENNSYLVANIA 23-2254643
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification Number)
232 East Street, Bloomsburg, PA 17815
(Address of principal executive offices) (Zip Code)
Issuer's telephone number, including area code: (717) 784-4400
Check whether the issuer (1) filed all reports required to be
filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the
preceding 12 months (or for such shorter period that the issuer was required to
file such reports), and (2) has been subject to such filing requirings for the
past 90 days.
Yes X No
----- -----
Indicate the number of shares outstanding of each of the issuer's
classes of common stock, as of the latest practicable date. 1,368,331 shares
of $1.25 (par) common stock were outstanding as of July 28, 1995.
Amendment is filed to include Financial Data Schedule.
<PAGE> 2
CCFNB BANCORP, INC. AND SUBSIDIARY
JUNE 30, 1995
INDEX 10-QSB
Exhibit 27
<TABLE>
<S> <C> <C> <C>
PART I - FINANCIAL INFORMATION:
- Consolidated Balance Sheets 1
- Consolidated Statements of Income 2
- Consolidated Statements of Cash Flows 3
- Notes to Consolidated Financial Statements 4 - 5
- Management's Discussion and Analysis of Financial
Condition and Results of Operations 6 - 12
PART II - OTHER INFORMATION 13
SIGNATURES 14
</TABLE>
<PAGE> 3
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
CCFNB BANCORP, INC.
(Registrant)
By /s/ PAUL E. REICHART
----------------------
Paul E. Reichart
President & CEO
Date: October 25, 1995
By /s/ VIRGINIA D. KOCHER
----------------------
Virginia D. Kocher
Treasurer
Date: October 25, 1995
-14-
<TABLE> <S> <C>
<ARTICLE> 5
<CIK> 0000731122
<NAME> N/A
<MULTIPLIER> 1
<CURRENCY> US DOLLARS
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-START> APR-01-1995
<PERIOD-END> JUN-30-1995
<EXCHANGE-RATE> 1
<CASH> 5,957
<SECURITIES> 33,872
<RECEIVABLES> 113,345
<ALLOWANCES> (932)
<INVENTORY> 0
<CURRENT-ASSETS> 152,242
<PP&E> 3,258
<DEPRECIATION> 0
<TOTAL-ASSETS> 155,500
<CURRENT-LIABILITIES> 137,415
<BONDS> 0
<COMMON> 1,707
0
0
<OTHER-SE> 16,378
<TOTAL-LIABILITY-AND-EQUITY> 155,500
<SALES> 2,734
<TOTAL-REVENUES> 2,865
<CGS> 1,288
<TOTAL-COSTS> 1,288
<OTHER-EXPENSES> 1,079
<LOSS-PROVISION> 24
<INTEREST-EXPENSE> 0
<INCOME-PRETAX> 474
<INCOME-TAX> 107
<INCOME-CONTINUING> 367
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<EXTRAORDINARY> 0
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<NET-INCOME> 367
<EPS-PRIMARY> .34
<EPS-DILUTED> .34
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