|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> JUN-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 9,143
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 90,894
<INVESTMENTS-CARRYING> 10,849
<INVESTMENTS-MARKET> 10,684
<LOANS> 191,019
<ALLOWANCE> 3,088
<TOTAL-ASSETS> 317,452
<DEPOSITS> 257,993
<SHORT-TERM> 26,355
<LIABILITIES-OTHER> 1,235
<LONG-TERM> 6,156
0
0
<COMMON> 2,948
<OTHER-SE> 22,765
<TOTAL-LIABILITIES-AND-EQUITY> 317,452
<INTEREST-LOAN> 8,181
<INTEREST-INVEST> 3,063
<INTEREST-OTHER> 149
<INTEREST-TOTAL> 11,393
<INTEREST-DEPOSIT> 4,914
<INTEREST-EXPENSE> 5,704
<INTEREST-INCOME-NET> 5,689
<LOAN-LOSSES> 231
<SECURITIES-GAINS> 17
<EXPENSE-OTHER> 4,421
<INCOME-PRETAX> 1,696
<INCOME-PRE-EXTRAORDINARY> 1,696
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,282
<EPS-BASIC> 0.44
<EPS-DILUTED> 0.44
<YIELD-ACTUAL> 3.96
<LOANS-NON> 1,283
<LOANS-PAST> 222
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,110
<CHARGE-OFFS> 375
<RECOVERIES> 122
<ALLOWANCE-CLOSE> 3,088
<ALLOWANCE-DOMESTIC> 3,088
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 438
</TABLE>
|
|